Fred Sisbarro
Loan Officer
[email protected]
Phone: (973) 865-8696
Mobile: (973) 865-8696
20 Commerce Drive | Suite 135
Cranford, NJ 07016
NMLS 245520
Licensed in: FL, GA, NJ, TN
FL 245520 | GA 245520 | NJ 9964474 | TN 245520
Fred Sisbarro is a Union Home Mortgage Loan Officer with nearly 20 years of experience in the mortgage industry. He’s knowledgeable in all facets of the business, including sales, operations and management. Fred is committed to providing each customer and referral partner with the highest level of service and professionalism; this is the reason so many of his clients come back to him time and again. Fred’s innovative approach to business, emphasis on working as an integrated team and high standards for customer satisfaction make the mortgage process easy for everyone involved.
Fred grew up in Essex County, New Jersey and has helped thousands of families purchase homes in the area. Whether you’re looking to buy your first house or refinancing your forever home, Fred has the product knowledge to help find the right loan for you.
Licensed by the N.J. Department of Banking and Insurance
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What Customers & Realtors Say About
Fred Sisbarro
48 five-star reviews
Amanda P.
07/01/2026
Incredibly easy and seamless to work with. The app is excellent!
Angelo P.
05/26/2026
It was a pleasure to work with Fred and his team. The overall experience was great, and we could not be happier
Jaipaul H.
05/01/2026
Perfect
Kimberly H.
02/25/2026
Great experience
Richard O.
02/16/2026
My 5th mortgage in my life and best experience
Luis O.
01/24/2026
Excellent
Jessica F.
12/21/2025
Excellent
Ada Y.
10/15/2025
John T.
09/17/2025
Andrew H.
09/15/2025
We worked with Fred to purchase our forever home and we could not be happier. Fred made the whole process so smooth and seamless. He made us feel comfortable asking any questions we had and was always available to hop on a phone call. Fred was by far the best person to work with throughout the entire home purchase process.
Christopher L.
09/14/2025
10/10
Diona G.
09/04/2025
I had a great experience with UHM, everything was easy going and Fred was very helpful throughout the whole process.
Bahram M.
08/18/2025
Kathryn H.
08/17/2025
Kevin K.
07/10/2025
Robert T.
06/26/2025
Fred was absolutely wonderful in the purchase of my new home. He always reached out to me prior to me having any questions and was available if I needed anything anytime. He's an asset to your organization.
Joseph M.
06/17/2025
Ryan R.
06/06/2025
Overall UHM was a great company to work with through the entire process and made a stressful experience as painless as possible!
Nicole M.
05/27/2025
Great
Alexander R.
05/15/2025
Amanda S.
04/25/2025
Keith S.
04/12/2025
Ahmad J.
04/11/2025
Fred was one of the most helpful people in the overall process including my attorney and real estate agent, where at times it felt like he was looking out for my best interest more than them. Very straightforward with things and perfect for a first time homebuyer
Connor W.
03/06/2025
Eric Z.
03/04/2025
Very easy and painless process to obtain our home mortgage!
David B.
01/27/2025
Everything went really smooth and my loan officer went above and beyond to help me.
Stephanie R. .
Excellent. Fred and Javier were helpful and easy to reach, and they stayed on top of it to ensure everything was done on time.
Richard T. .
Seamless, genuinely pleasant, exciting. This part of a complicated process was really made easy and, in some ways, fun by Fred and his team.
Jennifer M. .
My experience with UHM has been above and beyond. Fred Sisbarro made this transition seamless and the process had complete transparency from step to step. The organization and attention to every detail was more than any other company would have provided. Thank you to Fred and his team for making UHM top notch.
Molly Q. .
We had a great experience! We felt at ease knowing we could pick up the phone and chat with someone at any time. Really appreciated the communication.
Erwin P. .
Fred was instrumental in getting our first home. He is very responsive and very, very easy to talk to. If I am buying another property I will never think twice to get Fred to help. Thanks again Fred, we really appreciate your help!
Robert S. .
Fred and everyone at UHM was a joy to deal with. Stayed on top of our mortgage and made the process a breeze. Highly recommend.
Michael B. .
This is my third mortgage. My first two were with my first servicer. I was pleasantly surprised with my experience at UHM. I appreciated the personal touch and the fact the immediate team took time to get to know me and understand my needs. This was, in my opinion, a differentiator!
Louis S. .
Fred was very professional and informative throughout the whole process and the closing agent was excellent as well.
Matt S. .
Honestly, couldn't have asked for a better experience. They explained things as we moved from each step and were helpful in explaining why things were important and what to expect. As first time home-buyers this was really helpful and helped us understand what was happening and why. Really awesome experience.
Wendy R. .
From the beginning of the loan process all the way to the very end, Fred and the entire staff at Union Home Mortgage were fantastic, friendly, responsive, timely, and extremely knowledgeable. Top notch service! Would highly recommend and use again in the future for sure!
Brian S. .
They made the whole process easy and worry free and my loan officer was really helpful and available for whatever I needed. Extremely pleased with UHM!
Ryan M..
From day one, Fred went above and beyond for us. According to the seller's realtor, Fred was the person that sealed our deal!
Harry H..
Accurate approval estimates and confirmation based on my financial status. Good advice, prompt responses to inquiries, didn't ask for an excess of documentation, online form and documentation submittal was easy and fast. No surprises before and at closing with regard to costs. No mistakes!
Cori B..
My overall experience with UHM was fantastic. Fred is so personable and explained everything to me in detail in regards to advice, timelines, and what to expect.
Matthew J..
Great experience. Fred was amazing, super helpful and went above and beyond throughout the process. He did a great job balancing guiding us through the process while making sure we understood everything and didn't force us into anything.
Briana R..
I am thoroughly satisfied with my experience with UHM. This is a great professional company that works to get your needs met. Thank you again to everyone involved!
Yuyu M..
Fred Sisbarro and his team have been very helpful throughout a stressful and new process as a first time home buyer. I would highly recommend UHM to anyone because of Fred.
Christina E..
Absolutely wonderful experience, and we would work with Fred again! He made the entire experience so wonderful for us. I don't think we could have done it without him!
Kristen G..
Overall, I am very pleased with my experience with UHM. It was quick, easy and I could always reach Fred when I needed to.
Craig R..
This is the second time I have worked with Fred for a mortgage. Both times he made the process quick and painless.
Peter L..
I’m a real estate attorney and in my 20 years experience, I’ve rarely had a deal go through so smoothly for a client!
Allison B. .