Joel Tilmant
Sr. Loan Officer
[email protected]
Phone: (740) 393-1888
Mobile: (740) 398-7603
401 West High Street | Suite 11
Mount Vernon, OH 43050
NMLS 187478
Licensed in: OH, FL
OH MLO.001494.000 | FL LO138393
I have dedicated my professional career to being an honest and experienced Loan Officer by helping families achieve their goals through homeownership and real estate investing since 1996. I couldn’t be more excited to be in the mortgage industry today and I am equally as excited to be with Union Home Mortgage as they are always looking for ways to be better and more efficient for our clients.
The programs that I specialize in are federal government-backed programs such as USDA, FHA, VA, as well as conventional loans. Buying a house is a HUGE decision, therefore we're here to help educate our borrowers every step of the way. I provide excellent communication and work tirelessly on your loan to ensure that it closes on time and that our borrowers have the best experience possible during their loan process.
When it comes to purchasing or refinancing your home, our team can show you what "promises kept" really means. Call us to see how we can help you achieve your homeownership goals today!
OH RMLA RM.802837.000
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What Customers & Realtors Say About
Joel Tilmant
66 five-star reviews
Devan D.
08/02/2026
UHM made things quick and easy, their willingness to help explain things, and communication made the whole process great.
Moriah A.
07/28/2026
I had a wonderful experience
Avery F.
04/24/2026
Easy, straightforward, remarkably helpful.
Whitney P.
03/19/2026
The whole process was easy and THEY reached out to me about a better interest rate
Elora C.
03/03/2026
Joel was very kind in answering any questions anytime I had them. He helped make the process of buying a home much less stressful, especially for me who doesnt have much experience in the real estate world.
Joel M.
02/18/2026
Great experience especially for being a first time buyer.
Erica G.
01/27/2026
This was my first experience buying a home and working with UHM was amazing. Anytime I had questions they were always there to explain whatever didn’t make sense to me. This company is very easy to work with and they are very knowledgeable. They make sure that you get the best bang more your buck!
McKayla B.
01/05/2026
I had an great experience with UHM, everyone I spoke to was very nice and understanding. I felt confident in asking any questions I had. Everything on their part was done quickly and efficiently, as well as correctly. I am happy we decided to go through Union Home Mortgage, and will go through them in the future!
Allison E.
12/30/2025
Great
Alisha R.
12/02/2025
Easy and fast
Jeffrey S.
11/06/2025
Was a great experience
Jeffrey S.
11/06/2025
Was an excellent experience
Savana B.
11/06/2025
I really enjoyed working with our lender and loan officer! There was great communication and speedy responses even with the questions that felt silly to ask. I am very happy we went with Union Home for our very first home loan!
Kendra C.
10/11/2025
Tiffany C.
10/05/2025
Very happy
Keaton S.
10/01/2025
Amber F.
09/28/2025
Everything was great, everyone was very polite and super informative
Logan S.
09/08/2025
Taylor F.
08/27/2025
Keylor V.
08/23/2025
Michael P.
08/13/2025
Joel Tilmant did a great job thank you
Gavin G.
08/07/2025
Damon B.
08/04/2025
Very good overall experience with everyone I worked with.
Monica B.
07/28/2025
Nice and professional
Lawrence N.
07/23/2025
Omar C.
07/17/2025
10/10 I would recommend everyone!
Nicole W.
07/13/2025
It was great and they was very friendly
Daniel P.
06/28/2025
Good
Benjamin C.
05/23/2025
Benjamin D.
04/28/2025
Buying my first home would have been more challenging if I went with someone else. I can’t thank Joel and UHM enough for allowing me to be a first time home buyer. I wouldn’t recommend anyone other than UHM!
Tyler H.
02/25/2025
Our experience with UHM was smooth and clear from start to finish. The team communicated clearly and consistently, answered all our questions promptly, and ensured we felt confident throughout the process. We appreciated their personalized service, competitive rates, and commitment to keeping everything on track for a timely closing. Overall, UHM made what can be a complicated process feel easy. We highly recommend them.
Rachael P.
02/09/2025
They were very understanding, took the time to explain everything to us. Answered any questions we had. Helped us out when couldn't figure things out. Very respectful and very caring and understand group!
David C..
Joel and Briana were available every step of the way! They kept me well-informed on every single part of the process!
William C. .
Personable, professional, and knowledgeable staff who helped guide us through the required documentation and then facilitated any questions we had prior to closing.
Dustin R. .
Overall had a great experience and was always able to get a hold of someone when I had questions.
James W. .
Respectful, fast, and efficient, and will work around the clock on your loan application to meet your needs.
Jeremiah M..
They were knowledgeable, courteous, and quick with the process. I am completely happy with their service.
Justin M..
This was such an easy process thanks to Joel.
Brittany C..
I enjoyed my home-buying experience because I had the help of UHM. Joel and his team were very knowledgeable. I will definitely refer UHM to friends and family!
Kevin L..
Overall, VERY easy to answer the questions required and sit back and let you guys work your mortgage magic! This is my second mortgage through UHM and if I ever need another mortgage, I know who to call! THANKS!
David M..
Union Home mortgage was amazing in guiding me through the processes. My loan officer Joel Tilmant was always available. I needed a preapproval letter ASAP to help land my dream of owning a beautiful cabin in the woods. He even worked with me on a holiday weekend late in the evening.
Adam H..
It was a pleasant experience and I know that UHM got the best deal available to me.
William W..
The overall experience was harmless and purchaser-friendly. It made me have peace of mind knowing that my loan officer was doing everything he could do to make me feel like I was the only client he was assigned to. (Although I know he was swamped during this time.)
Debra J..
Great service and extremely knowledgeable staff.
Judith B..
Customer-oriented, efficient, and stress-free. I was a first time buyer and very overwhelmed by the home buying process, but everyone at Union Home Mortgage made the process what it SHOULD be: an exciting experience. My realtor even agreed that UHM made it a seamless transaction.
David M. .
Everything was seamless, easy and not stressful. Your tools, documentation and educational videos are great.
Gregory S..
I was very pleased with the service and hard work Joel, Briana and Paul put forward to help us with our loan process. I never once felt out of the loop or felt like I did not understand what was happening. When a problem came up, someone was there to help me through it and move to the next step.
Johnathan E..
UHM and Joel are excellent to work with, especially for first time buyers.
David M..
UHM provided quality service, advice and expertise throughout the buying process. We had some unique issues arise prior to closing, but the UHM team knew just what to do and helped us resolve the problem without having to delay closing. We were very pleased with the service provided by UHM.
Baylee H..
It was really great working with Joel. He was excellent at providing answers and explanations. He was quick at responding from the beginning.
Steven S..
Very pleased with the whole process and will def refer people to Joel Tilmant at Union Home
Nolan H..
The experience was great because of Joel. App & website were easy to navigate as well.
Madisyn F..
Amazing! I am a 1st time home buyer and this went great! We thought we might have to wait until the next day to close but John and Joel were able to push us to the finish line so we could close on time! Their hard work is appreciated.
Jason V..
Joel Tilmant was amazing. I had no stress working with him.
Kacey W..
Very easy, extremely helpful, and did not at any time feel like I wasn’t sure where things stood in each process. Joel and John were extremely courteous, and very helpful. Would recommend to anyone at any time.
George R. .
Union Home Mortgage was very helpful in getting my house refinanced. They answered the phone or called back immediately. I would recommend this company for a new mortgage or refinancing your home.
Tanisha M. .
It was 100! I loved the respect, the answers, explaining, the team work, and everything. I will refer someone if I ever get asked about who they should go to.
Kathleen M. .
Joel and team were exceptionally wonderful. I have never felt more at ease with with a great group of employees. All questions were answered in a courteous manner even if they were stupid questions. I will definitely recommend UHM to anyone who is in need of a mortgage. Thank you all for your help!
David J. .
It was a pleasure to work with Joel. He kept me informed and also made it feel like a personal transaction instead of just going through the motions.
Michael H. .
Being a first time home buyer, they know and explain things well so that a person can understand the process of buying a home. Thank you all for helping my wife and I through this exciting time in our lives.
Catherine K. .
It was a great experience and I would definitely recommend UHM and Joel Tilmant!
Seth H..
My experience has been great! My first time buying a home was a little chaotic during this market however, UHM made it much easier.
Jack G..
A fantastic experience! Efficient process with great communication.
Elizabeth L..
It was a wonderful experience! They made a very stressful process go smoothly and I felt like I knew what was happening every step of the way.
Amy B..
I had planned to go through our existing mortgage company until I spoke with Joel the first time. He was personable and knowledgeable; he didn’t make me feel rushed and throughly answered all of my questions. He is definitely the reason we decided to go with UHM.
Joshua W..