Deborah Allred Santiago
Branch Manager
[email protected]
Phone: (502) 208-2659
Mobile: (502) 649-4619
2408 Sir Barton Way | Suite 175
Lexington, KY 40509
NMLS 894630
Licensed in: IN, KY, TN
IN 44151 | KY MC713835 | TN 207722
I have been in banking and mortgage lending since 1996. With the awards of President’s Club, Sales Manager, and Top Producing Awards. I have purchased, refinanced and sold houses in KY and IN. Believe me when I say, ‘I know what you are going through.’ The stress of the out of pocket expense, the inspections, the documentation needed and then the not knowing stress. We take that away for you and communicate with you and both the seller’s realtor and buyer’s realtor. We make the experience as easy as possible with our world-class service for everyone involved.
I am currently originating loans in Kentucky with an emphasis on Carroll, Cumberland, Jefferson, Oldham, Shelby, Spencer and Trimble Counties. And in Indiana counties of Clark, Floyd, Harrison, Jefferson, Scott, and Washington.
We at Union Home Mortgage gives you the technology that is flexible to meet your everyday needs. We can meet in person, do everything on my web page, or even through our UHM App. You can apply and receive your pre-approval letter on our mobile app within minutes. On our UHM App, you can sign your mortgage disclosures, upload any documentation and even lock your rate over the weekend. You will have world-class service from myself and my team on day one to servicing your loan after closing.
We offer a wide arrange of mortgage loans at UHM and programs for all borrowers no matter if you are a first-time homebuyer or doing a reverse mortgage or self-employed to bank statements to show income.
Owner Occupancy
Non-Owner (Rental Property)
Secondary Homes (Vacation Homes)
Relocation
Rehab Loans
Construction to Perm with 1-time closing
Single Family 2, 3, or 4 units
Townhouse
Condominium
Manufactured Housing
Our Loan Programs with many down payment options available
Conventional
Fannie Mae
Freddie Mac
Federal Housing Administration (FHA/HUD)
Veterans Affairs Home Loan (VA)
United States of Agriculture (USDA/RD)
Kentucky Housing Corporation (KHC)
Please contact my email, web page, call or text.
I look forward to speaking with you soon.
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What Customers & Realtors Say About
Deborah Allred Santiago
The overall experience was excellent and, most importantly, stress-free. All questions were answered in a timely, concise and professional manner. Most importantly, my loan officer steered me in right direction based on what I was looking to accomplish from refinancing.
Stephan N.
Very informative. With such a quick home market right now, they were very on top of things to make sure things flowed and stayed on schedule. Made the process quite easy. It didn't feel like we really had to do anything (or, as we'd heard, “jump through hoops”) which was great.
David F.
Great service. The process was very. Open and transparent, there were no surprises. My loan officer was available 24/7 for any questions I had.
Chad R.
She was reassuring, calm and very knowledgeable about what she was doing. She knew how to guide me through the process.
Annie M.
Exceptional! The constant communication and professionalism displayed by Deborah Allred and her staff was so accommodating.
Charles B.
The experience was stressful at times, It was actually fast and easy. Deborah was very informative and patient with me. Explained everything in detail.
Juliet C.
I had a great time working with everyone. My first home buying experience has been made very painless! All my questions were answered quickly and explained at great length, I was never left feeling confused or out of the loop.
Brittney W.
Deborah Allred is amazing in her work at UHM. If she does not have an answer, she finds someone who can answer it for her. UHM is a great place to get your next home mortgage and I highly recommend it!
Stephen L.
The whole process was easier and less stressful than I imagined it would be. Deborah Allred made everything as stress free as it could be and was always available for all of my questions day or night.
Angela W.
Working with UHM and specifically, Deborah Allred, was wonderful. She was patient and kind. She made sure we understood every step of the process and definitely made it a much better experience.
Amanda H.
I felt my needs were important and addressed in a timely manner. I felt I had a partner in the entire process who helped ensure my understanding and best interests.
Patricia R.
Deborah was always prompt and professional when I dealt with her. She made my closing go smoothly without any glitches, and I see that as her attention to details as the reason for a good outcome.