Dolores (Dee) Bardes
Loan Officer
[email protected]
Phone: (423) 228-5855
Mobile: (423) 477-9363
10368 Wallace Alley Street | Suite 7
Kingsport, TN 37663
NMLS 149465
Licensed in: TN, VA
TN 108008 | VA MLO-1911VA
I earned my BA in Finance from Arizona State and began my career in finance in 1985, entering the mortgage industry in 2005 and serving the Tennessee and Virginia area. I realize that purchasing a home is a HUGE decision for most people, particularly in today's market. There are many products and loans out there and I will educate you so you are confident in choosing the best loan for your needs. "One size does not fit all"! I pride myself on being honest, and I am committed to making your home buying or refinancing experience a good one. Whether you are refinancing your existing home, buying your first home, or financing an investment property or vacation home (lucky you!), I look forward with working with you in the near future. I am passionate about my life with my spouse of twenty five years, two children, two grandsons, family and friends. I am also passionate about serving my community non-profit organizations, including Challenger League, local chambers, Junior Achievement, and other community involvement projects.
www.nmlsconsumeraccess.org
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What Customers & Realtors Say About
Dolores (Dee) Bardes
63 five-star reviews
Jonathan T.
08/03/2026
Dee Bardes was an excellent asset during our home-buying process, she kept us up-to-date and supported us every step of the way.
Walter F.
07/29/2026
My loan officer was great at explaining all of my options at the very begining of the process of obtaining a mortgage loan. My loan officer was there for me through every step of the process. She was always availabe if I had any questions.
Abby A.
05/16/2026
Amazing
Billy V.
03/31/2026
It was exciting
Eric P.
03/17/2026
I have found my experience with UHM and my loan officer to be extremely positive.
Steven G.
11/18/2025
Jon Q.
10/15/2025
Awesome experience
Habiba H.
08/10/2025
Excellent
Dennis M.
05/22/2025
10/10
Caleb K.
03/11/2025
Excellent
Sonya V.
03/04/2025
Samantha D.
02/19/2025
Christopher A.
02/12/2025
Absolutely incredible. Again, Dee and her team did everything right. I was absolutely thrilled with the responsiveness at every step, and she was great at fighting to ensure that we got our house.
Teresa W.
01/24/2025
Jonathan C.
01/11/2025
I was so very impressed with Dee’s knowledge and performance. She is an all star at all she does. UMH is lucky to have her !
Michael S.
01/03/2025
Excellent customer service, great communication, clear instructions, ease of uploading documents, signing documents online, having a app to just check document and status of processes, and having a excellent, knowledgeable, and polite mortgage agent.
John P..
Overall great experience! Our loan officer Dee made us feel like we were working with a best friend. She worked hard and did a very professional job.
Dustin T. .
Made buying my first home easy and stress free.
Tyler C. .
Our experience was exceptional!! We will most definitely advise others to work with UHM.
Ethan M. .
It was great. It was a pleasure working with ya.
Robert B..
This was the best and easiest home buying experience EVER thanks to Mrs. Bardes.
Amy P..
An excellent experience with no surprises. Very straight forward, good communication and we got a great rate!
Laura P..
So pleased at the knowledge and patience of the process.
Raymond C..
Friendly, efficient and always available to answer questions. Smooth process.
Stephen M..
Our overall experience was good. We would recommend UHM!
Carson B..
Again Dee Bardes outdid herself. She went above and beyond to help through this process and kept me informed the entire time.
Douglas K..
Really great. Dee Bardes was amazing. Give her a raise and a bonus!
John R..
My overall experience was excellent! I would highly recommend UHM, especially Dee Bardes!
Joshua C..
Simply put, we couldn’t have asked for a better mortgage experience!
Katherine B..
Dee was very helpful and she knew her stuff. She worked with us on this purchase. We enjoyed dealing with Dee, and she made things better when we hit a snag.
Destani G..
My experience was great! Anyone that is looking to buy a new home I have referred them to Dee! She goes above and beyond for her clients! I think she even talked to me on the weekends sometimes with questions I had. She made the whole process very quick and easy!
Robert R. .
My experience with Union Home Mortgage was all that I could have expected. Buying a house for the first time in 33 years, Dee was always willing to answer my off the wall questions and get me whatever information I asked for.
Dana E..
I can honestly say, as stressful as purchasing a home may be, Dee made it much easier. She told me what she needed from me and kept me informed through the whole process. I would highly recommend Union Home Mortgage to anyone.
John W..
The mortgage experience can be stressful and annoying on its own. Dee Bardes, my loan officer, made it as enjoyable a process as it could be. I greatly enjoyed working with Union Home Mortgage and Dee Bardes.
Joshua C..
Excellent from start to finish. I'm sure UHM as a whole is wonderful, but I feel that my experience was so great because of the tireless efforts Ms. Bardes put into it. Always kept me informed, was on point all the time, and was ahead of the game the whole way. She goes above and beyond!
Nicholas L..
It's been very easy, we are pleased with our mortgage and we hope to be with UHM for many years!
Emilee M..
I am 100% sure no one else would have took the effort to get me the loan I got. She is patient with me as I can be frustrating to deal with! This is my 3rd Union Home Mortgage Loan and I’m a forever customer!
Pedro M..
We are new to the area and Dee walked us through the process letting us know exactly what was needed and was always available for all the questions we had. She was forthcoming with information and never made us guess on what was to come next.
Aaron B..
Wonderful experience! Glad Dee Bardes continues to help our whole family house after house!!
Michael B..
The entire process of refinancing my loan was fantastic. Dee Bardes is very knowledgeable in the area of financing and I would recommend her services to anyone without hesitation. I am completely satisfied with my overall experience with UHM.
Robin A..
Our mortgage rep, Dee Bardes, was on top of everything and kept us in the loop step by step. It was a great experience!
David D. .
Fantastic. Our referred lender quoted us 45-90 days to close, and Dee and UHM beat that by a mile! We are very pleased and will recommend her to everyone we know looking for a lender!!
Shannon A. .
My experience was perfect! It was easy! The whole process was smooth and there was not one hiccup!
Roy C. .
From start to finish Dee Bardes was there to guide us through the process and always available if we had questions. She has all of the answers! So happy with her sincere desire to help us and her professionalism. Highly recommend
Robert H. .
Dee was my agent she was always there to answer all my questions and explain everything to me. She is very personal and an asset to the company.
Curtis B. .
I’m grateful for UHM. Dee was so helpful. She understood the VA loan process and helped things move along in a timely manner. She really went out of her way to help us out. Thank you!
Megan G. .
It was fantastic! I truly do not think we could have closed on our difficult situation without Dee! She always had our best interests in mind, and she worked diligently for us. We are forever grateful for all of her hard work and expertise.
Hayden J. .
I would recommend anyone I know to Union Home Mortgage. Highly recommend!!
Carey M. .
I will recommend Dee Bardes to all of my contacts that are moving to the area. She was amazing!
Samuel W. .
This is my second mortgage with UHM. I am completely satisfied and will refer anyone who asks for a lender!
Elisha F..
UMH has got you covered. They make sure they hold your hand and lift you up as a first time home buyer. After we switched to Dee Bardas at UHM everything was completed fast and we are now writing this from our dream home! Thank you Dee and thank you UHM!
Lauren D..
Dee was the absolute best. Very personable and super responsive. She answered any and all questions and we could tell she always had our best interests in mind.
Bryan W..
Dee was Great. 10/10 recommend!
Ricky H..
From start to finish, Dee was amazing. Always kept me up to date with all stages of the process. She is awesome and amazing. I tell everyone we got lucky that we got our agent and the best loan officer you could ask for. Always put my needs up there. Thank you for all you did for us!
Brett C. .
Fantastic. Straight forward communication, details laid out easily and if I had questions, Dee was able to help me understand. Great communication and fast closing!
Michael C..
We had an easy fast experience and that is why we used them again for our refinance.
Eric K..
Working with UHM and Dee was very pleasant and easy! We were very pleased to do business with you!
Matthew R..
The process was extremely quick. Very grateful for all involved, especially Dee! Communication was quick and efficient. Awesome experience.
Jennifer S..
An amazing experience! We couldn’t have been any luckier. Everything fell into place. I do not think it would have gone any smoother if we had someone else. If we do decide to move in the future, there’s no doubt in our minds who we will be reaching out too.
Suzan J..
Loved working with Dee! She went over and above to make sure everything went smoothly.
Janetha G..
Dee was really great to work with. She knows her stuff and will help in anyway she can. I hope that I can refer others in the future to have an easy experience like I did.
Stephen B..
My wife and I are very satisfied with our experience and would highly recommend Dee's services.
Zoe E..
I think that the automated emails were helpful, the signing of documents was seamless and Dee was patient and respectful. I would definitely recommend Dee in the future.
Shanna F..