Conventional
                        
                        Less restrictive loans with a variety of term options.
                     
                    
                        
                            
                            FHA
                        
                        Smaller down payment, relaxed qualifications, often a lower rate.
                     
                    
                        
                            
                            VA
                        
                        Low to no down payment. For U.S. military + veterans.
                     
                    
                        
                            
                            USDA
                        
                        No down payment mortgages for rural homebuyers.
                     
                    
                        
                            
                            Rehab 
                        
                        For homes that need repair. Can be purchase or refinance.