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(724) 620-4457 (724) 620-4457 APPLY NOW My Account

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Joseph Black

Branch Manager

[email protected]

Phone: (724) 620-4457

Mobile: (724) 355-0899

400 Northpointe Circle | Suite 305
Seven Fields, PA 16046

NMLS 135084

PA 40463

Joe has been helping homeowners achieve the dream of homeownership for over 25 years. He lives with his family on a small horse farm in western Pennsylvania. Joe will provide you with the local knowledge and expertise to help you navigate the unique challenges of buying your home in western Pennsylvania. A veteran of the Army National Guard, Joe is an expert in VA lending as well as USDA, FHA and conventional loan programs.

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Joseph Black

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Joseph Black

Good.

Kayla P.

A truly great experience. I will (and have) recommend to anyone!

Clint R.

Very timely.

Patrick T.

Great team work and very knowledgeable.

Christopher B.

Joe is a pro! He is very knowledgeable and willing to go the extra mile to help you get your dream home.

Larry H.

Beginning with my agent Cassie and then working with Joe and Lisa, the process was very easy and enjoyable.

David F.

Everything was very easy to do and it was always easy to call and talk to Joe Black whenever I had a question.Very helpful and accommodating.

Paul K.

Joe Black and his team have been very organized and kept me up to date on everything that was needed. There is always a crunch time at the end of this process and I felt that we all did our part to make sure things got closed when they were supposed to.

Juileann S.

Knowledge of craft and how to best proceed were so helpful. The whole team was courteous and easy to work with. Loved the weekly calls, kept us in the loop and able to answer any questions. If we had occasion to call and had to leave a message, response time was next level. Great team!!

Martin K.

We were treated with the upmost respect and courtesy and we were kept up-to-date about what was going on and we knew we could always reach our loan agent with our questions and he would answer them fully and completely. Overall it was a fantastic experience.

Ronald A.

I am grateful for those whom helped me through this process and my prior experience with Union Home Mortgage. Satisfaction at 100%.

Jane B.

Very pleased and I will recommend UHM to anyone who mentions to me that they are looking to buy or refinance a home.

Jeremiah S.

It was my first time buying a home. I was very nervous and sometimes overwhelmed. Joe helped me get through the whole process and kept encouraging me. I never had to wait too long for a question to be answered. He made the process so much easier for me. Thank you.

Tara K.

Bob and Lisa were on top of things with the necessary documents and updates. I never had to call to find out the status of the loan application. In today’s world, that’s uncommon.

William H.

Joe made the home buying process stress free. With his weekly updates you are never left guessing where you are in the process. The app and website also make it easy to provide them necessary documentation. I would highly recommend Joe to anyone looking to buy a home. Such a great experience.

Daniel T.

It was great! We felt like UHM and Joe Black had our best interests in mind from the beginning. Even when we had issues trying to buy the first home we settled on and it fell through, Joe was able to walk us through it, reach out to attorney's on our behalf, and give us peace of mind.

Nathan A.

We have worked with UHM and Joe Black on previous real estate purchases and we refuse to go elsewhere. We are very happy with the process and efficiency. Thank you!

Kevin T.

Joe makes the whole process from beginning to end so easy. He lets you know what you need to do as it comes up and also calls to keep you up to date even when you are in the waiting stages. Thanks Joe!!

James M.

The best experience of buying my first home. Joe was amazing and reassuring! Thank you Union Home Mortgage!!

Mary S.

Everything was great. Communication was excellent. It was made very clear what was needed from me and when.

Shawn M.

Everything was great. Communication was excellent. It was made very clear what was needed from me and when.

Shawn M.

Everyone was great and got everything done faster than expected! Much appreciated since this is my jobs busy season! Thanks for everything!

Carrie D.

Everyone was very nice and helpful. Everything seemed to go smoothly and now I'm a homeowner!

Kelsi G.

Everything was efficient and good references for what ever I needed.

Valentine Y.

Joe Black was wonderful to work with and the entire process took less than 25 days from offer to closing.

Travis M.

Once I found the right home for me, Joe Black took charge and gave me instructions on what I needed to do on my end. He was very knowledgeable about manufactured homes and the loan process involving it. Thank you! Now my husband and I have a place to call home!

Katie K.

Joe and team made everything go smoothly and quickly. If I knew someone needing to buy a house I would surely tell them to give Joe and his team a chance to take care of them,

Mike F.

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NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

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