Kelly Gaugler
Loan Officer
[email protected]
Phone: (406) 357-1029
Mobile: (406) 581-6948
2246 Boothill Court | Suite 5
Bozeman, MT 59715
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NMLS 523491
MT 523491
For me, mortgage lending has never been just about loans. It's about people, possibilities, and helping someone accomplish something they may not have thought was possible.
With 20 years of experience as a mortgage lender, I've learned that the best mortgage solutions begin with listening. I take the time to understand your goals, ask thoughtful questions, and create a financing strategy tailored to your needs. My goal is to help you feel confident in your decisions, prepared before you make an offer, and supported from our first conversation through closing and beyond.
Whether you're purchasing your first home, moving into your next, buying a vacation home, or investing in real estate, I love helping clients explore options they may not have considered. I believe in creative solutions, clear communication, and building lasting relationships with clients and Realtor partners who know they can count on me.
A Montana native, I grew up in Whitefish and spent my summers on Flathead Lake. Montana State University brought me to Bozeman in 2000, and I've proudly called it home ever since. My husband and I are both MSU graduates, and we love cheering on our two kids at their sporting events. When we're not on the sidelines, you'll find us enjoying Montana's outdoors, whether we're wake surfing and boating on Flathead Lake, skiing in the winter, or exploring the trails on foot or by bike.
Whether you're buying your first home or planning your next move, I'd love to hear about your goals and help you find a mortgage strategy that works for you.
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What Customers & Realtors Say About
Kelly Gaugler
3 five-star reviews
John R.
08/08/2026
UHM was great to work with from start to finish. They were receptive to our needs as far as timing, working with the developer and our agent, and understood the market implications. It went very smoothly and I would definitely use them again.
Joyce B.
07/27/2026
Kelly answered all our questions as they came up!
Victoria L.