Mark Czebiniak
Senior Loan Officer
[email protected]
Phone: (440) 732-3960 | (602) 845-3521
Mobile: (602) 369-6275
13430 N Scottsdale Rd | Ste 104 | Office 104-9
Phoenix, AZ 85254
NMLS 1584802
Licensed in: AR, AL, A, CA, DC, FL, GA, IA, ID, IN, LA, MA, MI, MO, NC, NJ, NM, NV, OK, OH, OR, PA, SC, TX, VA, WA, WI
AR 1584802 | AL 1584802 | AZ 0941649 | CA CA-DFPI1584802 | DC MLO1584802 | FL LO137159 | GA 1584802 | IA 54765 | ID MLO-2081584802 | IN 72249 | LA 1584802 | MA 1584802 | MI 1584802 | MO 1584802 | NC I-175606 | NJ 1584802 | NM 1584802 | NV 1584802 | OK MLO37719 | OH MLO-OH.1584802.001 | OR 1584802 | PA 114320 | SC MLO-1584802 | TX 1584802 | VA MLO-56829VA | WA MLO-1584802 | WI 158480
Mortgage Banker License #0930335
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What Customers & Realtors Say About
Mark Czebiniak
16 five-star reviews
Ernesto L.
08/11/2026
I came into this process thinking it would be long and tedious but Mark really helped me step by step and explained, educated meEvery step of the way.
Gary S.
12/25/2025
It was a great experience with confident help that lead us in the right direction and reassured us that we were properly being taken care of.
Jared H.
12/24/2025
My experience was very good Mark was great!
Mark A.
12/24/2025
Carmen C.
12/22/2025
Frank T.
11/21/2025
Kristopher A.
11/16/2025
It was good, couple of first times for us on singing paperwork at home, and not at a title company. Our loan officer was always polite and gave more in depth answers when asked.
Barbara L.
11/08/2025
Gabrielle L.
10/29/2025
John T.
10/28/2025
I had an overall good experience with uhm
Kenneth J.
10/27/2025
It was just OK. Most parts were good enough but the appraisal could have been much better.
Kent T.
10/22/2025
We had an absolutely excellent experience with UHM.. From start to finish, the entire process was smooth, efficient, and stress-free. The team was courteous, professional, and always available to answer our questions. They communicated clearly every step of the way and made sure everything was completed on time. It’s rare to find a company that combines efficiency with such great customer service, but they truly delivered on both. We couldn’t be happier with how everything turned out and would highly recommend them to anyone looking for a mortgage or whatever your needs maybe.
Patricia A.
08/28/2025
Working with UHM was a very positive experience and I am very relieved I contacted Mark because thanks to him, his professionalism, kindness and patience, we have a new house.
Evan M.
08/24/2025
I bought my house. 10/10.
Sabrina M.
08/10/2025
From start to finish our experience was wonderful. From step one to closing Mark was available and ensured we understood the entire process. Giving us peace of mind.
Meredith J.
07/11/2025
Kory S.
04/16/2025
It was a fast and easy experience. I thought it was going to be a long hard process to go through.
Heidi R.
01/08/2025
Michael M..
You guys did great! Could not have asked for anything more. When I talked to you, you made my feel like I was the only customer for that day. Keep up the good work.
John S..
It was a good experience.
Joanne M..
Great! Thank you!!
Charles S..
Loan officer Mark was up front and professional, processor Cathi tried to keep doc requests to a minimum even on a more complex deal like ours. Overall pleased with the process.
Andrew H..
Loan officer was extremely responsive by phone and email. The whole process was handled online with ease.
Darryl B. .
Mark was easy to work with, took literally no time at all to go thru the pre-qual, all the way to signing. It was pretty effortless throughout. Saved money which is a win and looking forward to future referral's for Mark!
Oscar J..
Professionalism, communication and timely responses were delivered at all times. I am beyond satisfied with the service that was provided to my significant other and myself!
Ernesto H..
All the teams at Mark Czebiniak were very friendly. Thank you very much for approving my loan.
Barbara S..
Everything was explained clearly and I liked the fact that everything except the signing was completed online.
Karen C..
From the jump, Mark Czebiniak was on it!! His knowledge helped us with the type of loan, the down payment, and our overall future. We can not thank him enough for everything!
Catherine T. .
Looking forward to a long term relationship with UHM for all our home lending needs. I have already referred my family and friends to refinance or use this lender for any purchases. I was extremely pleased with the overall process.
DeWayne D. .
I could not believe how easy and smooth the process was. Mark was excellent in the process. He kept me informed and apprised as to every step. He is an excellent asset to UHM.
Audrey L..
Mark was approachable, and I appreciate that so much. That's all we need as first time homebuyers: time and effort. Thank you UHM!
Consulea M..