Michael Cross
Senior Loan Officer
[email protected]
Phone: O: (440) 879-2446 | F: (440) 723-3152
Mobile: (440) 336-6030
14843 Sprague Road
Strongsville, OH 44136
NMLS 2104362
Licensed in: AR, CA, CT, FL, GA, ID, IN, LA, MA, MI, MT, ND, NH, NV, OH, PA, TX, VA, WA
AR 122212 | CA CA-DFPI2104362 | CT LO-2104362 | FL LO83918 | GA 2104362 | ID MLO-2082104362 | IN 64258 | LA 2104362 | MA MLO2104362 | MI 2104362 | MT 2104362 | ND NDMLO2104362 | NH 2104362 | NV 81421 | OH MLO-OH.2104362 | PA 81078 | TX 2104362 | VA MLO-52311VA | WA MLO-2104362
Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986 | Georgia Residential Mortgage Licensee | Texas Recovery Fund | OH RMLA RM.802837.000 | www.nmlsconsumeraccess.org | Consumer Loan Company License CL-2229 | Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower.
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What Customers & Realtors Say About
Michael Cross
59 five-star reviews
Candice M.
08/09/2026
My overall experience felt like I was cared for as a fellow human being, instead of just a number.
Morgan H.
08/08/2026
Awesome!
Deborah J.
08/04/2026
With my first mortgage there were multiple issues with underwriting at the last minute. This time, with the refinance it was a breeze.
Peter R.
07/26/2026
Great!
Miguel C.
07/20/2026
Michael Cross made the whole process easy. He over communicated and always answered all my questions.
Rene L.
01/02/2026
UHM has been excellent handling every aspect of my homeowners insurance and does a great job communicating.
Bonnie T.
12/30/2025
Dominic R.
12/29/2025
Van L.
12/28/2025
UHM responsibility is poor some customer service.
NICHOLAS S.
12/27/2025
It was great!
Terri A.
12/23/2025
Ra Y.
12/05/2025
Andrew P.
12/04/2025
Julie G.
12/01/2025
Gary C.
11/27/2025
CURTIS H.
11/16/2025
Great quic and easy
Manuel U.
11/13/2025
Overall great experience will look to use them again the future.
Elizabeth B.
11/11/2025
From start to finish the entire process from purchasing to refinancing the homes have been seamless. I have full trust and confidence in Michael Cross!
Tamala R.
11/03/2025
Joshua M.
11/03/2025
*
Anthony B.
10/25/2025
Jamie S.
10/20/2025
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Jose L.
10/14/2025
Excellent experience.
Jordan F.
10/11/2025
My loan officer was experienced and was able to run multiple scenarios to help me decide which loan period would be best for my situation
Frank M.
10/10/2025
Joshua M.
10/05/2025
10/10
Nicholas S.
10/02/2025
EARL P.
10/01/2025
THOMAS B.
10/01/2025
David L.
09/23/2025
Good service, efficient process.
Eyal G.
09/13/2025
Got contacted by the loan officer. Made it easy to refinance the loan, at the rate close enough to my target. Closing was smooth and efficient.
Lori K.
08/30/2025
I am happy with my experience
Anurag C.
08/29/2025
Very well executed process. Would definitely recommend.
Dennis G.
08/25/2025
My experience was great. Everything went smoothly, Micheal kept me informed.
Mark H.
08/17/2025
10/10 would do again thank you guys for everything
James B.
07/27/2025
Excellent!
Diane H.
07/25/2025
Paul C.
07/25/2025
Very easy and no pressure.
Matthew P.
07/08/2025
Amazing!
David A.
07/07/2025
Mark G.
07/05/2025
Megan E.
06/08/2025
Great experience! Would 10 out of 10 recommend!
Thomas D.
05/07/2025
Michael Cross was great. We were very apprehensive about the refinance process, but he was reassuring and knowledgeable.
Lynda J.
05/06/2025
Aaron F.
04/29/2025
Great overall experience.
Kenneth M.
04/29/2025
Michael S.
04/28/2025
It was painless.
Daniel S.
04/18/2025
Charles W.
04/16/2025
Jo G.
04/14/2025
My overall experience with UHM was excellent.
Lucas B.
04/09/2025
The loan officer was super.
Ronald F.
04/09/2025
Ronald F.
04/08/2025
Joseph H.
03/31/2025
Melissa V.
03/30/2025
It was a seamless process and were happy with the service received.
Mona Y.
03/27/2025
It's was good
Yolonda B.
02/03/2025
Excellent
Lesley G.
02/02/2025
Everything was quick and easy. I had a pleasant experience.
Kyle G.
01/24/2025
Mike was great with communicating and tips through the process of our first refy. Made it happen and happen quick. Would recommend to friends and family.
Peter B.
01/11/2025
Steven G. .
Very professional and friendly people everything went smooth would recommend to everyone to UHM. Thanks!
Ronald L. .
Our loan officer, Michael Cross was great. He kept the process moving and was on top of things to make sure we had the best outcome. The process was done from our home and we felt no pressure or uncertainty at any time. Happy we chose UHM.
Quintin S. .
I think you all done a wonderful job, you kept in contact with me and my wife throughout the whole process and always answered our questions and walked us through everything, I would recommend your company any day of the week. Michael Cross was great and he was so willing to walk us through every step that was needed and then some. Out of 1 to 5 stars we would rate or experience a 5 star. Thank you so much.
Michael R. .
It has been an overall excellent experience. I can't say enough about my recent experience with my representative Michael Cross. He made my process effortless and I look forward to working with him in the future.
Sandra Y. .
Excellent! The best part was Michael Cross. He went way above his job. I would definitely recommend him and work with him again. Thanks Michael!
Sandra Y..
Excellent, but the best part was Michael Cross. He went way above his job and would definitely recommend him or deal with him again. Thanks Michael! I’d say he is definitely an assets to UMH.
Jenn L..
Michael was easy to work with and had great communication during the entire process!
Vanessa B..
Union Home Mortgage made the whole process easy to understand and fast! I really enjoyed the communication I had with my mortgage officer.
Erik P..
Overall, I had an awesome experience! Michael Cross was very helpful and did a great job of talking us through all relevant details, as this was our first time purchasing a home. I would definitely suggest anyone in the future to use UHM and Michael Cross.
Richard S..
From the the first phone call to the last Michael walked us through everything, explained each step and was a pleasure to work with.
Brandon B..