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(423) 269-2820 (423) 269-2820 APPLY NOW My Account

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Sarah Hilmes

Sales Team Lead

[email protected]

Phone: (423) 269-2820

Mobile: (423) 443-5379

6085 Arbury Way | Suite 201
Ooltewah, TN 37363

NMLS 1234943

Licensed in: TN, FL, GA, AL, SC, KY

TN 1234943 | FL LO117889 | GA 1234943 | AL 88076 | SC MLO–1234943 | KY MC812547

With over 11 years in the mortgage industry, I specialize in luxury lending, helping clients secure the perfect financing for their dream homes. My approach is built on expertise, personalized service, and a deep understanding of high-end real estate financing. Whether you’re purchasing a luxury property, refinancing, or expanding your real estate portfolio, I’m here to guide you every step of the way.

 

My journey to mortgage lending was anything but conventional. I graduated with a paralegal law degree, driven by a passion for criminal justice, but unexpected opportunities led me to the mortgage world. Through years of success, I realized that this industry is where I thrive—helping clients navigate financing and find their perfect homes.

 

Beyond mortgages, I have a love for fashion and once ran a fashion blog, channeling my creativity into design and styling. When I’m not working, you’ll find me giving back to the community, volunteering with local animal shelters and sponsoring dogs to help them find loving homes.

 

Most importantly, I’m happily married to my high school sweetheart, and together, we’re raising our two amazing boys. Family is everything to me, and I bring that same sense of care and dedication to every client I work with.

 

Let’s work together to make your homeownership dreams a reality!

Contact Sarah   Contact Sarah   Check My Loan Status
Sarah Hilmes

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Sarah Hilmes

Everything Sarah did was perfect! The service, attention, and availability were on point. Any questions were answered no matter what time it was.

Douglas S.

We sold our home in Indiana and that process was a complete nightmare. Sarah made the process of buying in a new state smooth and flawless. She was kind and helpful and really helped us understand the process. She was great with all our questions and made this big life change seem less scary.

Dustin M.

We chose UHM because it was highly reviewed. Our overall experience was awesome, all thanks to Sarah. She was absolutely awesome and did an incredible job, I could not have asked for a better experience.

Chris H.

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact Sarah   Contact Sarah  
Union Home Mortgage Corp.
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NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

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