Vickie Phillips
Loan Officer
[email protected]
Phone: (423) 425-9977
Mobile: (423) 320-8208
13 W Kent St | Suite 101
Chattanooga, TN 37405
NMLS 181537
Licensed in: AL, FL, GA, TN
AL 57570 | FL LO149717 | GA 27628 | TN 107686
Contact me today!
Georgia Residential Mortgage Licensee
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What Customers & Realtors Say About
Vickie Phillips
64 five-star reviews
Steve M.
08/16/2026
The experience was great
Nancy M.
07/26/2026
My experience was smooth and quick.
Karen C.
07/22/2026
State of art
William M.
07/11/2026
No wasted time and informed significant information immediately
Robin F.
06/28/2026
The whole experience was great. I felt like everyone was working behind the scenes as fast and efficiently as possible. When I had a question it was answered right away and followed up to make sure I understood. I appreciate the efforts of Vickie, Stephanie and the entire team for all your help!
Lauren N.
06/27/2026
A really excellent experience. First time home buyer, the team at UHM was happy to answer my questions, and usually had answers at the ready before I even asked! Would recommend to anyone.
Keith H.
06/22/2026
Good
Tiffanie P.
05/24/2026
Working with my mortgage broker was one of the best parts of the home-buying process. From the very beginning, they were knowledgeable, responsive, and incredibly patient. They took the time to explain every step clearly, answered all of my questions quickly, and made what could have been a stressful experience feel manageable and smooth. What stood out the most was how dedicated they were to finding the best option for me financially. They worked hard behind the scenes, communicated consistently, and always made me feel like a priority. Their professionalism, honesty, and attention to detail gave me confidence throughout the entire process. Thanks to their guidance and support, closing on my home felt exciting instead of overwhelming. I truly could not have asked for a better experience and would highly recommend them to anyone looking for a mortgage broker who genuinely cares about their clients.
Gale C.
04/26/2026
Excellent
Donese M.
02/28/2026
It was a smooth process and we felt everyone did everything they could to get us the loan for our new home
Michael K.
01/05/2026
Vickie Phillips and Jeff Sisselman are great and very patient in taking the time to explain anything and everything needed.
William K.
01/04/2026
Fantastic Vickie and Jeff were a great help
John G.
12/23/2025
I thought it was great
David D.
12/15/2025
Laura R.
12/05/2025
Caleb W.
12/02/2025
Union home mortgage was the most efficient and professional mortgage that both my wife and I have had the privilege to work with Vickie and Jeff stand out with their knowledge their expertise, their advice and their support. We will definitely use them again and again..
Nathan O.
11/24/2025
The team made it as easy as possible and were very responsive if I had questions.
Samuel L.
11/18/2025
It was an excellent experience
Skye H.
11/02/2025
Jeffrey W.
10/10/2025
Vickie n jeff were awesome the very best ill tell all my friends about them, honest and always willing to help
Mary D.
10/09/2025
Summer V.
09/09/2025
Great
Connor W.
08/21/2025
Excellent
Sherryl H.
08/12/2025
It was great!
Laranda W.
08/06/2025
It was excellent.
Connie T.
07/30/2025
Over and above my expectations!
Jeffery C.
07/09/2025
Yoanna C.
07/08/2025
Elizabeth B.
07/07/2025
Great
Yolanda J.
07/07/2025
Jennie S.
06/30/2025
Monica P.
06/09/2025
Good
Joseph S.
05/24/2025
They stayed on top. Of everything and helped get me the best rate and very friendly to work with
John G.
05/07/2025
It was a very pleasant process with great communication
Nancy M.
05/06/2025
I needed to refinance and Vicki called me and she started the process. Everything went incredibly smoothly and I am very satisfied!
Vicky W.
05/05/2025
I found Vickie to be very knowledgeable and extremely helpful. She addressed my concerns and put me completely at ease.
Caleb M.
05/01/2025
Shawnna W.
04/17/2025
Everyone was wonderful. Thank you.
Adams I.
04/07/2025
From the beginning to the end, we were given steps that needed to be completed to ensure a positive outcome. We were completely satisfied with our agent. She was absolutely great!
Martha L.
03/20/2025
William K.
02/04/2025
Fantastic Vickie was a great help to me
Ronald T.
02/03/2025
Falon E.
01/21/2025
It has been excellent from the first day. I spoke to Ms. Phillips whom than worked in a timely matter. This was the fastest & easiest process
Maghan B.
01/17/2025
Dyne C..
Very satisfied overall. Most everything was done via texts and email. And when I needed someone live to talk to, I got a phone call. UHM was there for me in the end!
Corey C..
Vickie was the best and very informative when it came to explaining my loan information to me. Overall, I would recommend her to anyone needing a home mortgage.
Jody M..
As a first time home buyer, I was nervous, but the team at UHM made my experience easy sailing
Colleen L..
Vickie Phillips is a true professional and knows her stuff! She held our hand through the entire process, and we couldn't be more pleased! I highly recommend her services and Union Home Mortgage for a smooth home purchase. Thank you so much!
Daniel G..
Vickie and her crew are awesome to work with. Flew right through the approval process. They were very helpful and available. They don’t just treat you like a client they treat you like a friend/family.
Spencer T..
Vickie is a gem! We've had two mortgages with her and have been very pleased with her pleasant professionalism. Would recommend highly!
Lacy M..
Vickie and her team are amazing! From the very first day they took care of me. They let me know what to expect for every step and made me feel like family. They know what they are doing and had me in my home before I knew it.
Ivan P..
Wonderful to work with Union Home Mortgage! They were there for us anytime we had any questions or concerns. I would highly recommend, if you plan on closing on your home, to use Vicki Phillips and Union Home Mortgage!
Jimmy K..
Vickie and UHM were great. Kept us informed at every step and was prompt in answering any questions we had.
Kathy I..
The overall experience of buying a home felt like a difficult task, but Vickie and her staff did a stellar job! They walked us through each stage and made the transition a successful accomplishment!
Mel P..
Friendly and very helpful staff. Always able to talk to a real person with usually no wait time. Highly recommend them!
Cathy P..
This is the second time we have used Vickie and her team for our home loan. We have never worked with a more hardworking, knowledgeable, and responsive group of professionals. They made our homebuying experience enjoyable! She will always be our first choice for a home loan.
Chris W..
Great people to work with! Very easy and quick, respond quickly even on the weekends!
Constance R..
Vickie and her staff were awesome. After leaving another agency after 5 months. She had us closing in less than 6 weeks. If it can be done, they can do it.
Kelcey R..
Great fast friendly service. After dealing with 2 other companies Vicky and her team were able to put together the right great deal for me. Thank you and your team for all your great work.
David M..
Vickie and her team went above and beyond and helped every step of the way.
Linda C..
The team at Union Home Mortgage held my hand during this entire time. Can not say enough positive things about Vickie and her team.
Eric S..
I loved working with Vickie. She's very professional and kind. She took every step necessary to ensure I was in my new home on time. I can't thank her enough for her efforts.
Madison G..
Vickie and her team were amazing! As a first-time home buyer, I can’t thank them enough for the wonderful communication and patience. Highly recommend!
Tommy H..
Over the past years, this lady has performed exceptionally well with all aspects of Home Financing! We have bought and refinanced several times with the help of Vickie. Always full of complete knowledge and great advice!
Nyssa H..