Roger Wagoner
Area Sales Manager
[email protected]
Phone: (904) 474-5182
Mobile: (904) 401-6612
12574 Flagler Center Blvd | Suite 101 | Office 140
Jacksonville, FL 32258
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NMLS 234221
Licensed in: FL, GA, NC, AL, TN
FL LO31194 | GA 234221 | NC I-220269 | AL 90976 | TN 234221
A love for meeting new people and a commitment to excellence are the keys to Roger Wagoner’s 18 years of experience in the mortgage industry. After graduating from Thomas University, he fell into the industry “by accident,” but quickly realized it was where he belonged. He joined the Union Home Mortgage team after building close relationships and experiencing the culture than he believes is “second to none.” He strives to live out this culture and build similar relationships with anyone looking to find their dream home.
Outside of work, Roger heads to the outdoors to fish, hunt or play golf. He is devoted to his family and friends, as well as his English Bulldog, Chud.
Georgia Residential Mortgage Licensee
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What Customers & Realtors Say About
Roger Wagoner
53 five-star reviews
Brandon A.
08/12/2026
Overall, it was good experience as first timer in buying a home. Our loan officer guided as and patient enough to accommodate our request and respond to every questions.
Austin S.
08/05/2026
Roger and his team did an awesome job. They did everything we asked and made the process super easy for us!
Angela T.
07/25/2026
To this point in my construction loan I am satisfied with UHM customer service
Alex K.
07/08/2026
Great
Hannah C.
07/03/2026
Good
Laura G.
07/03/2026
Roger was great to communicate with. Text friendly. Explains everything very well.
Martin F.
06/28/2026
Overall good experience
Barry K.
05/27/2026
Excellent
Barry M.
05/12/2026
As long as Roger is with Union Mortgage, he get's all of my family's business, and all of my Real Estate Clients Business.
Dustin M.
04/24/2026
The loan officer was amazing through out the whole process.
Roy T.
02/23/2026
Roger was the best we have ever dealt with. Made everything smooth and easy.
John M.
12/20/2025
Geraldine P.
12/18/2025
After a short conversation Roger filled in all the answers to my question and got me to closing in record time. Excellent service.
Stephen F.
12/06/2025
Alfonso C.
11/22/2025
William G.
11/17/2025
It was truly a great experience, we felt like we were family while completing the paperwork
Shatanna J.
10/27/2025
Great
Kenneth O.
10/06/2025
Shantel C.
08/10/2025
My overall experience was informative, speedy and professional.
Dadenys F.
07/06/2025
I had a great experience, could not ask for more. I want once again to thank with all my heart Mr Wagoner and his team for all they did for me and my family. I am very happy and not now but in the future I will have 2 other family member do business with him.
Mark F.
06/20/2025
Gabrielle S.
06/18/2025
Overall, we were impressed at how polite and thorough Roger & Heather were and they really helped make our dreams come true! We enjoyed how easy Union's website and app made a lot of the process as well.
Payton A.
05/20/2025
Michaela H.
05/14/2025
I loved Mr Roger and his assistant. They worked very hard to get me into my home. They made the process very easy for me.
Matthew H.
04/17/2025
Ret T.
04/08/2025
We had a good and easy experience.
Ernest M.
03/26/2025
Great job in the past and once again, completely satisfied. Thank you all.
Logan H.
03/19/2025
Ernest M..
Overall experience with UHM was fantastic! Roger Wagoner and his team did an outstanding job helping us with all our needs. We appreciate them so much and want to say thank you for getting us in our new home before Christmas!
Rachael B..
UHM really cares about its clients. I have been well taken care of, and I knew what process we were at every step of the way. Great experience for me!
Gary F..
[I] would recommend to anyone. Fast, efficient, friendly.
Linda J..
Buying a home long distance and then moving was a challenge for my elderly mother and myself. Roger made this easier than expected, although I was nervous along the way. The support of Roger and his team was outstanding!
James R..
The easiest I've gone through.
Nathan A..
Understanding, quick, and friendly. Overall good service.
David M..
Made the mortgage process easy. Even when thrown a curve just before closing, Roger and the team were able to keep the closing date and complete the deal. Very efficient.
Eugene J..
My loan officer was amazing. Underwriting took a little longer than expected, but I understand that rates are low and volume is high.
George E..
I would, I have, and I will continue to refer Roger Wagoner and his team for all mortgage transactions. God bless him, his team and Union Home Mortgage.
Craig B..
I was taken care of all the way through the process. Best experience I've had compared to other lenders.
Mary Lynn H..
I am so glad I have worked with UHM and will definitely recommend them to friends/family if anyone is ever in need of their services.
Chase S..
I enjoyed it. No issues.
Lance W..
The process was smooth and I was kept updated from start to finish
Raymond H..
It’s great having the personal interactions with the UHM representative throughout the process. The online account management is easy to use.
Benjamin O..
It was a lot of work and documentation but the loan officer got us through it because he knew what he was doing.
Ingo M..
A fairly simple process which will now save me over 500 dollars a month with the refi. Not bad at all.
Zachery J..
UHM Loan Manager Roger Wagoner is great! The process was smooth with absolutely zero surprises - efficient, reliable and on point.
Daniel D..
The overall experience was very good. My loan officer, Roger Wagoner, got the job done quickly and efficiently. I was able to reduce my interest rate dramatically and increase the principal paid each month.
Kathryn H..
Excellent service, fast process, great communication, and ease of the re-financing process! Roger made it seamless for me! I appreciate it!
Stacey W..
My over all experience with Roger Wagoner and Heather Simpson was very pleasant. They are a great team in making sure someone's home dreams come true. Again, thank you both for all you did!
Ray C. .
Everyone was honest and up front about all the cost and very helpful. Roger Wagoner knows what he is doing and was there every step of the process, very polite and understanding.
Steven M. .
My loan officer, Roger, is awesome. He handheld us through the entire process. And it was very easy thanks to the communication pieces you have put in place.
Matthew C. .
Was pleased with Roger and his team working with us in getting this done. If we did this again I wouldn't hesitate to contact them. Thank you!
Amanda K. .
Great experience that was quick and efficient. Roger and UHM really take the stress out of the situation and make things as easy as possible.
Steven N. .
Rodger’s team is awesome! They take care of everything! Sit back and go to the closing!
Wayne H. .
The professionalism, knowledge and courtesy UHM staff displayed and the unsolicited help provided was excellent.
Rhonda M..
Roger and Heather were great! They kept me informed and were on top of every aspect of the process. Very smooth mortgage experience!
Greg H..