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Published by: R. Ossovicki | 2/24/2020

This year - put your tax refund to good use!

What does this mean to homebuyers?

What does this mean to homebuyers?  

Your tax refund can present you with the opportunity to achieve homeownership by providing you with the funds to get the process started. 

If you are in the market to purchase a home, your tax refund can be used towards the down payment.  This allows you to pay more upfront, ultimately reducing your monthly mortgage payment and helping you save on your loan interest over time.

For first-time homebuyers, making monthly mortgage payments instead of renting from your landlord helps you build equity over time!

Current homeowners - invest back into your property

If you live in an older home, investing some of your refunds around the house can lower energy bills. Replacing older windows in your home can improve efficiency and reduce your electric and heating bills. Older appliances can be replaced by models that use less energy. If your kitchen or bathroom is out of date a remodeling project can improve the functionality of your house and also make it more attractive when you decide to sell in the future.

Remember to talk over your financial situation with your Loan Officer; he or she can help guide you through whether now is the time to buy and what loan options might best fit your situation. 

Reach out to professionals at Union Home Mortgage at any time to discuss your homeownership goals!

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NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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