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(517) 489-2321 APPLY NOW My Account

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Scroll down for Loan Officer Details

Andy Garza

Branch Manager

[email protected]

Phone/Fax: (517) 489-2321

Mobile: (517) 881-3099

411 West Lake Lansing Road | Building B | Suite 101
East Lansing, MI 48823

NMLS 630739

MI 630739

My unique mortgage experience has given me the satisfaction of doing what I love. I graduated from GMI with a degree in Electrical Technologies and had a 30 year career in that field prior to where I am now. After retirement I decided to join my wife in the mortgage business and have been thriving ever since. I have consistently been in top 10% to 15% of the top producers at all of the institutions I’ve been at since 2009. Aside from the thrill I get from assisting my clients every day, I love hanging out with my family and playing golf. I look forward to making your home ownership dreams come true.

Contact Andy   Contact Andy   Check My Loan Status
Andy Garza

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Andy Garza

Our experience couldn’t have been better. Everything was simplified, timely and eased our stress during a potentially stressful time. Can’t say enough good things about UHM and Andy Garza!

Brett B.

It was a very smooth process and this was my first home purchase. Thanks for such a quick turnaround!!

Brittany W.

I never had to worry about Union Home Mortgage dropping the ball. Their no nonsense teamwork and accountability that they have with each other makes them second to no other company.

Joel C.

We cannot recommend UHM more emphatically. Andy Garza and his team are top notch -- we have worked with him previously three times and will continue to choose him.

Vicki H.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
Get a mortgage you can rave about.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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