Christopher Fratelli
Branch Manager
[email protected]
Phone/Fax: (717) 484-9744
Mobile: (717) 712-4739
4999 Louise Drive | Suite 302
Mechanicsburg, PA 17055
NMLS 413754
Licensed in: PA, MD, FL
PA 48550 | MD 47882 | FL LO84846
Pennsylvania native Christopher Fratelli has been involved in the mortgage industry since 2004. Shortly after being recruited by a friend to Union Home Mortgage, he fell in love with the job and has enjoyed being able to interact with customers and help them to obtain the home of their dreams! The family atmosphere at UHM has been a driving factor in his decision to work for the company, as well as wanting to assist others with their mortgage experience. He constantly works to make the mortgage process as stress-free as possible, and he loves being able to build and maintain close relationships with clients!
Christopher currently resides in Dillsburg, PA with his wife, Chelsea; their three sons, Rocco, Nieco and Brodie; and their dog, Georgia. When he isn’t hard at work, Christopher loves to travel, golf, and weight train!
Calculate your mortgage payment
What will your monthly mortgage payment be?
It only takes a few minutes to find out.
It only takes a few minutes to find out.
What Customers & Realtors Say About
Christopher Fratelli
I was pleased with everything from beginning to closing of my loan.
Amanda I.
We are satisfied with the customer service, and the eDocument system is very efficient.
Jared R.
Professional, helpful, and competitive rates.
Philip C.
It was a good experience.
Valerie E.
Amazing, first class, informative, professional and superior customer service.
Rodney D.
Outstanding!
Charles P.
It was amazing. I will send my friend your way next year, when she is ready to buy.
Maria P.
Overall it was a pleasant experience. The team did all the hard work and I appreciate them for it.
Marie L.
Overall I had a good experience with UHM and would use them for future home financing.
Alexander G.
They were very quick in the process. We closed on my house in 3 weeks. A lot earlier than expected! I expected delays due to the times we're in and how busy real estate is these days. They gave me confidence in the process and made it possible for me to own a home. They have a great team of people.
John F.
When I researched Chris at UHM, his ratings were wonderful to read. Chris helped with every question, and most importantly, never got frustrated with even the simplest questions. You had the sense you were in good hands and I couldn't have asked for a better transaction.
Lisa M.
Was referred to UHM by our real estate agent. Chris called me pretty quickly and got me pre-approved. I enjoyed using the portal and felt like communication was not an issue at all. I felt educated and appreciated the friendly staff.
Rachel C.
I felt my experience with UHM was extremely easy, quick and seamless from start to end. I felt like I was dealing with friends during the process and never felt like I could not get in touch with anyone. I would certainly refer UHM loans to a friend or family member that needed mortgage help.
Michelle S.
This is the second time in eight (8) years that we have used UHM with both experiences being positive. Chris and the team helped navigate any hurdles that came up, it seems that there are hurdles with any real estate purchase and having a great realtor and mortgage team helps to ease the stress.
Donald H.
They have excellent people to work with. Everything was easy to do. They made it very simple to sign all the forms and tell us what to do next. It was our first house and they helped us every step of the way!
Mystella W.
Working with UHM for my first time home buying was very helpful. They were very clear and informative with what was happening when. They communicated frequently through the process and were able to help me with any questions.
Natalie F.
They were very efficient and helpful in every way. It was such a pleasure working with them. Thank you so much for all of your help!
Bonnie J.
Overall it was amazing. The people are great to work with and are willing to answer whatever questions or concerns you have. For buying my first home I was worried but thankfully my team was amazing!
Nicole W.
Overall I felt my experience with UHM was amazing and I’m so glad they got to be a part of the journey to become a home owner. Everyone was nice and so helpful and very patient.
Jenny B.
UHM processed our application in a timely manner and fully educated us on the way. We couldn’t have asked for a better experience! We appreciate it beyond words and forever grateful!
Shamira G.
Chris was very speedy in responding to my emails. I love working with someone on top of their stuff. I asked for a pre-approval letter and he sent it within minutes for me to secure the home I wanted. When going through the loan process, it went super fast and I was able to close earlier than expected. In this day, that is unheard of due to the volume of houses being sold. My realtor also had a great experience working with Chris. I will be suggesting UHM to my friends in the future.
Anthony D.
I am very pleased with the relationship I’ve had with the UHM team. They are very efficient with getting things done promptly and responding to emails, texts, etc. My family and I are extremely excited for our first home!
