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Scroll down for Loan Officer Details

Christopher Padovani

Branch Manager

[email protected]

Phone/Fax: (732) 375-9162

Mobile: (732) 207-8700

2 Hooper Avenue, Unit 8A
Toms Rivers , NJ 08753

NMLS 589204

Licensed in: NJ, PA

NJ 589204 | PA 56102

I have been in the mortgage industry since 1985, specializing in first time home buyer and government loans. Obviously I also handle move up and jumbo buyers, but, to me, there is something very satisfying about knowing that I have helped a new home buyer into a house..  To me, writing mortgages is more than just a job. I never lose sight of the fact that the way I handle the application has a direct effect on my customers life.

 

Licensed by the N.J. Department of Banking and Insurance

Contact Christopher   Contact Christopher   Check My Loan Status
Christopher Padovani

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Christopher Padovani

Chris did an excellent job from day one, till the end. He was able to explain the whole process. With that being said, I will totally recommend to anybody that is searching for a home to contact UHM.

Cathy N.

Our UHM experience was a good one. Not only was our lender very polite and good at his job, but he made the process very easy for us. This was one of the best customer services ever.

Doris O.

Excellent!!!

Faruh H.

It was a difficult process, but Chris was reassuring and extremely professional.

Todd P.

I haven't had any bad experiences dealing with UHM the past two times I had to use them for closings.

Rozalia Z.

Seamless process!

Timothy G.

From our very first conversation with our loan officer to closing, Union Mortgage was there. Christopher Padovani was very professional and knowledgeable about the mortgage process and was there to answer every question we had.

Karen G.

Easy, convenient, transparent and courteous!

Daniel S.

UHM is trusted and courteous as well as knowledgeable and experienced when managing our loan application. Our officer, Chris, was always attentive and gave us all the options while helping us choose what was best for us.

Michael B.

This was my first home. I was very nervous. They made me feel comfortable during this process and also get everything were I needed it to be so my payments are low.

Andrea W.

They made it super easy to refinance! Couldn't recommend it enough!

Erik R.

I would like to thank all those that made this transition possible for me and also to say stay safe in this trying times that we are all experiencing.

Marisol M.

Chris Padovani was there for me throughout the whole refi process of my investment property. Chris has a wealth of knowledge and experience that can be trusted. All questions were answered promptly, very smooth experience with no surprises at closing.

Thomas L.

I am very happy with UHM. Christopher Padovani was very helpful, he was always available to talk to and kept me well informed

Roy B.

I never dreamed I could own a house, and now I do! Three years, and Chris helped me remortgage at an even lower rate. Unbelievable.

Cathleen F.

Very seamless, smooth and efficient. Communication was flawless and I was kept in loop and updated every step of the way. Highly recommend!

Kareem T.

From beginning to closing, I was taken care of by UHM staff. They kept me informed with videos, showing me the next steps of the process.

Carolyn F.

Chris Padovani is very knowledgeable, professional, and very dedicated to his work. It was a pleasure working with him. He guided me through the entire mortgage process and helped me get a great rate. He is very organized and precise. He made the mortgage process easy and offered great guidance throughout the entire process. He was always quick to respond to all of my questions and was always easily accessible. I absolutely loved working with him and highly recommend him.

Lori S.

Very friendly people who try their best to get you your own home!

Robert P.

Chris Padovani is very nice to work with. Very knowledgeable and always has an answer to any questions you may have. 10/10 would recommend!

Daniel S.

My experience with UHM was wonderful. Chris Padovani was in charge of my loan and was great. His knowledge, professionalism, and patience were second to none. It felt as though you had a family member working alongside you.

George P.

My experience with UHM was wonderful. Chris Padovani was in charge of my loan and was great. His knowledge, professionalism, and patience were second to none. It felt as though you had a family member working alongside you. I hope everyone has the same experience I had.

George P.

Will refer to family and friends. Chris made the whole process quick and easy. A true professional!

Joseph C.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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