Fran Mifsud
Branch Manager
[email protected]
Phone/Fax: (814) 209-4728
Mobile: (814) 450-7355
4021 West 12th St., Unit 5
Erie, PA 16505
NMLS 535347
PA 37486
"I have been helping people obtain their own American Dream for over 22 years, assisting not only first time buyers but also people who wish to move up or downsize their home. I have experience financing homes from Pittsburgh to my hometown of Erie, PA. Having raised a family of four along with my wife in Erie County, I understand what it means to want to purchase and live in our community.
I take the time to determine what loan type is best for you and your family when you find the home you want to call your own. I can work with all Real estate Agents and can provide loan types of VA, FHA, Conventional , USDA and well as State bond products.
Please feel free to contact me as I will be a one stop shop for all your purchase or refinance needs."
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What Customers & Realtors Say About
Fran Mifsud
Overall it was extremely good. I have referred a friend to Fran Mifsud already and they have talked and are working together. I would not have referred to a friend if the service and overall experience was not of high quality and extremely fun working with Fran.
Bari-Lynn A.
UHM was very easy to work with and Fran, whom we worked with, was knowledgeable and helpful. Fran answered all of my questions and even provided helpful hints and tips along the way. Being a first-time homebuyer, this was exactly what I was looking for and made me feel like I was truly being helped
Alexandra B.
Very good! Very seamless. Very informative as the process progressed.
William S.
I greatly enjoyed and appreciate the chance to work with Fran. He helped me understand and follow along as my mortgage was being processed. He definitely went above and beyond as well in working with my unique circumstances, and did so in a very timely manner. Big thumbs up and thanks again!
Steven B.
Union Home Mortgage was phenomenal to work with! Not only did they have the best rates, but they also had superior customer service. They did their very best to navigate the added pitfalls brought on by the COVID-19 pandemic and made it nearly seamless.
Dean W.
My overall experience with UHM has been wonderful. I'm happy and settled. I honestly never thought I would own my own home again. Thank you, Fran, and thank you, UHM!!
Jane K.
I appreciated all of the assistance UHM provided me with. The service was prompt and Fran helped to make sure I understood the process.
Samantha T.
I had an amazing experience working with Fran at UHM. Despite the pandemic, my home-buying process was a breeze.
Alicia N.
It was great, Fran was very helpful!
Joseph C.
The overall process was smooth and excellent! Thank you so much for providing me with an amazing loan officer!
James E.
Every interaction was very pleasant and helpful with Fran. When I was originally home shopping and went through the pre-approval process and when I later decided to buy the house I was renting, he guided me through the process. He was easy to reach via text, phone, and email.
John F.
Fantastic experience with Fran Mifsud. From not ever meeting him in person, he was responsive, helpful and very courteous. I would recommend him to anyone.
Nicholas T.
The application was very easy to use and convenient considering the pandemic right now. I work a 8-4:30 job and it made things so much easier than having to meet up. Fran Mifsud was nothing short of excellent and flexible to work with. I appreciate this company for helping me every step of the way!
Kristi S.
Fran Mifsud was fantastic to work with and would definitely contact him again with any loan needs. The whole Union Home Mortgage experience was great from beginning to end.
Wendy M.
Excellent. I can't say enough nice things about Fran. He definitely went above and beyond.
Daniel S.
Our Experience with UHM was an extremely positive one. We are first time home buyers and had been told that buying a house was a nightmare. We can say that it was not a nightmare at all. The process was quick, we knew what we could expect and we got our answer when they said we would. Thank you UHM!
Justin H.
Everything went smooth and I was given instruction step by step without any problems in the way.
Abby E.
Everything went smooth and I was given instruction step by step without any problems in the way.
Abby E.
My experience has been great! Fran is extremely helpful, knowledgeable and cares about making sure I got the best deal.
Joseph M.
Had a really great experience with my loan officer, Fran. He was super communicative and so helpful in the beginning stages, and didn’t make me feel badly when I was shopping around. He ended up being able to offer a really competitive rate and was super helpful and informative about the process.
Natalie B.
From start to finish, it was an excellent process - the easiest I have dealt with when obtaining a mortgage. Fran Mifsud and his closing team were excellent - from start to finish. I will recommend Union Home to anyone I learn is looking for mortgage/purchase home.
Dominick S.
My overall experience with UHM was great!! I could not have asked for a better experience as a first time home buyer.
Johanna M.
Overall Fran was excellent. I would highly recommend him to anyone who wants someone trustworthy to deal with.
Holly M.
UHM is a very helpful company in providing amazing loan experience! Very accommodating and great at keeping their clients informed and knowledgeable about their loan process and what needs done.
David G.
My overall experience was excellent. Fran Mifsud & Union Home were spot on in helping us with our purchase. It was trying at times & Fran helped us through any issues that arose. I would recommend Fran Mifsud to anyone that was buying a home!
Gary R.
You can tell Fran is not only seasoned but knowledgeable. He looks to find a mortgage that is uniquely best for you. He knew what steps needed to be done to close on time and executed perfectly. There were no surprises along the way and he exceeded all of our expectations.
Andrew A.
Fantastic! As a first time home owner Fran made the process very easy and could not do enough to help me and my partner. It really was fantastic and I would definitely recommend him.
Ryan O.
What a wonderful experience! Fran is communicative with everything that you need. Very fast, informative, respectful, and top notch service! I wouldn't think of going anywhere else!
Michael B.
Fran sold me on this company. It is special and rare to have a pleasant experience on such a complicated endeavor such as buying a home. He treated me like family and gave me undivided attention. I also liked the emails with the videos on what I can expect and dos and don'ts. They simplified things for me and were short and helpful. Thank you!
Cynthia W.
My first home buying experience was pain free. I’m so glad a couple of my friends referred me to UHM. I encourage anyone that’s looking to buy to give them a call. I’m glad I did.
Eric L.
It was a pleasure working with Fran. Super friendly, responsive to my calls, and extremely knowledgeable. I would recommend working with Fran to anyone that asks.
Kirk K.
Super! Fantastic! Fran was always available to answer questions, get new quotes for different terms, and was always friendly and helpful. Very competitive rates. Quick turnaround and approval. Our experience with UHM couldn't have gone any better.
Karen K.
This was an amazing experience. I was helped throughout the process, told everything upfront and could not be happier with my loan officer.
Rebecca M.
While working with UHM and being our first home purchase, they made our experience easy and painless. Fran was very nice and answered any questions we had. Thank you for all your hard work and dedication!
Jamie P.
Great service, open communication, hard working representative. The fact that after I had been jumping through hoops with another company just to be denied by information I had told them at the beginning of the loan process, UHM came in and helped this, soon to be homeless, veteran get a home. They helped me carry on fighting and I can't thank them enough.
Kathleen B.
I would give Union Home Mortgage 10/5 stars if I could! We just closed on our house today, but it is the second mortgage we have used them for! Fran has helped with both and he is helpful, patient and friendly! We had a unique situation this time and he had all the answers! I would recommend UHM to anyone we know!
Paul O.
I am overall just very pleased with how smoothly everything went. On January 17th, my fiancé and I decided to purchase our first home. Now, on February 28th, we are closing the deal. I cannot believe how well everything went in such a short period of time.
Kelsey M.
I use Fran all the time for my buyers. I trust his experience and I know he will get it done.
