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(240) 341-8012 APPLY NOW My Account

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Scroll down for Loan Officer Details

Grace Byun

Branch Manager

[email protected]

Phone/Fax: (240) 341-8012

Mobile: (240) 252-9825

8840 Stanford Boulevard | Suite 3100
Columbia, MD 21045

NMLS 532656

Licensed in: MA, MD, VA, DC, CA, NJ, DE, GA

MA MLO532656 | MD 25869 | VA MLO-18760VA | DC MLO532656 | CA CA-DBO532656 | NJ 532656 | DE MLO-532656 | GA 532656

A mortgage banker and loan professional for more than 24 years, having a degree in Accounting from UMCP and being in MD for over 40 years, I am here to provide my expertise and knowledge of home buying in the DC Metro area. I am an advocate to find the best loan options and terms that are right for your budget, and make sure the loan process are competently handled so that the closing goes smoothly and you can take possession of your new property painlessly. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. 

For more information and to find the best loan program for you or your clients, contact me as I will be your trusted Mortgage Adviser.

I am bilingual and can speak Korean.

Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986 | NMLS 2229 | www.nmlsconsumeraccess.org | Licensed by the N.J. Department of Banking and Insurance | Georgia Residential Mortgage Licensee
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Grace Byun

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Grace Byun

My experience with UHM was superb. I would highly recommend this team to others.

Sara L.

Very speedy, warm, friendly service with excellent workmanship.

Stephen K.

We were having a hard time getting an appraisal for the old home near the mountain. our agent from Union Home Mortgage worked hard on our case closely to make it happened. it only took a month to finish all the steps. thanks to the Union Home Mortgage agent.

Seung P.

It was a great experience and made the home buying process much less stressful! I am thankful for the team at UHM and their availability, efficiency, and how easy they were to talk with!

Michelle O.

In each step, Ms. Byun assisted easily to follow up. It’s very good working with her.

Hyo K.

Very good.

Unal D.

Thank you for this expedited process and clear explanation.

Bunseon P.

Excellent and very professional.

George J.

It was a little too easy to do. Great experience and customer service.

Craig G.

As mentioned earlier, the professionalism and hands-on support by the Union Home Mortgage team was the best I've seen and experienced in over 30 years. Thank you for taking care of us.

Brian B.

Thanks again for the great experience and keep up the great work!

Maria D.

As a first-time homebuyer, I thought the process would have been very long and tedious, but Grace and her team made things very easy for me.

Da Woon S.

Team was great to work with on my refinance matter. Thank you!

Jae L.

They were wholeheartedly worked for my loan project, feedback was always fast, and they were obviously professional. Lower APR than other lenders is the best gift for me.

Seung Hwan K.

I really appreciate Grace Byun for her excellent work. She knows what she is doing and always ready to help her customers. Keep it up!

YongJin P.

It was nice to work with Grace. I appreciate her effort to have me understand the process. Also, the video clips that had been sent during every process were good tools to understand how it was going and where I was at.

Eui Young K.

Overall exceptional experience. Grace and her team did an excellent job of getting us the lowest rates and helped expedite the closing time.

Jason M.

We were looking to refinance and calling Grace was a no-brainer. She's the best.

Joon-Woo C.

Home buying is very stressful but it was made possible through the hard work of your colleagues. Thank you.

Jonathan J.

It was my first time buying a house. Grace made it incredibly easy that I didn’t have to worry about anything. Very professional and kind person.

Lance Y.

My overall experience with UHM is very satisfactory with clear and transparent communication with the agent as well as quick process time.

Tae L.

The experience was as great as I could imagine. Grace made it very simple to understand the numbers and answered all our questions. It was a pleasure working with her and UHM. Will recommend in the future!

Inho C.

From start to end, communication was excellent. I was always able to contact my loan officer with any questions I had. Starting and submitting needed applications and documents were also easy.

Choong-Sup C.

Overall a great experience. Smooth, timely, and professional.

Janet L.

When I bought my home, I chose UHM. After 1 year, I refinanced my home through UHM again. I got lower rate, simple steps and fast process. It was excellent!!!!

Hee C.

Grace is the best loan officer. This is the third transaction with Grace. She has always been outstanding and superb in taking care of the whole process.

Gyung Ho S.

Quick responses from the loan officer, Grace. She went over all the steps and items thoroughly and clearly. No hidden cost and a reasonable rate!

Chong P.

Fantastic! I hope to do a second refinance w/ them in the near future. Grace and her Team were extremely knowledgeable and professional and took care of everything for me. They kept me appraised of the current status and were always a pleasure to work with. Thanks again for all your help!

Bryan A.

It was all good. Grace was very helpful to me working through the “new to me” processes to close a loan in California.

Stephen W.

Thank you for giving your attention to every step of the way. It was great to have team members divide each task and process it quickly. If any friends or family members have the opportunity to buy a house, I would definitely recommend team Grace.

Youngsoon L.

Grace was on top of things like a hawk. Very responsive at all times. Made this intimidating experience very quick and I easy.

Jae J.

First time dealing with a home mortgage but UHM provided enough information to make me feel ready for the home process.

Samuel H.

Very easy, straightforward, stress free, and fair. I never felt like I was left in the dark during the loan process, which is a huge deal for a first time home buyer. Grace and her team were very communicative, professional and overall a pleasure to work with.

James F.

It was a pleasant, very quick process with great flexibility by Grace's team. I would look forward to working with them again in the future.

Tae-In L.

Everyone was very helpful! Everything moved quickly with all the help of everyone working on this loan for me! Thank you very much!

Nohl G.

I was treated to a personalized, world-class loan experience, highly recommend Grace and her team!

Nicholas K.

Purchasing a home can be overwhelming. But working with Union Home Mortgage and particularly Team Grace, it made the experience extremely pleasant. They provide so much knowledge and offer recommendations that seem fit and they truly work with you to figure out what would work best for your loan. I would definitely use Union Home Mortgage again for any future loans!

Julie J.

My mortgage loan process with Grace Byun was amazing. She kept me informed during the entire process and my loan was approved seamlessly! I would recommend her to all.

Mee Hye H.

Perfect from start to finish. Not much more to say! I will be singing praises about Grace and her team to anyone who will be willing to listen!

Troy R.

Every thing perfect. All well prepared and every steps go smoothly. Whenever we asked the questions they answered very well.

Jeonghee O.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact Grace   Contact Grace  
Union Home Mortgage Corp.
Get a mortgage you can rave about.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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