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Michael Ballew

Branch Manager

[email protected]

Phone/Fax: (440) 290-1105

Mobile: (540) 292-5284

3006 Lafayette Blvd. | 2nd Floor
Fredericksburg, VA 22408

NMLS 1427487

VA MLO-27245VA

Mike Ballew began his career in the mortgage business in 2015 and specializes in first-time homebuyer loans as well as VA loans for veterans. He has been a top producing loan officer since he started working in the field, earning his respective companies' President's Club each year. Mike was named a top VA Mortgage Loan Officer in 2017 and a top producing loan officer for Virginia Housing in 2020 and 2021.

Mike has always sought to stay ahead of any changes to government loan programs and first-time buyer loan programs through attending extra pieces of training and research. Mike guides homebuyers through each step of the process by answering questions 24/7 and always providing the information needed to their real estate agents. Outside of work Mike donates time and money to local youth sports teams and plays an active part in his two daughters' academic and athletic endeavors. He also spends time in the outdoors hunting and fishing. Prior to beginning in the mortgage business, Mike was a Deputy Sheriff in Augusta County Virginia where he served in the patrol division. He also helped train new Deputies and obtained his General Instructor Certification to train new recruits at the Police Academy.

 

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Michael  Ballew

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Michael Ballew

It was excellent! Michael was great to work with and we really appreciated his availability to answer questions.

Leonel P.

Amazing! I would definitely recommend UHM to my friends since they provide a great service.

Maria B.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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