Manola Kozar
Team Lead | Senior Loan Officer
[email protected]
Phone/Fax: (561) 454-8105
Mobile: (561) 703-5657
951 Yamato Road | Suite 103
Boca Raton, FL 33431
NMLS 256457
FL LO8080
With over 26 years+ in the mortgage industry and a Florida resident for over 30 years, I have helped thousands of homebuyers achieve the dream of homeownership.
The mortgage process can be complicated, but with my knowledge of products and
guidelines, I can guide you from pre-approval process to closing.
It’s all about “Promises Kept” at Union Home Mortgage and our company has been meeting the needs of homebuyers across the United States since 1970. I joined Union Home Mortgage because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
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What Customers & Realtors Say About
Manola Kozar
Efficient, accurate, knowledgeable. Kept me informed through each step. It helps that I have had Manola Kozar close 3 properties for me and I know what she expects and vice versa. Manola helps every step of the way and makes herself available to her customers. Excellent customer service
Cynthia K.
We had excellent communication with Manola Kozar from UHM. She was available all the time for us. Very helpful and polite.
Ana K.
I was extremely pleased to work with the friendly staff at Union Mortgage. They made this whole process bearable and comfortable.
Anil H.
Experienced and kind people put themselves in your shoes and help you through the process step by step.
Andres R.
UHM was amazing! Very professional and detailed with good information in every step of the process. If I buy a second house I will do it with UHM again. Manola was amazing, very professional and hardworking!
Luna B.
Excellent service.
Derrick J.
Met Ms. Kozar at an open house. She had a great attitude. She was always very professional, and available to assist me with my VA loan process. I always had questions and she always reassured me and kept me up to date with everything. I could not be happier with the whole process. Thank you!
William R.
Great experience so far. Have referred to 3 friends already. Good rate, and clarity in every single step of the process.
Renata M.
Union Home Mortgage was a wonderful and easy process. My lendor Manola Kozar is so professional, personal, and will meet all of your needs through the process. I would definitely recommend UHM.
Andrea F.
The Loan Officer managed very well from the start to the end. I'm satisfied.
Pedro F
Manola was so helpful and walked me through the steps. She called me when necessary or emailed me with exact instructions on what I had to do. My experience was excellent. Went smoothly with no issues.
Mindy T.
My experience was great! Manola definitely made this process super easy.
Luis L.
My overall experience was an amazingly great one. Manola Kozaar made the entire process so easy and kept us abreast of the whole process.
Hector F.
My overall experience was excellent, the process was clear and I know how to expect every stage of the loan process without any "bad surprises".
Maria S.
This was my first experience purchasing a doing a mortgage. Besides its complexity, I feel really good about everything and would definitely recommend Manola to my business partners and friends. Thank you!
Marco L.
I always use UHM for refinance and new buy, I'm very happy and I think I will use again.
Jairo D.
My overall experience was outstanding. My agent Manola Kozar was always updating me on how my application was going and preparing me on what to expect. She did an amazing job I will totally recommend her and UHM.
Tomas G.
My overall experience was outstanding. My agent Manola Kozar was always updating me on how my application was going and preparing me on what to expect. She did an amazing job I will totally recommend her and UHM.
Thomas G.
It was an amazing experience, fast, easy, good interest rate and the best service.
Michel L.
I had a great experience with Manola she was kind helpful experienced and efficient and made this whole process easy. If it wasn't for her I do not know what I would have done. I wouldn't change anything!
Daniel T.
The entire experience went very smooth. Our senior loan originator, Manola Kozar, was very knowledgeable and a pleasure to work with! Manola was with us for the entire re-financing process, from beginning to end, with no interruptions and no middle man to deal with.
Manuela V.
It was great, easy to work with. Manola was on top of things and reminded me of any missing items. The videos are great and help understand where in the process we were in.
Adalgisa G.
My overall experience at Union Home Mortgage was great. My loan officer has been very helpful, courteous, accessible and worked hard towards my goal. I really appreciate her effort and help!
Yifu C.
We had an excellent experience with Union Home Mortgage. Our loan officer, Manola, made sure we were in safe hands throughout the entire process.
Diego N.
Great service, clarity, availability and agility during the process, these four aspects were remarkable. Thanks a ton to Manola Kozar, she was always available and willing to help, every time I asked for help to estimate payments and closing costs, she was always available.
Ramon M.
We had a great experience with UHM. Manola and her team were fantastic people to work with and made the whole process a breeze. She made sure everything was done quickly and never kept us waiting.
Michael V.
I loved every aspect of the process we underwent with UHM. Manola Kozar, our loan officer, was magnificent; having all our needs met and fulfilled with great results. Informed, quick and attentive processes: great results!!
Edgar T.
"It’s an easy process with UHM. Manola is very dedicated to her clients. She listens to the needs and tries to provide the best options possible. She responds in a timely manner and is very professional and courteous. She really makes the process run smoothly. You can tell she is very knowledgeable and understands the ins and outs of the mortgage industry."
Calimar M.
Overall my experience was excellent. I was given all the needed information provided by Manola Kozar. She was always willing to go beyond the call of her duty. Therefore, without hesitation, I referred one of my childhood best friends with her because she made me feel like I was part of the team.
Rolando G.
My overall experience was beyond my expectations. Manola Kozar was like a Godmother in all this process!! She is such a professional lady in this business!! I must say it all ends with not only a business transaction, but more as a long term relationship with such a special person like her!
Jose C.
Manola was an absolute pleasure to deal with. I will be referring her and your company to anyone who will listen. She is truly the best when it comes to home loans!
Meherleen G.
Great experience. I am coming back and will continue to be a client. It is hard to trust others in this industry but I trust Manola Kozar very much.
Renata M.
Manola is a very diligent Loan Officer. She was great and made us feel in control of the entire process. She is very good at communicating and answering questions and doubts. I would recommend her 100%.
Alejandro A.
Manola Kozar is an exceptional loan officer. Manola addressed my concerns and guided me through the whole process. Her professionalism and kindness was above and beyond what I had experienced in the past.
Carol P.
My overall experience was amazing. Mainly because of how great of a loan agent I had. I would recommend her service to anyone that is looking for mortgage help.
Marcos E.
The best experience because our loan officer did an extraordinary job, she did everything she could to be able to close.
Carlos R.
It was an great experience overall. We would recommend UHM to any and everyone. Happy to be part of the UHM family. Best services guaranteed.
Rafael S.
Great experience. Very professional, great customer service and congratulations for having such an excellent loan officer on your team!
