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(469) 200-4102 APPLY NOW My Account

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Scroll down for Loan Officer Details

Pam Thorn

Loan Officer

[email protected]

Phone/Fax: (469) 200-4102

Mobile: (972) 977-7640

4645 Wyndham Lane | Suite 130
Frisco, TX 75033

NMLS 1629149

Licensed in: CA, TX, OK

CA CA-DBO1629149 | TX 162149 | OK MLO20973

As your loan officer, my goal is to discover your hopes and dreams and then construct the mortgage plan that best meets them. Together, we will review your options and ensure that you understand every step of the process and all of the costs involved. Although my twenty plus years in real estate include commercial property management and title, I have found that helping people with financing their home is the most rewarding side of the business and I absolutely love my job!

 

I grew up in Southern California and when I was transferred to Dallas in 1990, I barely unpacked the boxes, thinking (maybe hoping) I wouldn't be here for long. I survived the first summer and after marrying a Texan and raising two children here in Plano, Texas has become my home!

 

Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986 | Texas Recovery Fund
Contact Pam   Contact Pam   Check My Loan Status
Pam Thorn

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Pam Thorn

Loved working with Pam!

Kelly B.

Pam Thorn is great and easy to work with. Very personable and understanding to each person’s situation. Constant communication and information was super helpful, and quick closing was great.

Timothy S.

I had a more complex application dealing with a country property, and Pam Thorn guided me well through the process.

Jon W.

It was a blessed and humbling experience.

Cory W.

Overall, it was a fast and easy process with minimal stress. It was easy to contact my loan officer, and she was always able to answer my questions proficiently.

Stephen E.

Amazing, flawless, and without concern for being taken advantage of.

Jennifer S.

Phenomenal! From start to finish, we felt very taken care of and the communication was excellent. We were also floored that the loan was funded so quickly (in under an hour)! Thank you for being so easy to work with and making this process as smooth as possible.

Kyana S.

Great experience overall. Picking a lender was by far the hardest decision but I am so glad we went with Union Home and Pam Thorn.

Miguel P.

It was an experience that I will never forget. We were treated with kindness, sincerity, respect. The UHM staff that we spoke with were professionals that care about the wellbeing of their customers.

Nicole D.

I haven’t bought a house for 23 years, and I wasn’t even able to consider the idea because I dreaded the whole process. Pam changed that. Her honesty and thoroughness was exactly what I needed.

Scott G.

Pam Thorn was extremely knowledgeable about all aspects of the loan and truly did what several other lenders could not. I appreciate her continuing sticking with me and seeing everything completed to the end. Without her and Union Home Mortgage we would not be enjoying our new house right now.

Blair C.

Pam was friendly and helpful. She walked us through every step and was always willing to answer any questions. Pam made it very easy.

Clay P.

We are small business owners, and this can sometimes complicate the process. Pam explained everything and worked to ensure that everybody’s concerns were addressed. She went above and beyond to anticipate any complications and ensure the entire process was handled without disruption or delay.

Eric W.

Pam was extremely helpful and worked with us the whole time. She kept us in the loop through the whole process. Our time frame was a challenge, but Pam and her team got it done. Thank you!

Scott W.

My experience with my first home purchase was overwhelming, but my loan officer Pam Thorn did not rush through anything, she was attentive, and personable.... at the end of the process she felt like family.

Ebony W.

I was pleasantly surprised at the level of professionalism displayed by UHM and Pam Thorne. The entire process was made simple and we were continually informed of updates and progress.

Maguette E.

Had complete confidence and trust in Pam Thorn. She was the most professional. Very helpful, communicative, provided great advice. Thanks.

Nadine O.

UHM is such a great company. From their step-by-step email communications to their mobile app, you can tell they care about their customers because of how easy they make the loan process. We recommend UHM to any family members or friends who are looking to buy a house because we know it'll be great!

Kyana S.

Professional loan officers that are willing and able to answer all questions related to the home buying experience. Their knowledge and transparency inspires confidence when going through this seemingly complicated process.

Oscar P.

Pam Thorn is a master of her craft. UHM is absolutely privileged to have such a remarkable and committed loan officer on their team.

John B.

Our experience was excellent. Pam and her team made the process simple all the way through closing!

Johnathan F.

My experience was great. Everyone was so nice, knowledgeable, and made the whole experience quick and easy!

Christi F.

I loved the communication and the team. I can't thank Pam and team enough. Thank you very much for all y'all hard work. To get me approved.

Sebastiana C.

Everything was easy and the process was clearly explained. Pam communicated well and was always available.

Clay P.

I am so happy I chose UHM! My loan officer was amazing, and the icing on the cake was when she drove 3 hours to be there for my closing. It was such a special moment!

Julyana S.

I have nothing but good things to say about UHM. Pam and her team were awesome!

Jason J.

Pam Thorn made our first time home buying experience the best. It shows that UHM really cares about their customers and go above and beyond to ensure the best experience ever. thanks again for everything! We'll definitely be a repeat customer in the future!

Messiah H.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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