Union Home Mortgage
  • My Account
  • Get Started
  • Support
  • Find a Branch
  • Products
    • Conventional Loans
    • FHA Loan
    • VA Loan
    • USDA Loan
    • Refinancing
    • Rehab Loans
    • New Home Construction
  • Tools
    • Mortgage Calculator
    • Refinance Calculator
    • Blog
  • Support
  • About
    • Our Story
    • Our Leadership
    • Our Awards
    • Careers
    • Internships
    • Newsroom
    • Union Home Insurance Services
    • Corporate Social Responsibility
  • Get Started
(440) 297-2501 APPLY NOW My Account

Get a mortgage you can rave about

Get Prequalified   Apply Now  
Scroll down for Loan Officer Details

Richard (Rick) Cyngier

Senior Loan Officer

[email protected]

Phone/Fax: (440) 297-2501

Mobile: (216) 978-1931

8241 Dow Circle West
Strongsville, OH 44136

NMLS 296403

OH LO.027386.000

Helping my clients achieve their dreams of home ownership is what I do by helping them with their financing. I just love working with my clients and raving fans of my business. While others spend thousands on advertising, I am blessed to have my clients and referral partners send me those who they care about most to obtain sound mortgage financing advice and products. Being licensed and serving my home buying and refinancing clients for over 29 years with their financial needs has made so many friends and acquaintances.

Bilingual: Polish

Contact Richard (Rick)   Contact Richard (Rick)   Check My Loan Status
Richard (Rick) Cyngier

Calculate your mortgage payment

$

What will your monthly mortgage payment be?

It only takes a few minutes to find out.

It only takes a few minutes to find out.

GET STARTED  

MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Richard (Rick) Cyngier

Rick has helped myself and many other family members and has never disappointed.

Christian P.

Friendly and fantastic customer service. Our point of contacts were very knowledgeable and were there to ease our minds and guide us through each step of the way which was very comforting and helpful during the whole process which can be confusing for many.

Sun C.

It was flawless. Rick helped me plan, answered all of my questions and made sure I had up to date information all the way through!

Jonathan C.

In the beginning all of this seemed very overwhelming. Rick and his team did a fantastic job in walking me through process and helping me understand what was going on. He answered all my questions and responded very quickly. Overall, awesome job! Couldn't be happier!

Rithya L.

All of the hard work was done by Union Home Mortgage. I just had to follow the suggestions and fill in the blanks. I ended up with a better home loan by following their advice.

Michael K.

I rate my UHM customer experience outstanding! From application through closing, I am delighted with the customer care, communication, and follow through to close my refinance loan.

Raymond S.

This is now the third mortgage I’ve worked with Rick on. He goes above and beyond every time. Makes it very easy.

Melissa C.

It felt easy, the experience was very comfortable and with my loan officers guidance, the process was seamless from initial contact to closing. Big thanks to Rick!

Jason H.

I had my first home mortgage with UHM years ago and it was an overall good experience. This time it was even better. Fast, efficient, wonderful people to work with. Richard Cyngier is the best. Thank you to a great company!

Rebecca Y.

The whole process went easy with no stress. Rick always made himself available for my questions. Highly recommend him and UHM.

Jay P.

Excellent experience. Had our original mortgage with UHM and was so pleased that we came back for a refinance when we needed.

Danielle C.

My loan officer Rick couldn’t have been any better! He was always there for me to email him with any questions and he explained the whole process step by step as we were going through it. The closing went just as planned and as smooth as it could’ve, it was amazing. I’m very happy with the service I was provided!!

Evelyn R.

Fantastic. Couldn’t be more pleased. This was my second mortgage with UHM.

David P.

Considering my process was not typical, the process was relatively stress free.

Deanna M.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact Richard (Rick)   Contact Richard (Rick)  
Union Home Mortgage Corp.
Get a mortgage you can rave about.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

COMPANY
  • About Us
  • Careers
  • Contact
  • Newsroom
  • Privacy Policy
  • California Privacy Policy
  • California Consumer Privacy Act Request
  • Licensing Information
  • Accessibility
LOAN PRODUCTS
  • Conventional Loans
  • FHA Loan
  • VA Loan
  • USDA Loan
  • Refinancing
  • Rehab Loans
  • New Home Construction Loan
TOOLS & RESOURCES
  • Tools
  • Mortgage Calculator
  • Refinance Calculator
  • Blog
  • Branches
  • UHM4YOU - COVID-19 Resources
FOLLOW UHM
  • Facebook
  • Twitter
  • Instagram
  • Linkedin
  • YouTube
Copyright © Union Home Mortgage Corp. 2022 // 8241 Dow Circle West, Strongsville, Ohio 44136
Back to Top