Rick Herberholz
Senior Loan Officer
[email protected]
Phone/Fax: (248) 257-5749
Mobile: (248) 877-8993
755 West Big Beaver Road | Suite 1112
Troy, MI 48084
NMLS 131247
MI 131247
As a licensed mortgage originator with over 20 years of experience in the home financing industry, I take great pride in partnering with you on one of the most important financial decisions of your life. My knowledge of all lending products is based upon my many years of service in the industry. Here's how my commitment to excellence translates to you...
Education & Experience Matter
I bring education, experience and integrity to the mortgage process. Understanding your needs and educating you on your options is important and I intend on taking full ownership of that process so your transaction is completed quickly and efficiently.
Ease of Use & Convenience
Technology is important and it's an ever growing part of our business but your rocket is only as good as the person you hire to pilot it and the team supporting you. Nothing in this industry gets done on autopilot and my team includes some of the most talented people in the industry. So whether you prefer to meet in person or manage the process from your desktop of phone, I have the tools and I am available to you.
A Full Range of Programs
We offer an incredible range of mortgage products including:
- Conventional, VA, FHA and USDA financing options
- MSHDA down payment assistance programs for first-time homebuyers
- A streamlined, hassle-free New Construction loan
- Renovation loans to tailor a home more to your liking that can even be used on investment properties
- Refinance options to lower your interest rate, shorten the term of your mortgage or even consolidate some current debts
So whether you are purchasing a new home or refinancing your current home, my team and I are dedicated to ensuring that you have the best mortgage financing experience possible.
Always, Always, Always Communicating
Keeping you informed is at the core of what I do best. My business is 100% referral-based from past clients, Realtor partners and other referral partners in the community.
A Growing National Footprint with Roots Here in Michigan
We have over one hundred offices across the country, with 18 offices right here in Michigan. Even as we have grown into one of the top lenders nationally, we understand the dynamics of our local housing market. I work with some of the top Real Estate Agents in the area, ensuring that you have a successful and satisfying home buying experience.
RAVING FANS lead to Customers for Life
I always focus on lending responsibly and building strong, long-lasting relationships. I understand that your needs change as your life changes and I want to always be a resources to you and your family members.
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What Customers & Realtors Say About
Rick Herberholz
As mentioned before, Rick Herberholz was great to work with. We will continue to refer anyone who asks to him. Thank you!
Julie C.
It was a very, very educational experience. I would highly recommend Rick and Union Home Mortgage to all my friends and family. I was treated like family as a matter of fact!
Gregory M.
Rick was fantastic from the first call and supportive during the whole process. He took time to explain everything and gave much details that helped me make the right decision. Rick was outstanding with his customer service, support and manners. He was so easy to get hold of when needed. Thank you.
Khier Z.
Just amazing. We are so pleased with our experience and that rick made the timeline we had discussed happen even though it was quick. He worked until late at night to make sure we closed on time. He’s the best.
Alexandrea S.
My loan officer was knowledgeable and efficient with his service. I would definitely recommend.
Emilio G.
Excellent experience, competitive rates, super responsive and professional staff. I would like to thank my loan officer, Mr. Rick Herberholz, for his great work and support.
Maen H.
Dealing with you UHM was a pleasure & I will definitely call them again when I purchased my next property. I highly recommend my agent Rick Herberholz to anyone.
Jeffery P.
It was easy and I really didn’t have to do much. My loan officer handled most of the legwork.
