Connie Smith
Loan Officer
[email protected]
Phone: (859) 757-4003
Mobile: (859) 653-7013
2500 Chamber Center Dr | Suite 205
Lakeside Park, KY 41017
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NMLS 62811
Licensed in: OH, IN, KY
OH LO.007121.000 | IN 26511 | KY MB12177
"Thank you for giving me the opportunity to assist you with your mortgage loan. My name is Connie Smith and for the past 16 years, I have served the Northern Kentucky community assisting many individuals and families through the mortgage loan process. I take great pride in offering my clients an authentic experience defined by honesty and integrity. Whether you are looking to refinance a mortgage or buying property for the first time my goal is to deliver a smooth, respectable and personable transaction. Being part of the Team at Union Home Mortgage allows me to couple great service with a wide variety of loan programs at competitive rates including but not limited to Conventional , FHA, VA, USDA, Jumbo and Kentucky Housing. The Kentucky Housing Corp (KHC) has recognized me as one of their top producing loan officers several years in a row. During my free time I enjoy spending quality time with my family, hiking, biking or any outdoor activity. I love a challenge and always strive to improve my life and the lives of people around me. That’s why I am passionate about the mortgage business because it’s an awesome experience to know we are improving the quality of one’s life."
OH RMLA RM.802837.000
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What Customers & Realtors Say About
Connie Smith
45 five-star reviews
Daryck S.
08/12/2026
Very smooth process I would do business with uhm again
Tristen K.
08/06/2026
10/10 Connie was super nice fast to respond and took all the stress off my back
Benjamin L.
01/22/2026
Connie Smith was a wonderful loan officer for a first time home buyer. She never left me feeling lost during the loan process and was always quick to respond to any questions I had along the way. I was lucky to have Connie by my side for my home purchase.
LaDonna B.
12/31/2025
We are an older couple and it had been years since buying a home. Connie Smith, our Union Home Mortgage contact, was exceedingly helpful. She was always there to answer our questions and never failed to help us through the process. Her personal approach made us feel that she was genuinely cared that all went well in our purchase of our home.
Tevin N.
12/26/2025
It was great everything went as smoothly as it could
Clyde H.
12/12/2025
Jeremiah P.
11/27/2025
The overall experience was enjoyable, quick, responsive and very comfortable even though this was our first time for a Mortage loan we were guided professionally through Connie with UHM to make this experience as seem less as possible. Will definitely use UHM again in the future.
Joseph L.
11/26/2025
Connie is one of those people that makes you excited to get the loan. She never makes seem like a chore when you ask for help and your happy just to talk with her. She’s a friend who is never a bore and is never bothered
Mark S.
11/11/2025
Janet C.
11/11/2025
N/a
Ellie S.
11/11/2025
Connie Smith is a blessing to UHM. She makes you feel so cared for and she is so personal.
Bryce H.
10/30/2025
Connie smith was very thorough with the meaning or certain things that I did not understand at first, always kept me up to date on absolutely everything she was easy to get a hold of and always had a answer!
Bryce H.
10/30/2025
We are pleased
Stephanie B.
10/21/2025
Megan C.
10/13/2025
Excellent.
Gale C.
10/09/2025
From beginning to end everyone was very helpful. They went above and beyond was expected of them.
Jimmy A.
10/06/2025
Wonderful. Would recommend to anyone looking to buy a home!
Justin F.
10/03/2025
William R.
09/17/2025
Terry S.
09/02/2025
Patrick L.
08/19/2025
Effective and effortless
Casey N.
08/18/2025
We always had questions answered and understood what was needed of us in that particular moment. Communication was great from the beginning and end.
Laura C.
08/14/2025
Christopher K.
08/13/2025
Our overall experience with UHM was amazing. I would highly recommend UHM to anyone that I know.
Douglas M.
07/31/2025
Very pleased with Connie Smith, personal connection & concerned for us during process.
Brent Y.
07/24/2025
Excellent!
Mary B.
07/16/2025
Raul P.
07/06/2025
Connie smith She is Very kind, very fast I was surprised how quickly she approved me With the loan
Evan S.
07/06/2025
William R.
05/24/2025
Great I would never call anyone else.
Jessica S.
05/22/2025
Great!
Robert H.
05/22/2025
Second to none, will definitely be back
Robert K.
05/20/2025
Really couldn’t ask for a better experience. Kind, understanding, professional, and always transparent and available
Joshua J.
04/30/2025
Excellent customer service.
Corrine B.
04/23/2025
I would recommend UHM to anyone. Begin a first time home buyer they made the experience very effortless and stress free
Christopher H.
03/30/2025
Bradley H.
03/18/2025
Great experience, will recommend
Karen R.
03/17/2025
I love UHM! They are always helpful, knowledge able and responsive. They are very caring and treat you like a person not just another account!
James S.
03/14/2025
Connie is very helpful and you can tell that she wants to help. She is very trustworthy and easy to work with and is always available.
Shawn T.
02/26/2025
Sheldon L.
02/14/2025
Rebecca B.
02/11/2025
Connie Smith and Union Home are organized ,professional, efficient yet make you feel like a person , not a number!
Tammy M.
02/07/2025
Jacqueline P.
01/16/2025
Christopher P.
01/04/2025
I had the best experience with UHM. They were hands on, continuously let me know what was going on, they were awesome.
Mary A..
Connie Smith was extremely helpful, quick, and made the experience an exciting one opposed to a stressful one. She was patient and explained things to me so I could fully understand the process.
Jennifer M..
Connie Smith was fantastic to work with. She was available anytime to answer our questions and concerns.
Douglas P..
Well organized and very responsive, down to earth and willing to explain everything in full.
Daniel D..
Connie was very informative, kind, and lightning-fast on any request. We were able to get in the house we wanted very quickly thanks to her tireless work. All the way from the first sit down to close, she guided us every step of the way. Amazing overall experience.
Ryan K..
The whole experience was easy and simple with Connie. She is wonderful and a real pleasure to work with. Thank you.
Joscelyn D..
My experience with UHM was amazing. The process of owning a home can be a lot but I was helped and notified every step of the way. Each step was explained very thoroughly and I could always call if there was something I did not understand.
Robert W. .
From the first phone call to closing on our new house, our experience with Connie at Union Home Mortgage has been nothing but lovely and easy. I couldn't have asked for a better experience with this - all the while having a complicated schedule to work around with my job.
Gary C. .
From my first contact through the closing we were treated very well. Honestly, more like a friend than a customer. I would not hesitate to recommend UHM to my family or friends.
Landon B..
Anyone I know who goes to purchase or refinance a house will be referred to Connie Smith at UHM. Until the day that she hangs her hat up for retirement, she will be my first call.
Christopher K..
Excellent. Connie is awesome to work with. She works with you to find the right loan to suit your needs, and she keeps you up-to-date every step of the way.
Mark S..
I was very satisfied with the whole process, especially during this whole social distancing thing happening. Was easy to speak with her when needed, helped us through out the entire process, and able to answer my questions and recommend people when needed to have things done to button up the loan.
Daniel T..
Connie Smith is a very experienced and honest person. It was very easy. She did all the work all I had to do was sign.
Ashley B..
Excellent overall experience, would recommend anyone buying a home to call Connie at Union Home Mortgage. Absolutely wonderful to work with, she explained every step along the way, answered all my questions very quickly, and kept in frequent communication.
Dereck M..
Just great a experience overall, and I'm happy this worked out with my refinance! New beginnings!!
Frank S. .
Professional and timely.
Joseph M..
We could go on and on regarding the positives of both our initial purchase and refinance experience. We would strongly recommend working with Connie at UHM to any of our friends and family that may be on the market for a new home loan!
Amie J..
Wonderful experience working with Connie. I'm a first-time homebuyer and she was very patient and thorough.
Regina K..
Connie was wonderful to work with. I would recommend her to anyone!
Jason P..
I would be glad to use Connie Smith for my next home. It was a pleasant experience.
Buffy K..
100% satisfied! UHM makes you feel like family!
John L..
I have nothing but good things to say about my experience. Five years ago I bought a condo and Connie made the process as smooth as possible. This time was no exception. Thank you, Connie!
Matthew G..
Great experience from start to finish. We didn't call anyone else and probably won't from here on.
Celina R..
It was great. Very fast to respond. Connie was amazing. She was courteous, helped us close the fastest time possible and was very good at responding to queries thrown her way.
Maurice L..
It has been a pleasure to work with Union Home. The customer service is phenomenal.
Zackary Y..
Excellent. Connie Smith was amazing to work with and we will recommend her every time!
Paul H..
Connie was great and I would highly recommend using her and this company.
Jason S..
The loan process was easy to complete and understand. My loan officer was very helpful and quickly responded to any questions I had.
Marsha F..
I was a first time buyer and was helped through every process from finance to closing. If I ever buy another home I will be come back to see Connie Smith.
Austin C..
Throughout the homebuying process, Union Home Mortgage was prompt, thorough, and dedicated to providing the best possible customer experience. Connie Smith, my loan officer, was tremendous. She left no question unanswered and provided up-to-the-minute updates with all paperwork and processes.
Jillian M..
Excellent! I'm so glad I went through UHM. Connie made the process of getting a loan for my home easy and efficient. I couldn't have asked for anything more from her. She was on top of everything, I will definitely recommend her to friends and family!
Justin B..
We were a nervous wreck not knowing what to do. When we finally got to sit down with our Loan officer she really put our minds at ease and walked us through the whole process. Overall I would proudly say my experience with Union Home Mortgage was excellent. I would recommend them to anyone!
Kendra K..
The house buying process lasted 10 months for me trying to buy 6 house before I was finally able to buy one on the 7th try! Connie was there to help and explain the cost of every house that I put a bid on and always available to answer my questions! She was great to work with!
Ronald T..
From the beginning Connie made me feel comfortable and she was very knowledgeable of all aspects of buying a home.
Justin B..
Easy secure access to payments. Excellent breakdown of loan fees. And again our loan officer was amazing.
Danielle M..
My overall experience was great. I have no complaints. Connie Smith is my loan agent and she did an exceptional job.
Christopher P..
I have many other friends refinancing right now and they seem to be burdened by the process. I would like to think that I am more organized and that's why my refinance was so easy. I know thats not the case. It was Connie. Let's be honest. I would recommend her to anyone!
Herbert R..
We were treated like family. Connie made our first home buying experience very simple, and helped us to feel comfortable and confident.
Rodney G..
Easiest loan application and closing I have experienced. The experience of Union Home Mortgage employees is amazing and the process is quick and easy.
Anthony E..
Union Home Mortgage is a good company. We have dealt for some time with Connie Smith. I will continue to send family and friend to Connie whenever I can.
Danielle C..
Connie Smith went above and beyond to assist me with the entire process from start to finish. She was always available and communicated with me every step of the way.
Ricky T..
I am very pleased with my entire experience with UHM, from the first conversation with Connie to the closing. Everyone was kind and professional. If I had it all to do again I wouldn't change a thing.
Joshua G..
I have had multiple experiences with UHM and all of them have been great! I have referred multiple people to UHM and will continue to do so!
Adam S..
Was given timely updates on loan proceedings and advice tailored to my needs for the property and financial status. Always had my questions answered if I did not understand some part of the process or paperwork.
Chad I..
All around a quick and easy process. Managed by a great agent with extreme knowledge and passion for her work.
Michael O. .
I had a great experience with UHM and Connie Smith in particular. The level of communication and help as a first time homeowner was excellent.
William D..
Overall a great experience! Clear communication, with a focus on making sure our whole process from start to finish was completed smoothly.
Taylor F..
Connie Smith is the best of the best. She is what made my experience so great. This is the second time I have had the pleasure of working with her and she continues to impress me. I will never use anyone else.
Roy P..
We have always been treated with the utmost respect and are made to feel at ease when it comes to dealing with our mortgage needs. Connie makes us feel like family and we greatly appreciate her. She is definitely a great asset for UHM.
Michael H..
Connie was very patient and understanding and lead me through the whole process, making sure that I understood everything.
Steven B. .
Great overall experience. Connie Smith was very knowledgeable and accessible throughout the entire process. All my questions and concerns were addressed in a timely matter. I get as if Connie was fighting for me every step of this way.
Michael M. .
A great partner to work with. Made the first time home buyer's experience very pleasant. Very descriptive when explaining everything and extremely kind. I am 110% satisfied with my experience with UHM. I would highly recommend anyone to UHM if asked if I had any recommendations. Thank you so much Connie Smith and team for all that you have done and continue to do!
William W. .
Our overall experience was wonderful - we appreciated being kept in the loop and having someone to talk to that could explain things on our level. We never felt like we had to guess at this all - which we have felt like in the past. Shout out to Connie who took great care of us!
Michael N. .
The experience was an amazing journey from beginning to end. The excellent quality of caring, understanding your needs and wants, and working with you as best as possible to get you the best rate as possible. I could not suggest any other company to work with than here. They are top notch!
Whitney F. .
Connie Smith is the reason I keep using UHM. She treats everyone like family but with great professionalism. There is never judgement or inappropriate responses when dealing with my personal finances. It is important to have someone you trust to look at your intimate finances and I feel that with Connie.
Bernard S. .
The process seemed to mean as much to Connie as it did to me and she made sure everything was perfect! It is hard to find someone who cares so much and is willing to do everything they can to make sure the home buying process is smooth and on time.
Brezann S. .
Our loan process went very smoothly and moved efficiently. Connie was able to assist us anytime we needed her or had any questions.
Matthew A. .
This is our third time working with Connie and UHM. Buying our first house, then refinancing, then buying our second. All three were incredible experiences. Thanks for your outstanding service!!
Portia P. .
I would definitely recommend UHM and would use them again if I had the need for their services.
Jason P. .
Will continue to do business with Connie!
Jennifer C. .
Everything went smoothly! Connie was able to get me through with USDA which allowed me to buy a brand new home which is a dream come true! I wouldn’t have been able to do it without her.
Rachel W. .
It was a fast and relatively easy process. I appreciated the personal attention and how accessible the UHM team was.
Tricia G..
The process was so easy and transparent with UHM. My only regret is that we didn't do it years ago. Our interest rate was cut in half. This was a financial game changer for our family. Thank you, Connie and UHM.
Tricia G..
The process is so easy and transparent with UHM. My only regret is that we didn't do it years ago. Our interest rate was cut in half. This was a financial game changer for our family. Thank you, Connie and UHM.
Gene R..
Personalized service, great communication during the process, and knowing that if any issues come up, Connie Smith is only a phone call away.
Angela N. .
This was the easiest home buying experience we've had. Thank you!
Trenton D..
Connie is great! The company and everyone you talk to is personable and very understanding and willing to speak with you no matter the reason for calling. 100 % would recommend and we plan on using them again!
Kathleen C..
Excellent service, great communication, great support. I can't say enough good things.
Heather M..
The experience was effortless on my part. All I had to do was send the documents requested. Connie was very encouraging and compassionate when one of my offers was not accepted. I would definitely use her again!!
Skye H..
It was great! We are so happy that we are with UHM!
Sean P. .