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(734) 457-4052 (734) 457-4052 APPLY NOW My Account

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Derek Simancas

Loan Officer

[email protected]

Phone: (734) 457-4052

Mobile: (734) 233-1985

280 Mill Street | Suite C
Rochester, MI 48307

NMLS 1399840

Licensed in: MI, FL, GA, OH, CA

MI 1399840 | FL LO42330 | GA 8860 | OH MLO.056081.000 | CA CA-DBO1399840

Contact me today!

 

OH RMLA RM.802837.000 | Georgia Residential Mortgage Licensee​ | Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047.

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Derek Simancas

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Derek Simancas

Derek was excellent. I lovde working with him. I was referred by my Realtor

Tamara C.

My wife and I had a very good experience with UHM, they were real professional, had real great communication throughout the whole process even through closing, I would definitely recommend them to anyone.

Dawson H.

The amount of patience, dedication and effort Derek put into my loan was truly impressive.

Katrina Z.

My point of contact Derek was extremely knowledgeable not just about mortgage but finances as well and understood the larger picture of how I wanted to structure the mortgage to balance my other portfolio assets. He was also extremely easy to reach and communicative. Very professional!

Henry A.

Everything was explained very clearly to me at every step of the process and my loan officer was always available to answer any additional questions I may have had. I had an excellent experience with UHM and would recommend it to any family and friends looking to secure a mortgage loan.

Nicholas H.

The overall experience was outstanding, I will send everyone I know in need of a mortgage to Derek, his communication was beyond amazing. His overall knowledge of the process, outstanding. My wife and I feel truly blessed to have Derek in our corner during this process.

Jeremy & Kim R.

I recently had the pleasure of working with Derek Simancas as my loan officer for purchasing my first home, and I cannot express enough how wonderful the experience was. From the very beginning, Derek showed an incredible amount of compassion and dedication to helping me through the entire process.

Kyle M.

Derek and his Team was always available and immediately ready to answer any of my questions and assist in my understanding of the process.. I am profoundly grateful for the recommendation that led me to him.

Kristan B.

Derek was phenomenal throughout the loan process! His amazing communication and ability to provide different solutions made everything seamless. He truly went above and beyond. I highly recommend Derek to anyone in need of a skilled loan officer!

Troy D

It has been a pleasure working with Derek during the purchase of our first home. As first time homebuyers we had many questions and Derek was extremely patient in explaining every step. He was always happy to answer our many questions.

Paul E.

Derek has been great to work with and I would recommend him to anyone in the market for a home. As a first-time homebuyer, I had no idea where to start or what I could afford, but Derek quickly put me at ease. He took the time to explain the different first-time homebuyer programs available.

Alicia M.

I truly wish there was a way to give Derek 1,000 stars instead of 5 . My home buying experience was one that was unexpected but with the wonderful, dedicated, knowledge, transparent and patient support from Derek; it made my home buying purchase that much easier.

Victoria C.

It was an absolute pleasure working with Derek! He was super on top of everything and very good about explaining things through my first home purchase - also congrats on the first baby!

Gage G.

HIGHLY RECOMMEND!!!! As a first time home buyer Derek walked me through every step of the way with answers to every question and any time of the day or evening! He was so helpful, patient and never made me feel like I was asking too many questions! I would 100% recommend him to anyone buying a home.

Jessica M.

Derek was helpful in helping us land a good deal with the mortgage loan. He is informative and knowledgeable and always attentive. Great job!

Ross A.

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

Loans made or arranged pursuant to a California Finance Lenders Law license.

 

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

1064.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

COMPANY
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LOAN PRODUCTS
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Union Home Mortgage Corp.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

Loans made or arranged pursuant to a California Finance Lenders Law license.

 

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

1064.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

COMPANY arrow Down
  • About Us
  • Leadership
  • Careers
  • Internships
  • Foundation
  • Contact
  • Privacy Policy
  • California Privacy Policy
  • California Consumer Privacy Act Request
  • Licensing Information
  • Accessibility
LOAN PRODUCTS arrow Down
  • Conventional
  • FHA
  • VA
  • USDA
  • Refinancing
  • Rehab
  • New Home Construction
TOOLS & RESOURCES arrow Down
  • Tools
  • Mortgage Calculator
  • Refinance Calculator
  • Branches
  • UHM4YOU - COVID-19 Resources
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