John Duke
Loan Officer
[email protected]
Phone: (517) 489-2337
Mobile: (517) 819-3207
411 West Lake Lansing Road | Building B | Suite 101
East Lansing, MI 48823
NMLS 81078
Licensed in: MI, FL
MI 81078 | FL LO43887
"Born and raised in the beautiful State of Michigan, I believe and live by the values of hard work, perseverance, and active communication in my every day approach to the mortgage lending process. I have had a foothold in the communities that I lend in and legitimately care about the families that I refer to as ‘clients for life.’ Upon receiving degrees from Albion College in Economics, Finance, and Speech Communications in 1994, I embarked on a career that has taken me from Wall Street to Main Street. My career started when my team of financial advisors and I began to offer mortgage financing as an added service to our clients. When the mortgage side of our business began to expand and take off in early 2002, we decided to move away from financial advising and concentrate all of our efforts on mortgage banking and never looked back. Although challenging at times, the mortgage business is an ever evolving business that allows my team and I to do our part in providing the dream of home ownership through responsible lending to our clients. We take this job very seriously and do our part every day to make our clients RAVING FANS of our team.
I currently reside in Williamston, MI with my wife Melissa, my 4 year old daughter Evelyn and our golden retriever, Indy. I enjoy traveling, skiing, golf, and spending time at our cottage in northern Michigan. I look forward to your business."
Calculate your mortgage payment
What will your monthly mortgage payment be?
It only takes a few minutes to find out.
It only takes a few minutes to find out.
What Customers & Realtors Say About
John Duke
124 five-star reviews
Bryan F.
08/13/2026
Friendly. Helpful. Streamlined. I like the app functions too.
Taylor N.
07/17/2026
UHM got the job done quickly, efficiently, and with the care I would expect to get from a professional. They made communication easy and were always quick to answer a question or help us obtain the information we needed. It more nerve wracking finding a home than it was figuring out the mortgage with UHM.
Dawn S.
07/12/2026
Very fast and extremely helpful thru the whole process
Thomas H.
07/09/2026
Regardless of day or time, John always responded with either numbers I needed or answered questions. The whole team was friendly and quick to respond during the closing process.
Tiffanie J.
07/07/2026
Extremely happy with the services provided. Could not have asked for a better experience. Everyone involved was very helpful, friendly and kept me well informed every step of the way. A+!!!
Brenda S.
07/06/2026
Courteous, professional, knowledgeable & making sure you understood the process
Chantal W.
06/02/2026
I had such a good experience. Everyone was very kind and helpful. Quick to reply and very considerate and understanding.
Jane H.
05/28/2026
I really don’t have anything negative to say. It was a smooth transition throughout the entire process.
Samantha S.
05/27/2026
Please to work with the Duke team, highly recommend!
Colleen P.
05/12/2026
It was great,they worked hard to get me pre approved in time
Tracy R.
05/05/2026
Very good
Paul K.
04/14/2026
I am very satisfied and encouraged about our future.
Ashton H.
04/12/2026
Quick, efficient, and clear. Willing to talk hypotheticals as well as realities and always delivering within or ahead of the timelines promised
Lalita H.
03/31/2026
Excellent communication and great support
John M.
03/30/2026
Professional
Barbara S.
03/27/2026
Excellent overall!
James R.
03/25/2026
overall it was a good experience
Josh E.
03/12/2026
Our experience was exceptional. From start to finish it went very smooth and stress free. John was able to help us and answer the million questions we had about anything and everything. We are beyond appreciative for everything John and union home mortgage has done for us.
Gregory C.
03/08/2026
The experience was excellent from start to finish
Mark B.
02/22/2026
Great
Leigh B.
01/30/2026
Great experience, communication and experience. The best to work with!
Cid D.
01/05/2026
Excellent customer service. Thanks to John Duke and his team!
Kaylyn B.
12/29/2025
John D.
12/23/2025
Overall very satisfied. John Duke and team were great and they took care of some unnecessary information requests without me asking. Much appreciated
Jeffrey C.
12/17/2025
Michael M.
12/07/2025
From day one, UHM was fully available and willing to explain every step of the process. With this being my first home-buying experience, I was very pleased with the level of service. Everyone was so helpful through each stage.
Sabrina F.
12/05/2025
Very friendly and able to work quickly with out of state parties!
Jennifer G.
11/25/2025
Overall experience was good. Even though we have a hiccup towards the end, John and his team made sure the closing happened on time. I’m very appreciative of that because we had movers Scheduled for the next day
Tara S.
11/16/2025
Doris C.
11/12/2025
My overall experience with the Duke Team @ UHM was Absolutely amazing and I would recommend them to anyone wanting to get a loan. You will absolutely be treated with respect , And they are very clear on all the steps of the journey in your Loan Process.
Lisa A.
11/06/2025
I am very pleased with John Duke and his team! They made everything a smooth and easy process.
Marietta H.
10/15/2025
Tamara B.
10/14/2025
The process was explained well and simple!
John O.
10/13/2025
.
Alden D.
10/13/2025
Frustration free and clear. As a first time home buyer, I was pretty I timidated by the process. The loan team helped me understand things better so thag I knew what I was sending and signing and why.
Linda L.
09/28/2025
Drew R.
09/21/2025
Good experience and most of the information was made easy to understand.
Melissa E.
09/18/2025
Great
Matthew B.
09/17/2025
Seth J.
09/16/2025
Karen B.
08/29/2025
UHM went above & beyond to support a smooth and expedited closing. They were responsive and well informed during a very stressful time, making every step easy & clear. Thank you!
Jordan R.
08/27/2025
We are very pleased with the service UHM has provided for us. We are happy with the level of professionalism from all the staff, along with them taking time to educate and answer any questions we have along the way.
Jordan R.
08/23/2025
Our experience with this company has been overall fantastic. I’d recommend to anyone looking for these services. Everyone we worked with was very professional and always willing to help in any way needed
Cameron C.
08/11/2025
It was a pleasure working with everyone. The process went smoothly and efficiently
Bryn H.
08/10/2025
It was pretty easy and I appreciated that everything was done online and over the phone.
Lalita H.
08/07/2025
My overall experience working with Union Home Mortgage was the best experience I have had working with a lender. It felt more like I had a group of human beings that were on my side to help me and support me and try everything to help make this dream come to to fruition.
Alexis H.
07/23/2025
Susan W.
07/22/2025
All forms that needed e signing was fast an easy Most forms that are signed at closing were e signed early, made closing faster
Anna S.
07/10/2025
Barbara S.
07/03/2025
Pawan K.
06/23/2025
It was great working with John Duke who advised throughout the process. He was very thorough and professional along with the other individuals in his office who assisted him in gathering the information required. Thanks very much John for making my home purchase a pleasant experience.
Gregory B.
06/16/2025
Very positive.
Timothy R.
06/10/2025
John Duke made our dreams come true we absolutely love our new home.
Cody T.
06/09/2025
Cynthia D.
05/29/2025
The app was super helpful and email comms were timely and relevant. Thank you UHM. Easy process.
Philip C.
05/28/2025
Gregory D.
05/22/2025
Fast, efficient and good people
James R.
05/22/2025
We found UHM to be pleasant, efficient and knowledgeable. I could not expect better service.
Leonard D.
05/22/2025
Anne W.
05/19/2025
William A.
05/16/2025
Overall, our experience was excellent. UHM was there every step of the way to answer any questions and to make sure that the process was smooth and seamless.
Joshua E.
05/05/2025
Heidi L.
05/05/2025
Daniel H.
05/02/2025
Amber G.
04/29/2025
Dillon S.
04/11/2025
Mark B.
04/06/2025
Devin D.
03/22/2025
Megan S.
02/27/2025
Alexander M.
02/13/2025
Getting a recommendation from a friend was an awesome first step and the team lived up to their reputation. The first steps were easy and communication was great. My realtor, my partner and I had had great connects and had no concerns. This was our first home buying experience and they couldn’t have been more helpful!
Amanda B..
Buying a new home is a life changing event and Union Home Mortgage made the process a great experience. The communication they provided was amazing and also the quick turnaround was impressive. I would recommend UHM as my experience could not have been better. Thank you UHM!!
Ryan W. .
My overall experience was great. Everything went smoothly and quickly and I had no problems.
Mark P..
The experience was excellent overall.
Steve K..
Overall, process was smooth from start to finish, and I look forward to refi my personal residence. No issues to note.
Nicholas K..
Great people. From the start, they were extremely helpful and always replied to emails, texts, and calls ASAP.
Sandeep M..
Care and commitment with the highest integrity.
Kenneth S..
My experience was great. I found the home I wanted and the closing process went very smoothly. Can’t stress how efficient this team was with us!
Gustavo C..
I really felt that John's team set the bar as high as it could go by listening and explaining the the steps as they were happening. They helped me stay organized and were able to quickly move through the purchasing process.
Steve K..
The process was easy and John was always available to answer questions.
Michael S. .
John Duke and Union Home Mortgage make buying & refinancing very simple and actually an enjoyable experience.
Jerry N..
Perfect!!! A+++ service.
Nicole M..
Overall they were available to discuss the best mortgage options for us and got us in a loan that works.
Michael R. .
Great experience. Very willing to work with our needs and flexible to make changes.
Kelly F. .
Very professional and informative team.
Gregory B..
Very happy with our experience. Would definitely recommend.
Matthew T..
Overall, a very good experience. Knowledgeable staff that helped every step of the way, even when I complicated things. Thanks for helping my purchase my first home!
Randy L..
They were very knowledgeable, experienced, expeditious, and user friendly. They had my best interest in mind.
Matthew F..
I was pleasantly surprised with my experience with Union Home Mortgage. In my two previous home mortgages I used my banking institution due to the personal service they provided me. This was the first time going with a mortgage company and I felt the same personal service.
Andrew L..
Outstanding company, great business service, caring and passionate company striving for excellence and ensuring they are meeting customers expectations.
Scott K..
It was a great experience where our team handled everything flawlessly and made our refi experience a positive one. Thanks again for everything!
Michael H..
Union Home is great to work with, they are professional, thorough, and work with you through the whole process. John and Kandice not only know what they are doing, but are great people as well. Definitely recommend Union Home and especially John and Kandice.
Michael K..
Great experience. Excellent communication and very knowledgeable loan officer. Because of him, we saved a bunch of money!
Zoe B..
The entire UHM team has been a pleasure to work with throughout this entire process. Fantastic communication throughout made the process so easy. Thank you!
David A..
Great experience John and Kandice are awesome. Helped us get our things in order so we could get our forever family home.
Lindsey S..
The process was easy, my contacts were all very helpful with any questions that came up. From start to finish I felt informed any aware of where I was at in the process.
Eli D..
I had a really good experience going from knowing nothing about home ownership process to learning all I needed to know. UHM provided me tools to not only know what I can afford but what I should limit myself to financially. They guided me on a path to home ownership.
Jamie E..
UHM made it easy to purchase our dream home. The tools that they provided never left me in the dark as to where my application was at and when it would move to the next stage.
Sandra M..
It was an exciting time for me. First, to find my dream home, and then getting the right financing for me. I am grateful. The team at Union Home Mortgage are extremely efficient and professional.
Coire L..
I want to thank John Duke, Kandice, and the entire processing team for making my experience with UHM a wonderful one. I truly felt like my family and I were a priority. I’m so very grateful your team went over and beyond to make sure our home purchase process was a excellent experience.
Paul K..
It was great to contact John after a long time, and he responded quickly, helped to clarify what I could do. Kandice was great guiding me along the whole process. And I feel like I got a great deal. Thank you!
Katherine W..
John Duke and his team were AMAZING. From the moment I spoke with John, he got me started on the application and continued through the end to closing. He was patient with my questions and concerns, and talked me through everything that I needed to do to accomplish my lifelong dream.
Lori B..
Very pleased with the process. Much faster than expected and the staff is extremely helpful and friendly.
Antonio B..
Fantastic team of professionals, getting the job done. John and each and everyone who participated in making my refinance possible deserve my appreciation and I send them regarding and blessings. Thank you all.
Brittany W..
Union Home Mortgage team is very friendly and helpful during the process. They make sure everything is clearly laid out in the process. I really like the check point videos because it helps make a complicated process, quite simple.
Beverly C. .
Everyone was very helpful and informative. Very professional. I especially liked the videos that explained what was happening and what was next.
Christopher C. .
I could tell UHM was a local lender. The level of service you get when its local is unmatched. The whole team worked together flawlessly and kept me informed during the entire process. I never felt rushed and we closed on time with a great rate. Great team all said and done.
Kaycee T. .
I love working with John Duke and his amazing team. I will continue to use them and refer anyone looking to purchase home.
Joseph T. .
UHM took a very complicated process and walked me through it simply, in a timely and professional manner. A best-in-class experience where you always know where you are in the process and what steps to take to meet your end goal. I will certainly use them again and would recommend them to any potential home buyer that comes across my way.
William R. .
I am totally satisfied with UHM. We have had 2 1/2 years experience now through original purchase and this being our second re-finance on our current home. You have made our life style so much better financially and just peace of mind. Thanks again.
Joseph K. .
Amazing people to work with. Any and all info was communicated as needed. Very nice people. Make an undesirable process manageable.
Hannah S. .
My loan officer made me feel comfortable with the process and kept my budget in mind when giving estimates. John was quick to respond and patient in explaining things I didn't understand. I felt that he was excited for us when we finally had an offer accepted.
Scott K. .
It was a good experience overall. Thanks to John Duke and his team.
Ena B. .
I have partnered with Union Home Mortgage, loan officer John Duke and his amazing team on the purchase and refinancing of my home. I would definitely recommend and return in the future. From the beginning of each process until the end, I was provided with accurate information, timely communication, dignity and respect. The whole Duke team is excellent!
Kelley B. .
John Duke was very instrumental in watching the rates for me as time went on and kept in touch during the process of my new build. Helpful in sharing his knowledge and guidance. Always answers or returned phone calls promptly. His team also was very responsive in communicating via text and emails, also very patient and helpful working with e-documents. I am very appreciative of the services and professionalism. Kudos to all on the team.
Jose Z. .
It was great from beginning to end. If I had a question, it was answered in a great timely manner. John Duke and his team made me feel like they were 100% on my side. They worked with me if I had an issue and helped me find better solutions. I will continue to refer John Duke and his team to anyone looking for a home.
James A. .
I was kept informed through the entire process of what was happening and what the next step would be. They are very knowledgeable and good at what they do.
Katie D..
Very positive, very efficient, I would highly recommend working with UHM to others. You all made this process as close to easy as I could imagine.
Taylor B..
This was our second time having John Duke help us with the purchase of a new home. He’s easy to contact, and talk to. He built the loan exactly how we wanted it and was available to answer any/all questions we had throughout the process.
Heather H. .
Everything was clear, concise, efficient and a great experience!
Amy H..
The staff at Union Home Mortgage communicated with me consistently, sent me nice videos to help me understand each step of the process, and most importantly, they trusted that I was serious about purchasing my home and made me feel like they would help me make it work no matter what!
Denise K..
Our process was smooth and we closed with no issues. John Duke was great to explain the process and steps so there were no surprises. Courtney answered all of our questions with patience and professionalism. We felt partnered all the way! I would recommend your group without hesitation.
Allison K..
Working with John and his team was amazing! Everybody was so good to work with and everything went so smoothly that we are closing a day early! I truly felt like my complete home buying team had my best interest in mind, and I felt like my concerns and questions were met quickly with good answers!
Karen H..
Great! They were able to get me to close in less than 30 days, as committed. Easy to work with, wonderful team.
Erika C..
I had a great experience working with John and his team! I never felt like I couldn’t ask a question and always got quick responses.
Nathaniel M..
My overall experience with UHM was great! Clear and prompt communication from John and his team. The UHM mobile app was also quite convenient in accessing our documentation and information.
Andrea B. .
The staff was always pleasant to talk to. The were always available by phone, email or text. They were also very knowledgeable!
Aaron M..
Quick and simple. I provided what was needed for the loan process and let them do the work. They kept me very well in formed on the status.
Sarah B..
Fantabulous, Fast and Effective. Straight to the point. Very impressed and appreciative for a first time home buyer.
Gracie P..