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(423) 208-9358 (423) 208-9358 APPLY NOW My Account

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JoAnna Otero

Area Sales Manager

[email protected]

Phone: (423) 208-9358

Mobile: (423) 503-8548

6085 Arbury Way | Suite 201
Ooltewah, TN 37363

NMLS 168871

Licensed in: GA, TN

GA 36478 | TN 104611

With over 20 years of experience in the mortgage industry, JoAnna has the knowledge and dedication required to provide the ideal financing options to her borrowers in Tennessee and Georgia. She is a a dedicated professional who prides herself on providing clients with exceptional knowledge and customer service. JoAnna has been honored annually as Originator of the Year for the past nine years, received the Award of Excellence from the Chattanooga Mortgage Bankers Association in 2014-2020, and was a Peoples Home Equity Presidents Club honoree in 2015-2018.

 

Union Home Mortgage has competitive loan financing rates, combined with state-of-the-art technology and dedicated support staff that enables JoAnna to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since UHM is a dedicated mortgage lender, JoAnna can offer you a wider selection of loan products than many banking institutions. Thank you in advance for the opportunity to assist you with one of life's most important financial transactions.

 

Georgia Residential Mortgage Licensee

Contact JoAnna   Contact JoAnna   Check My Loan Status
JoAnna Otero

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
JoAnna Otero

JoAnna and her team are extremely responsive and transparent. They helped every step of the way and are extremely knowledgeable of the entire process.

Hunter L.

My overall experience with UHM was very positive and I would highly recommend using UHM to anyone buying a house.

Ranjith K.

It was easy to navigate and JoAnna was in close contact if I had questions, it went very smoothly!

Stacy B.

It was great! Joanna and Debby were very accommodating. I felt comfortable knowing there were people there for me whether it was to answer any questions or explain what they needed me to provide and why.

Tonya T.

JoAnna and her team have been professional and courteous all the way through. Answered all my questions and kept me informed of the process. A job well done!

Yugandhar P.

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But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

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