Michael Pond
Branch Manager
[email protected]
Phone: (704) 248-7649
Mobile: (704) 517-2250
3440 Toringdon Way | Suite 205 | Office 202
Charlotte, NC 28277
NMLS 108672
Licensed in: NC, SC
NC I-221356 | SC MLO – 108672
Michael’s goal from a young age has been to make his mark in real estate, fueled by his mother's job as an apartment manager. Inspired by her commitment, he purchased his first home at 18. He was lucky enough to find a Loan Officer who helped him step by step. Michael’s goal is to be that kind of trusted advisor for you. Michael remains steadfast in his belief that homeownership should be accessible to all. Collaborating closely with each client, he navigates the mortgage landscape, providing honest guidance, clear communication, and responsive service for a seamless journey from application to closing.
With a career spanning 35 years and 1 billion in mortgages originated Michael has experienced the many challenges of the mortgage business to be able to guide you.
A Charlotte resident for most of his life, Michael finds joy in family moments, lake weekends, and cheering for the Panthers.
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What Customers & Realtors Say About
Michael Pond
It has been a great learning experience. I am very appreciative with Team Pond for being a part of every step, the best part was the open communication, and patience to explain all steps.
Albert W.
Everything from start to finish was incredibly easy and thorough. Team pond was fantastic! I’m not sure that is anything that could have been done better. It was all incredibly seamless!
Brian S.
UHM was excellent from start to finish of the process. Team Pond was quick to respond and assist with any roadblocks along the way. The best part was how quick and easy communication was for questions.
Client Testimonial
My experience was excellent! I have worked with other companies many times in the past and have nothing bad to say about them.. However, the experience I had with Union Home Mortgage was superior to all.
Nicholas R.
All parties that we communicated with were very responsive to my texts and phone calls. I also appreciated how hard Team Pond worked when we had to change directions due to our current house not closing in time.
William J.
My experience with UHM was fantastic! Team Pond was always available to answer my questions and made the process smooth. Unlike other lenders, they truly helped me achieve my dream of homeownership. I highly recommend them to anyone looking to buy a home!
Jessica B.
Michael was highly recommended by good friends of ours. Michael have us hope and was confident from the beginning that we could get this done – and we did! He truly cares about his customers. His entire team was a pleasure to work with. Thanks to Hope and Ashley as well!
Jon R.
I will tell you this is the fastest I have ever been approved for a house loan. Mr. Pond gave me the pros and cons of the two loans that were offered to me. He broke down the interest rates and the effect that he will have on me for years to come.
Joe O.
The experience felt genuine and personalized for our family. UHM went the extra mile in making sure that we understood the process. It’s been over 16 years since we last purchased a home and from start to finish, everything was smooth and well explained.
Rochelle W.
An absolutely wonderful experience from prequalifying to closing. The UHM team kept me informed and had a great app to show the status and progress of the loan process. I couldn’t have been happier with the entire team and the loan process. Team Pond went above and beyond.