Steve graduated from Baylor University in December of 1981 with a BBA in management. He entered the mortgage business as a retail loan officer in May of 1982 and worked as a loan officer for the next 13 years before joining PNC Mortgage as a regional manager. Not only does Steve have a passion for the mortgage business, but he is also passionate about recruiting and building regional markets. These include key markets located in the south central region such as Houston, Austin, San Antonio, Corpus Christi, Dallas Forth Worth, Longview, Baton Rouge, New Orleans, Kansas City, St. Louis, Oklahoma City and Little Rock. Steve feels that UHM’s passion for the mortgage business and strong corporate culture will help assist in his efforts to grow these new markets. Steve looks forward to expanding the footprint of UHM into Texas and the surrounding states. Steve has been married to his wife, Melaina, for over 30 years and has three grown children Amy, Jonathan and Micah. Not only is Steve passionate about his family, he is also very passionate about the Boston Red Sox and his life-long love of baseball.