NC I-158149 | GA 55295 | SC MLO-453354 | VA MLO-67160VA
"I was born and raised in Durham, spent my college years at UNC-Charlotte, then returned home in 1993 where I have chosen to build my life and my career. My love for the region and its people, along with my years of experience in financial services and mortgage banking, makes me especially qualified to help you achieve your goals for homeownership or refinancing.
Throughout the years, I have been honored with many awards for sales volume and units closed, but my proudest achievements have been the smiles, thank you's, and referrals from satisfied clients. As a solution-provider, I am able to focus on tailoring the wide range of Union Home Mortgage products to deliver loan options that are suited to each client's specific needs. With the resources of Union Home Mortgage behind me, your process will be timely and hassle-free.
I would love to put my knowledge, talent and experience to work for you!
Fantastic, if I buy another house in the area I’ll just call them first.
Sherika H.
07/30/2026
Highly relational and human-centric with real people talking and finding solutions together in real-time
Laura D.
07/27/2026
Teresa is wonderful, very easy to work with and great at explaining everything
Montgomery S.
07/12/2026
Teresa from UHM was amazing! She worked hard to get my approved for a loan! Her team was always quick to respond and very helpful! If I ever go to purchase another property, I will be using them!!
Mary L.
07/06/2026
Excellent
Nolan T.
07/06/2026
Thank you for everything. We love our new home and appreciate all the support.
Elise J.
06/24/2026
My experience with UHM, especially because of working with Teresa, was a relatively low-stress process for something so big!
Abigail C.
06/16/2026
10/10 would mortgage again! I felt very informed and in control during the loan process. It took me over 2 years to finally find my new home. I never worried about reaching out to Teresa because she always came through with the information I wanted and more.
Constance M.
06/08/2026
Best experience i have had with customer care.
John B.
06/07/2026
Everyone there was professional
John S.
05/18/2026
Teresa Parker is great at what she does - a pleasure to work with.
Kassandra R.
05/12/2026
10
Amanda C.
05/06/2026
Great!
Jeannine K.
03/24/2026
We felt very well taken care of every step of the way This is our 3rd time buying a home and we have never had such a great experience
Luis I.
03/05/2026
Jose E.
03/03/2026
good folks
Hong Q.
02/17/2026
Excellent!
Katharina B.
02/06/2026
Teresa went above and beyond to track rates and notified us immediately when rates dropped to initiate the refinance process. It being a time sensitive process, I especially value her taking the time to discuss decisions and general processes ahead of time so when the time came, it was much less stressful and easier to navigate.
Maria M.
01/27/2026
Excellent services and Teresa was incredibly helpful since the very first time I called. The process was smooth and fast, Teresa was knowledgeable about the whole process which made me comfortable, secure and supportive. I was never lost even though this was my first time buying a home, everything was well explained and received daily or weekly reminders. I felt really supportive.
Jeffrey B.
01/26/2026
We were completely satisfied with our mortgage experience with the UHM team. They were prompt, informative, courteous and professional. They were very helpful in helping us secure the right mortgage loan for our needs.
Jeffery J.
01/13/2026
Teresa Parker and her team were truly excellent in every way!
Brandon P.
01/13/2026
All of the staff that we dealt with were professional throughout the process. I was able to ask, and receive, answers to all of my smallest questions. Great experience
Jaclyn R.
01/05/2026
I had an outstanding experience and would recommend them to anyone.
Toney A.
12/06/2025
Bathsheba E.
11/24/2025
My overall experience was nothing short of amazing! I left the home buying experience feeling confident, educated, cared for, and most importantly, blessed to be a home owner. I truly recommend Union Home Mortgage to anyone that wants to feel cared for in their home buying experience.
Andrew C.
11/23/2025
After all of the pieces were in place everting went very well.
Helina F.
11/10/2025
Highly efficient and made the loan process much easier. Everything was fast, and I felt well-informed throughout. The team encouraged me to ask questions about the loan and answered each one diligently. The app was also wonderful and very easy to use.
Sarah B.
11/05/2025
Outstanding Service and Communication
Working with Teresa Parker and her team at UH Mortgage was an absolutely sublime experience from start to finish. I cannot recommend them highly enough with how they made it stress free.
From the initial application to the closing table, they were incredibly quick and efficient, ensuring every step of my loan process was managed smoothly and without delay. I always felt informed, as the communication was proactive, consistent, and easy to understand.
What truly set Teresa apart was her dedication to meeting my specific needs. From the initial phone call, to personalized offer letters I was impeessed. I was not a first time homebuyer but was in NC. They listened to my situation and provided personalized guidance, which made a complex process feel manageable and stress-free. If you are looking for a Loan Officer who is sharp, communicative, and truly advocates for your best interest, look no further! This team knows the market and valus the customer and their exeperience.
Julia C.
10/21/2025
I would recommend this organization to anyone who's buying home. Whether they are new homeowners or not. Communication is so important and this is what makes UHM outstanding!
Karen W.
10/16/2025
Lawrence S.
10/03/2025
James W.
09/23/2025
Patricia W.
09/23/2025
My experience with UHM is excellent. I have no complaints. UMH is efficient, communicates to clients and has streamlined the application process.
Edith A.
09/19/2025
PHENOMENAL!!! IT WAS A MIRACULOUS EXPERIENCE!!! OUR HEARTS IS FILLED WITH SO MUCH GRATITUDE! THANK YOU SO MUCH TERESA AND TO UHM!!!!
Sandra L.
09/09/2025
We had a wonderful experience with Teresa. We work with her for over two years and we finally found the right home for us.
Christopher F.
09/02/2025
Sushil D.
08/30/2025
Tite B.
07/13/2025
Metasebia G.
07/09/2025
Jason Y.
06/23/2025
My overall experience and review with you HM in summary…Number one: you all delivered on your promises with a strong consistent company culture. UHM left me feeling confident and informed. As a borrower, I needed peace of mind, and that was the most valuable part. I felt that UHM took the stress out of a potentially overwhelming process, keeping me informed at each step, and they made sure there were no surprises at closing.
Lucia C.
06/17/2025
Lydia H.
06/13/2025
Working with Teresa Parker and team was truly one of the highlights of my home-buying journey. From the very first conversation, she made me feel comfortable and supported. I felt like I was working with a trusted friend. She was incredibly knowledgeable and patient, entertaining all my worst case scenarios and answering all of my questions thoroughly and clearly.
Tyanne C.
06/12/2025
Good experience. Would recommend
Christopher D.
06/10/2025
We felt like we had dedicated advocates from start to finish during the buying process. They set expectations well, talked us through and kept us updated on all the steps, and worked diligently to give personalized solutions to our needs. Working with Teresa and the UHM team was a pleasure!
Joseph E.
05/14/2025
Positive many times over
Barbara S.
05/10/2025
Teresa was there to answer any questions we had. We were blown away when she came to our closing. Her team is top notch.
Donna R.
05/08/2025
Noah A.
05/06/2025
It was a pleasant experience and Teresa was excellent and helpful all the way.
Ayanna S.
03/31/2025
Kelly H.
03/13/2025
The best experience! I am a first time homeowner and I was hesitant about this whole experience but union home mortgage made it a great and smooth process..Teresa made sure my income debt ratio wouldn't have me struggling to make a mortgage payment each month,and it showed me that she cared! As a single mom of 2 girls ,I wanted to make sure we would still be able to "live " after paying mortgage,and union home mortgage ensured that
Candido L.
03/03/2025
Daniel T.
02/25/2025
Great experience with Theresa on short notice and they expertly expertly walked us through the process
Annette H..
I felt well taken care of as a client from beginning to end.
Sue W..
[I] could not have asked for a more professional team with [the] obvious expertise that exceeded my expectations.
Mario V..
Personal touch and follow-up even in late after hours makes Teresa the best loan officer ever!
Matthew N..
Highly positive. Teresa and Ashley were knowledgeable, personable, and easy to work with. They clearly wanted us to have a positive home buying experience.
Nathan S..
Teresa was great. I was updated throughout the process.
Eva H..
Easy to contact and quick responses.
Michael S..
Working with Teresa was an absolute pleasure. The experience was straightforward and easy. I was updated continually throughout the process and felt well-informed and valued as a client/customer.
Haiden C..
My experience with UHM was excellent. All questions were answered quickly and effectively. I especially enjoyed working with Teresa; she was always patient with me, answered any questions or concerns I had and explained anything I was confused about.
Amy D..
It was easy. Teresa was beyond helpful. I knew the timelines and the status of where the application was each week. Wonderful experience.
Jeffrey C..
My experience was great. I could not have asked for a better experience. Thank you all so much.
Jason A..
Working with Teresa was a great experience. She is definitely the best lender I have ever worked with.
Kevin H..
Union Home Mortgage was great. We have worked with Teresa Parker before and plan to work with her again if we ever need another mortgage! Thank you for making this part of the home-buying process easy!
Christy M..
From beginning to end, it was easy. Teresa Parker and the staff there kept me informed on where we stood in the loan process and helped me send in the information they needed in order to get a loan for me. Even working between Kentucky and North Carolina, it was an enjoyable experience.
Angelica C..
It was great!
Emily C..
Teresa was extremely easy to speak with and answered all my questions quickly and thoroughly. She was available for pre-approval letters at all times and days (even when she wasn't working!). This is invaluable when you're trying to buy a home in a crazy market!
Janna W..
I was very impressed with the responsiveness and communication with UHM. I would highly recommend!
Ronald G..
It was an excellent experience made easy by a team that really cares about their clients.
Victor O..
Before I thought refinancing my mortgage was going to be a headache. But working with Union Home Mortgage was a very easy process and kept the stress levels to a minimum. If I ever need to refinance I will do it with Union Home Mortgage.
Curtis P..
Nothing to add. Teresa and team are excellent at what they do!
Erin B..
I felt well taken care of throughout the whole process. The ladies that worked on my loan were always ready to answer any questions I had. My experience was easy, and I never felt stressed about the process. Thanks to Teresa and her group!!
Sharon H..
Altogether my experience was simply marvelous!! I love talking to Teresa. I thank all of you that had a role in getting me re-financed! This is truly a Blessing for me. I am forever thankful. Thank you.
Gregory W..
Very friendly and knowledgeable. Made things quick and easy. Little to no stress throughout the process.
Jacqueline M..
My experience was wonderful. Teresa was amazing supportive and patient.
Alejandrina G..
Professional, friendly, excellent service and help with great humanity.
Heather H..
This was a wonderful experience start to finish. It was quick and easy. No stress. Wonderful communication throughout. I never had to wonder what was going on. Everything was proactive, which doesn’t seem to be the norm in so many business communications and operations these days.
Timothy H..
Whole process was done flawlessly. Have not gotten a loan in over 15 years. This was smooth as silk!!
Darian U..
It was perfect. We are extremely happy with the process, our loan and everyone we encountered. I have no complaints. It was an easy process from start to finish unlike other refinances we have done.
Sudhanshu H..
Teresa was extremely knowledgeable, efficient and courteous. The entire team was impressive, starting with Teresa. My previous mortgage was with Bank of America, where I definitely felt like I was just another one of millions, here it was more personal, and the terms were better as well!
Russell W..
Mrs. Parker and her team are outstanding, they walked me through everything start to finish, very accessible, professional, just very nice people. I will tell anyone needing a loan that this is the first place you should call.
John H..
I experience with union home mortgage is nothing less than excellent. All the information was current and quick. The website was phenomenal.
Savannah A..
My experience was a great one. Teresa really made me feel taken care of and well informed throughout the process. This was my first homebuying experience, and one I will never forget. I can only hope my next one will be this easy and pleasant.
Francios L..
Professional excellence and efficiency.. Outstanding guidance throughout the entire process. Always available and quick responses to questions.
Milla A..
Good communication with client, everything was explained, stress free experience. Already referred two families to UHM and will in the future. Great job! Thank you so much!
Ellye W..
This was a very positive experience that made me feel comfortable and confident with my home purchase. I found the materials/portal/emails from Union Home to be very helpful and educational. The level of customer service that Teresa provides is really unbeatable.
Jose C..
Teresa and Ashley were wonderful and helpful. The system with the communication and documents makes it super convenient. Loved receiving milestone video updates. They promised and they delivered!
Douglas C..
I had a fantastic experience with UHM and all of the staff here in Durham! I will recommend them to friends when I get the chance.
George V..
Teresa and her team made the mortgage process stress free from start to finish. There was never any doubt in my mind that the closing would happen as scheduled and with no surprises! They are the best.
Eric L..
I had an excellent experience working with Teresa and her team. They were knowledgable, personable and got me great terms. I would highly recommend to anyone looking to finance a home.
Matthew M..
10 out of 10. UHM is excellent and Teresa Parker and her team are excellent. Could not recommend them enough!
Marisa C..
Excellent sums it up. I really like Teresa and her team. The process was quick but detailed in the right way. My mother is now working with Teresa and UHM for her own home loan.
Ciera L..
Everyone has been very helpful and responsive to any questions that I’ve had. They’re very informative and good at explaining everything needed throughout my time working with them.
Mark M. .
The experience was overall really good, sending required info was simple and clear in how to upload it. When we did have questions they were answered quickly.
Rita B..
My overall experience was excellent! Everyone I had contact with was courteous and friendly. I was kept informed of the status of my loan and the process on a regular basis. My questions were answered very quickly.
Apryl J. .
This was the best experience I have had with a house loan. From the first call to the last was absolutely the best experience. Teresa Parker and team were fantastic to work with. I am very fortunate that my realtor suggested Teresa Parker!
Michael M..
The whole process and the advice offered in our refi was very professional and expedient. Each step was easy to work through and any questions were answered by the UHM representatives.
Elwyn T..
My overall experience is great. I appreciate the relationship we have built and trust in the estimates and long term maintenance of the loan once approved.
Amaury P..
Our experience with Union Home Mortgage was great. Our interaction with Teresa and Tammy excellent since the beginning. Their loan offer was excellent.
Kelly C. .
I was very pleased with UHM. Effective communication and readily available staff to help guide me through the financial aspect of home buying.
Lauren W. .
I had an excellent experience working with Teresa Parker at Union Home Mortgage. From the start, she was incredibly available for my questions and for support. She was quick to respond when I needed pre-approval letters and worked incredibly fast to meet my closing deadline.
Wing Nei N. .
Very communicative. I got email updates where the loan was in the process every week. Teresa and Tammy were quick to reply to emails and answer questions. I've talked to a few loan agents and only Union Home Mortgage was able to do the refinance on this property. Thanks to Tammy Chambers and Teressa Parker for the great service!
Annie D. .
Homebuying and refinancing was painless with Teresa and team. They consistently provide top-notch customer service. I will highly recommend UHM to anyone!
Allison C. .
My experience with UHM was amazing. Teresa is extremely generous with her knowledge of purchasing and refinancing. It made our decision very easy. The whole process was efficient and professional.
Stephanie C. .
5 Stars!!! Everyone was helpful and knowledgeable. I never had to question where I was in the process. It was a great experience.
Keith B. .
Your company was a God send! Teresa made us feel like family! If anyone wants to buy a home, I will definitely recommend them to UHM and send them right to Teresa Parker.
Emily C. .
We couldn’t have asked for a more efficient and kind team! Awesome from start to finish!
Ben S. .
Outstanding. Teresa is great to work with. As always, she listened to understand our goals and shared her knowledge to let us know where we stood. As a result, the process worked seamlessly and efficiently. Completely pain free. How it should be. We'll be back, and will continue to refer others as those opportunities arise.
Debra C. .
Teresa Parker is amazing. UHM is so lucky to have her on their staff. She is courteous, attentive to details and super fast with responses. I hope she receives kudos for her going above and beyond.
Curtis B..
Everything was smooth. Always clear with what I needed to do. Always knew what the next steps were.
Jeff P. .
This is our seventh home purchase and UHM was one of the best mortgage companies that we have worked with. Thanks to the team at UHM!
Jeff P..
This is our seventh home purchase and UHM was one of the best mortgage companies that we have worked with. Thanks to the team at UHM!
Crystal T. .
The team was amazing and working with them was a breeze. I wasn’t left out of changes that took place throughout the process because it was communicated. I was able to reach team members with questions I had via phone, text, or email.
Terri Y. .
AMAZING! Teresa from Union Home Mortgage was able to get us approved faster and easier than other lenders. She was working late evenings and weekends to get our loan through quickly because we had a tight timeline to close. Her knowledge allowed her to quickly choose the best path for us. Teresa was so friendly and fun to work with and made this process totally stress-free. We'll definitely be using UHM for our future needs!
Sharon P. .
My experience was positive from start to finish. Teresa and team were competent, caring and exceeded all my expectations. This is my third home purchase and by far it has been the best experience I have ever had.
Donna W. .
Super easy process, all remote, and the team was very thorough with lots of reminders which was helpful for my busy work life!
Judith F..
It was beyond excellent. I am grateful for all that Teresa Parker to ensure a smooth and speedy process.
David S..
Fast, friendly, and knowledgeable. We ended up at UHM after working with another lender, and the difference in communication and competency was night and day.
Wanda W..
Professional, knowledgeable, pleasant and on time. The overall process allowed me peace of mind.
Brittney M..
It has been an absolute pleasure working with UHM to secure financing for my first home. The process was quick and easy. Cannot brag about Teresa and her group enough!
Kara P..
Great, smooth, professional experience. Great communication. Love the technical capabilities and email status updates. Great team!
Graham C..
I felt it was very efficient. Everyone was very easy to communicate with as well!
Shaker A..
Teresa's team is the best! They make the procedures go smoothly, communicated with me about everything and explained details which make me understand everything and expected what comes next.
Christopher C..
Teresa was very helpful along the entire process. Her team kept us on track from the beginning and communicated all the expectations they had from us. They made the information gathering easy and kept us informed during the underwriting process. They even showed up to the closing. Overall above expectations!
Alicia D..
We had an extremely positive experience with UHM. Teresa was wonderful. She explained everything to us and answered all of our questions. Her entire team was quick to respond and kept us up to date on all of the progress with our loan. We would highly recommend them to anyone.
William D..
Every time I have worked with Teresa has been great. She's proactively helped me to foresee upcoming problems. And she's also help me work through any problems that come up with my closing process even if they aren't directly about my loan!
Maya A..
Union Home Mortgage is wonderful! The team was incredibly patient and consistently gracious while guiding me through my first home buying experience. I appreciate Teresa and Tammy for being accessible and knowledgeable whenever I had questions or didn’t understand something. You all are awesome!
William M..
We were impressed with the updates on where we were in the loan process. The videos were an added touch that was very nice!
Daniel L..
My experience was exceptional! Teresa was friendly and professional. The process was well documented, and each step was communicated effectively. It was the smoothest and quickest mortgage process I’ve experienced.
Sabrina I..
They really saved my homebuying experience coming in at the last minute to help with my loan!
Morgan M. .
It was fantastic. Teresa and her team were fast and efficient. They didn’t want to waste our time and money which I appreciate.
Mary K..
It was wonderful! Teresa and UHM was willing to explain things until I felt confident I was making the right decisions.
Joseph N..
Working with Theresa was great! She made everything simple and not over complicated.
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