Union Home Mortgage
  • My Account
  • Get Started
  • Support
  • Find a Branch
  • Products
    • Conventional
    • FHA
    • VA
    • USDA
    • New Home Construction
    • Refinancing
    • Rehab
  • Tools
    • Mortgage Calculator
    • Refinance Calculator
    • Resource Center
    • In the News
  • Support
  • Get Started
(609) 531-0008 (609) 531-0008 APPLY NOW My Account

Get a mortgage you can rave about

Apply Now  
Scroll down for Loan Officer Details

J. Thomas Perkins

Managing Loan Officer

[email protected]

Phone: (609) 531-0008

Mobile: (609) 442-9463

2111 New Road | Suite 106
Northfield, NJ 08225

NMLS 403877

Licensed in: PA, NJ

PA 58385 | NJ 403877

Contact J. Thomas   Contact J. Thomas   Check My Loan Status
J. Thomas Perkins

Calculate your mortgage payment

$

What will your monthly mortgage payment be?

It only takes a few minutes to find out.

It only takes a few minutes to find out.

GET STARTED  

MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
J. Thomas Perkins

BEST OF 5 LOANS IN OUR LIFETIME!

Phillip T.

I did not have to worry about anything getting done the way it was supposed to. Thom took care of everything and kept me updated every step of the way!

Elaine W.

The experience was way better than I thought it was going to be. Everyone I talked to was extremely professional, courteous, and just a pleasure to work with. Thomas Perkins did a great job!

John M.

Stellar experience. They make the home buying experience enjoyable.

Thomas R.

Thom was fantastic from beginning to end, worked out about five different scenarios for me and never stopped negotiating. He was so easy to deal with.

Amanda K.

Excellent. Thom, our mortgage broker, was awesome and kept us up to date on every phase of the loan process.

Melissa F.

Friendly, professional, open communication, informative. I’ve owned many properties and have had many closings. This experience with UHM couldn’t have gone smoother. I would definitely recommend Tom Perkins, his team, and UHM to everyone.

Damon G.

Excellent. Made us feel at ease. Made the process so easy.

Ahmad G.

The whole process went very well. Thom and his staff were professional, prompt and thorough. I would and do highly recommend Thom and would use him and your company again.

Thomas M.

It is great that my loan officer explained all options in simple language and gave me the freedom to pick.

Haokhomang H.

The service from Thom was great and the process was quick and easy.

Jeffrey M.

I appreciate the customer service I received and being kept informed throughout the process. If I had any questions I was answered quickly.

Richard A.

Great! No brainer.

Shannan G.

Very good experience! Quick, easy and professional.

Jay P.

Thom and his assistant made the whole process very easy for me!

Robin R.

Fantastic, will come back to your company for my next mortgage!

Carla G.

Outstanding and I felt valued, respected and important.

Roxellen A.

Excellent experience overall. Thom Perkins, the local representative, guided me through the process and always responded to my questions very promptly and courteously. All the loan related details were clearly explained so that I could be well prepared for closing.

Venkatraman V.

Tom Perkins really made the entire loan process go smoothly. He guided me through each step and was timely with requesting documents. Thank you again!

Matthew H.

Overall was good. Specifically I would thanks my loan officer, Thomas Perkins.

Monirul I.

One of the easiest experiences I have had with any big financial decision. Everyone was super helpful, quick to answer, and very friendly.

Zachary K.

This process was at times difficult, but the team made sure that I was aware of everything that was going on. LeAnn was just wonderful! Thomas and LeAnn both exhibited patience when I was frustrated and they were very supportive throughout the entire process.

Gabrialle T.

Great. Thom is a honest and trustworthy originator that kept promises and made this process easy.

Nikunj P.

Fantastic. Thom Perkins is outstanding! He leaps and bounds more than every mortgage guy I've ever dealt with.

Kelly F.

I appreciated the personal attention and quick response to any questions. The videos were wonderful as each step was completed. Thom Perkins and his office staff are treasures!

Jacqueline F.

I was pretty new to the home buying experience and they practically held your hand and walked me right through it. Very helpful family of people. Thank you

Antonio D.

My experience has been great and everyone was very eager to work with my needs. The team is super friendly. I highly recommend.

Rahnuma T.

Totally happy with service and loan process. Great communication throughout each stage till loan closed and was approved. Highly recommend the Perkins team!

Thomas A.

My overall experience was perfect. Wonderful loan officer and staff. Everything done in an efficient and timely manner. Would highly recommend!

Laura E.

I was recommended to use Union Home Mortgage. We needed a company that was very reliable, with great communication and Union Home Mortgage met that criteria. I have no regrets, it was an absolute great experience, Tom Perkins did a great job, he communicated with me throughout the entire process, he went above and beyond. I really appreciate the hard work he put in for our family to get approved for our home, thank you so much to Tom and his team.

Camiel C.

Tom Perkins and his team were very knowledgeable and professional. They made certain that all deadlines were met, communicated well and answered all my questions. They made the home buying process way less stressful.

Lecksene P.

UHM made the entire experience of refinancing quick, painless and easy overall. They kept me informed at every step of the process. The process went very well and was remarkably quick. The whole team was very efficient. Thank you!

John W.

Thom Perkins and Leann Wade epitomize outstanding customer service, knowledge of their role and responsibility related to home mortgage processes. Professionalism that exceeds other lending agencies and a personal touch that has led to an ongoing relationship with UHM. I am about to finance another investment property through Union Home Mortgage Corp.

Roxellen A.

My parents and my family bought their houses with the J Thomas Perkins team. We are satisfied with his services and went through the process without any problems. I will recommend my friends and family to UHM.

Tan N.

My experience was a memorable one. Thanks to my team, Leanne and Thomas. Thank you UHM!!!! I really appreciate it and am looking forward to do business with you guys in the future.

Tasheka F.

Tom Perkins is amazing and his team is always efficient and easy to work with.

Georgeanna N.

Tom is an excellent loan officer who listens, cares and is proficient at what he does.

Georgeanna N.

My overall experience with the UHM team was outstanding. Tom, LeeAnne, Debra, and team were all very experienced, efficient, and pleasant to work with. I learned a lot about the process and felt confident that they could answer any questions and concerns I had. I would definitely recommend UMH to my family and friends.

Martinique W.

Awesome! Very excited to own my own home! Thom and his team made that possible. Thank you!

David H.

Overall my experience better than any mortgage company. So easy & friendly stuff & upgraded systems for online filled mortgage application & documents.

Mridul C.

Very open process and timely actions by UHM. Trustworthy from the very first meeting, which helped build my confidence!

Muhammad K.

Our overall experience was very positive and we are blessed to have worked with UHM on this mortgage!

James G.

UHM has an amazing team! They kept me abreast of updates throughout the process and guided me along the way. When unexpected changes occurred, the team did whatever they had to to keep me on track so that I didn’t stray from my forecasted closing date. I’m grateful for the work they did!

Christina N.

Amazing team, very responsive and updated me frequently regarding my loan application progress. Never felt like I was bothering them. They were always willing to help.

Thamina A.

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact J. Thomas   Contact J. Thomas  
Union Home Mortgage Corp.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

COMPANY
  • About Us
  • Leadership
  • Careers
  • Internships
  • Corporate Social Responsibility
  • Diversity and Inclusion
  • Contact
  • Privacy Policy
  • California Privacy Policy
  • California Consumer Privacy Act Request
  • Licensing Information
  • Accessibility
LOAN PRODUCTS
  • Conventional
  • FHA
  • VA
  • USDA
  • Refinancing
  • Rehab
  • New Home Construction
TOOLS & RESOURCES
  • Tools
  • Mortgage Calculator
  • Refinance Calculator
  • Branches
  • UHM4YOU - COVID-19 Resources
FOLLOW UHM
  • Facebook
  • Twitter
  • Instagram
  • Linkedin
Copyright © Union Home Mortgage Corp. 2025 // 8241 Dow Circle West, Strongsville, Ohio 44136
Back to Top