Mitchell Severance
Senior Loan Officer
[email protected]
Phone: (614) 212-6905
Mobile: (740) 503-0705
49 Hill Road North
Pickerington, OH 43147
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NMLS 493686
Licensed in: KY, OH, SC, NC, GA, IN
KY MC712785 | OH MLO.043321.000 | SC MLO-493686 | NC I-173936 | GA 493686 | IN 55882
Your Home. Let’s Make It Memorable.
Over the last 12 years, as I’ve grown my mortgage practice while raising my family, I’ve come to realize how similar the homebuying journey is to something I treasure most—creating meaningful memories with the people I love.
After more than a decade in the mortgage industry, I’ve learned that when you purchase a home, you're not just buying property—you’re investing in a place where life’s most important moments will happen. These are the moments you’ll carry with you forever.
Most people never forget their first home, the dream home they worked hard to achieve, or the vacation home where new traditions begin. That’s why it’s my mission to make your homebuying experience not only smooth and stress-free—but memorable in the best way possible.
Unfortunately, that’s not the norm in our industry.
In fact, a recent Fannie Mae study revealed that 64% of homebuyers reported a poor buying or mortgage experience—mostly due to poor communication, missed deadlines, or unexpected changes during the process.
That’s why my approach is different. When you work with me, my goal is to deliver a 5-star, unforgettable experience—through proactive communication, thoughtful advice built on years of experience and mentorship, and a genuine commitment to helping you create lasting memories through homeownership.
I’m licensed in Ohio, North Carolina, South Carolina, Georgia, Kentucky, and Indiana, which allows me to serve families right here in my home state and support those relocating to new opportunities across state lines.
Whether you're buying your first home, upgrading to your dream home, or starting fresh in a new city—I’m here to guide, educate, and support you every step of the way.
Let’s connect so I can clearly understand your goals and deliver a customized mortgage experience that you will be talking about for years to come.
OH RMLA RM.802837.000 | Georgia Residential Mortgage Licensee
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What Customers & Realtors Say About
Mitchell Severance
Mitchell and his team were very easy to work with. They always kept me in the loop and provided me the status of my loan often. Great service!
Monica C.
Excellent. Five out of five stars.
Michael C.
Communication with Mitchell and his team was generally quick and thorough. I would definitely use them again and recommend to everyone I know.
Timothy S.
Simple and fast. Thank you so much!
Victoria G.
The loan officer and the staff are genuine people and they act like they truly care about their customers.
Lisa G.
Every interaction was pleasant, things moved along quickly and smoothly. Not once did I feel like things were falling apart, rather I was confident that Mitchell, Lynn, and Shawn were on top of everything and getting things done before I expected it.
Katrina R.
This experience exceeded my expectations. Fast and efficient. Wonderful people to work with and I will definitely remember them for future needs and if I hear from anyone. Also, they introduced me to an insurance company that saved me money there as well!!! Great people!
Jamie K.
Very knowledgeable and prompt.
James M.
Made the loan portion of my home buying experience very easy!
Cody G.
I could not be more pleased with services provided. From initial contact to closing, Union Home mortgage was by far the most pleasing experience. All staff members working with Mitchell were incredible. Highly recommend services from Union Home Mortgage. Will not be disappointed!
Justin D.
Mitch and his team are stellar. Very professional and courteous. I would not deal with anyone else.
Gregory D.
The experience was great. We expected more stress, but it was very quick and peaceful. A great first time home buying experience.
Kyle H.
Refinancing was easy through UHM!!!
Christopher H.
Great overall experience from start to finish! Very happy with the overall process and looking forward to doing more business in the near future! Thanks again, Mitchell.
Lee K.
My experience was great! I worked with Mitchell at his past employer and I would just recommend him and whatever company he is working for to anyone. Very professional, very quick to respond, polite and kind. An easy and great refinance for my family!
Logan B.
Great, Mitchell made it very easy and had no problem explaining all the papers we did not understand!
Darrell H.
Our experience was the best! What we ended up with was a lower rate, lower monthly payment, shortened mortgage term, and cash back to help with home improvements. It was incredible that so many good things came out of it!!! And the icing on the cake was how easy it was!! I can't thank UHM enough.
Audra S.
We really appreciate that Mitchell took the time to walk us through the process and was there via phone call, text, or email any time we had questions. Everyone that reached out to us was so nice and it really felt like they had our best interest in mind. Thank you, UHM!
Brenton S.
Great experience from start to finish. It was nerve racking as first-time buyers. We were able to ask as many questions as we needed, sometimes the same questions multiple times to make sure we understood every step of the process. They made the process very easy!
Ashly D.
I was contacted by Mitchell, who early on was very friendly and honest about the entire process - I was never pressured during the entire process. Mitchell, your team should be commended. Honestly is how I would sum up Mitchell and his team. Thanks, UHM, for helping with my dream!
Richard H.
Union Home Mortgage kept a great line of communication through the whole process. I ran into an issue because of COVID-19, but Union Home Mortgage worked through it.
Mark P.
Buying a home can be stressful but Mitchell honestly made the experience as painless as possible! Mitchell and staff offered transparent communication so that I never had to worry or wonder what was going on. Working with UHM was an overall great experience and I wouldn’t hesitate recommending them.
Kara O.
My experience with Union Home Mortgage was above my expectations. My financial needs were met with courteous, prompt, knowledgeable staff who made me feel as if I was their only customer. I will be using UHM again when buying future properties.
Lea Ann B.
Always great working with Mitchell!! So easy to work with.
Julie C.
I had a great experience with UHM. From the initial start day that I started looking for houses all the way through to the end. After we got everything submitted I had someone from the office contact me just about weekly for updates and just to see how things were going and if we had any questions!
Cody M.
Everything was great, fast and easy to navigate. Everyone was helpful and it was an easy experience.
Suzanne E.
The team was approachable and efficient.
Benjamin O.
Great service, fast, friendly.
Theodore S.
Overall, it was a great experience and very smooth process with this team! Great communication and kept me informed on everything that was going on.
Jennifer D.
This is a great company to work with, especially if you are a first time buyer. They make it easy to understand and help you figure out the best price range based on your income and savings. I would highly recommend working with this company to anyone.
Charles S.
Experience was great. Will definitely use UHM for our next house.
Nathan H.
These guys and gals were great to work with. Efficient and always nice . Great group of people. I would recommend them to anyone.
Michael S.
Great experience. Good customer service and knowledgeable employees.
Jennifer G.
Very friendly and helpful, Mitchell has done a wonderful job for us!
Johnathan L.
This was a very smooth and painless process. Financing was my first step and last step in buying the house, and was the part I was most nervous about, but Mitchell and Shawn were very friendly and helpful.
Heather K.
The common perception of going through a loan process is sometimes compared to dental visits, or other other unpleasant but necessary events in life. This was not and has never been the case when I work with Mitchell and his team. My questions were answered, concerns addressed.
Anthony G.
For any first time home buyer everything feels stressful. Looking back now there was no stress at all. We went step by step with everything, communication was great, and deadlines were met. I couldn’t be more relieved I went with Union Home Mortgage.
Nicholas A.
I had an amazing experience with UHM! Everyone I spoke with was extremely knowledgeable and professional. All questions were answered immediately, the loan officer was available by email or phone any time and was very easily reachable. I was very pleased with how smoothly the whole process went!
Patrick W.
Fantastic! Will be recommending UHM and Mitchell to all of my friends and family for years to come.
Mallory G.
Mitchell Severance was amazing and even checked in with me after everything was over. Totally impressed!
Trent S.
My husband and I had a great experience with Mitchell and his entire team. We were updated constantly and talked through each step. We wanted a visual timeline and great communication with out Leander and that's what we got with union home mortgage.
Cassandra D.
Best home buying experience. There was not a time throughout the process where I felt uneasy or confused. Every step was thorough and easy to understand due to UHM’s ability to relay the information. I will definitely recommend UHM for anyone I know that is trying to buy a new home.
Joseph R.
Everybody I worked with and talked to throughout the whole process was kind, professional and worked to make me feel comfortable on what I was getting myself into. They kept me informed on every step in the process and were in constant communication on where we were at.
Michael P.
Our overall experience UHM was amazing. The staff were friendly and informative every step of the way. We could not have picked a better lender to work with!
Blake W.
Great. Very nice people. Easy to work with and helpful.
Hunter S.
I trust Mitchell and his team and I will continue to work with them again and again. Having trust, great communication and peace of mind is what it's all about for me.
Melissa M.
Mitch's team is spot on and are easy to work with. Any questions I had were quickly answered. I would refinance with them well into the future.
Gregory D.
The entire process from pre-approval to closing was super easy, and Union Home Mortgage really made me feel at ease with everything going on, and really took the time to provide outstanding service! I would definitely recommend them to anyone!
Torie C.
When I purchased my house two years ago, my real estate agent suggested them. They were easy to work with and accurate so when I wanted to look at refinancing due to lower interest rates, I never ever considered working with any one other than Union Home.
Cynthia H.
My husband and I had a great time working with Union Home Mortgage. Everyone on our team got back to us so quickly and we felt like our loan was in good hands. Our loan officer Mitchell walked us through every step of the process and made sure that we understood everything, which was so helpful.
Lindsey B.
Wonderful! We are very satisfied and a huge thank you to Shawn McFarland he was wonderful through everything!
Ernest C.
Mitchell, Lynn and Shawn has made this mortgage experience so smooth with fast and clear communications. Great experience and I would certainly recommend UHM to my other friends that are interested in getting a loan.
Shi S.
From top to bottom, this was the greatest experience around. Mitchell, Shawn, Lynn, Denise, Darcy, Kendra, and the rest of the crew made this experience stress free with a tremendous outcome. Thank you all again!
Corban N.
Our experience was swift and extremely pleasant. There were no surprises, frustrations, or letdowns. We were treated fairly and professionally with extreme kindness. We have a home today because of them and I would recommend them to anyone.
Brian J.
Everyone I came in contact with at UHM went above and beyond to get my mortgage through as fast as possible. We were able to close in a little over a month. The friendly people and quick process made my first time buying a home stress free and enjoyable!
Marissa L.
Our overall experience was great. Thank you for making this process go as smooth as possible. We felt supported and understood. Thankful that Amy sent us to you. Thanks
Joshua P.
I can not emphasize enough how I felt like Mitchell Severance and Shawn McFarland were there for me, encouraging me and wishing to make everything as easy as possible.
Summer M.
Both Shawn and Mitchell were amazing through the whole process! I am completely amazed with the level of communication and effort they put forth with their clients! This was by far the best customer service and guidance I have ever received from a mortgage company! You all should be very proud of yourselves and I will definitely be recommending you guys to everyone I can!!!
Zachary B.
This experience was painless! Mitchell helped in the beginning with the preapproval (we reached out a year prior to be in the best place for our new loan.) Lynn helped us with all documentation’s needed and Shawn answered all of our questions and my countless “checking in emails!” We have no complaints and loved the experience we had!
Kristine S.
I really appreciated being informed as to what was needed from me during the whole process. Also, the fact that I could digitally sign documents was a big time saver.
Amy M.
Everyone was so helpful and answered all of my questions and I had a lot of them! Thank you!
Melissa E.
We kept hearing how stressful and overwhelming this process was going to be, with Union Home Mortgage it just wasn't bad at all.
Rebecca A.
This is my second time using UHM and this experience was even better than the first. The client portal made uploading document easier and it was helpful to track your progress. The entire refinance process was seamless and took less than 45 days from start to finish. Mitchell and his team were professional, courteous, and quick to respond if I ever needed something or had questions. I would recommend Mitchell and UHM to anyone, and will definitely use them in the future if ever needed!
Christy G.
Mitchell and his team were a pleasure to work with! After our initial conversation with Mitchell, we were impressed by the knowledge and experience!! We then talked to Lynn and Shawn and we were confident in their knowledge and level of support. After talking with several other companies we knew we had found the best team to entrust with our mortgage loan. We would definitely recommend Union Home Mortgage to our family and friends! We sincerely appreciate all their due diligence in keeping our loan process as smoothly as possible!
David B.
They were very helpful from the pre approval all the way through the closing. We couldn't have asked for better service from helpful, friendly people.
Ronald D.
Awesome experience. Everyone was super friendly and thorough. Being a self employed person I thought it would be a more difficult process but it wasn’t. They helped me more than my last loan services for my first house. Amazing job!!
Donald J.
They were amazing in every way. They took care of us and made the process clear and easy.
Nicole D.
The quality of service provided during refinancing was amazing. UHM was transparent, quick, and would recommend their service to all!
Jeffrey H.
Mitchell and his team explained everything in great detail. They were amazing to work with and super fast throughout the process. They were always there to answer any questions whenever they came up.
Justin H.
I felt like everyone at UHM treated me with respect and answered all questions I had. The process went smoothly and was faster than I expected. Mitchell and his team are professional but also very personable. I am thrilled!
Jeffri S.
Our experience with UHM was wonderful every step of the way! Every person was extremely helpful and made the whole process very smooth.
Alexandra F.
Mitchell and his team are experts at what they do. The process was very clear and they responded to all communication very quickly. I would highly recommend UHM to anyone I know.
David B.
I would highly recommend UHM to ANYONE looking to buy or refinance a home! Mitchell, Lynn, and Shawn were absolutely amazing!
Brandon C.
Experience was prompt, professional and courteous. The entire UHM team was all on-board to process my loan and made me feel that I was more than just a client, but a person with true needs!!!
Gloria M.
Excellent communication from day one! Mitchell and his team worked diligently to make sure we were ready to close on our home! ❤️ They did a great job making sure we understood the whole process and worked hard to allow us to close early! A great group to work with, I’d recommend them to everyone!
Kaitlin W.
From start to finish Mitchell, Alex, Shawn and Lynn were very helpful and great at answering our questions and concerns. They made the whole process very smooth!
Mary M.
Excellent customer service. Knowledgeable staff who also know how to communicate with the everyday person. Mitchell, Lynn and Shawn did an excellent job of answering questions, getting the information I requested and making me feel like I was important in that moment even though they probably had other clients. I would highly recommend UHM as a lender.
Dixie S.
UHM kept us up well informed through the process. Answered all our questions and made it easy to communicate.
Gary M.
Thank you for making what we expected to be a very stressful and overwhelming purchase just the opposite of that!
Megan G.
Overall it was a great experience. The team did a great job at answering an overview and all the questions I had throughout the process.
Jessica G.
UMH made the lending process quick and easy. I highly recommend working with their team of professionals.
Milea S.
My wife and I had an amazing experience with Mitchell and his team given we were first time home buyers as well as buying our home from out of state. What could have been a clunky/cumbersome process was super easy thanks to Mitchell and his team. I highly recommend working with his team!
Andrew H.
My experience was outstanding. The team was responsive and communicated all steps clearly.
Melissa M.
I had an amazing experience both times I’ve used UHM! The team is very professional, quick to respond, advocated for me and kept us on track to close!
Julie D.
From start to finish UHM provided quality service in making sure the loan process was smooth.
Amy B.
UHM was so amazing in every part of the home buying processes! Mitch was just a call away should we need him. Our team was so helpful in guiding us and getting in to our home as early as possible, so we could both enjoy our home and our baby. I will highly recommend UHM to my friends and family!
Abigael E.
We shopped around, and Mitchell still treated us as if we were completely committed to UHM. Mitchell took time out of his personal life to get pre-approval letters, various rates and much more. I would highly recommend him to anyone.
Tawni V.
Everyone is SO helpful and kind! Definitely experts in their field, and it's important to be able to trust your broker through this process when you're bound to a timeline within the contract.
Karen L.
Working next to Mitchell for the 5 years I worked in real estate made him and his team a no brainer to work with when buying our own home. He always worked so hard for our clients, and he did just that for us as well! I will be referring everyone I know to UHM!
Karolynn K.
Union Home Mortgage lived up to the recommendation. I personally would vouch for the team there.
Dezmond P.
I am grateful to have had the opportunity to work with Mitchell and his team. They were on top of everything and provided me with a fast, stress-free closing. I would gladly come back and recommend this team to anyone looking to buy their dream home. Thanks again Severance Team!
Stephen L.
Over the years and dealing with Mortgage companies, this has been the best experience for me. All was taken care of very professionally.
Douglas C.
I was pleasantly surprised how fast the process was and that we were able to close on my goal date. Thank you!
Taylor C.
Wonderful customer service throughout the whole process. Thank you!
Andrea C.
Made me feel at ease and walked me through the process with loads of patience.
Kimberlee P.
My experience with UHM has been excellent. I have been very happy with the service that I have received.
Peter K.
Mitchell, Lynn, and Shawn were all great to work with. We felt cared for, listened to, and valued. They were patient with all our questions and always made us feel that our best interests were their top priority. I will recommend Mitchell every chance I get!
Kerry P.
Mitchell, Lynn, and Shawn were a wonderful team to work with. From the start, I felt they really got to know my partner and me and make sure our dreams were achievable and had all the information we needed to move forward and find our perfect home!
Mandy C.
The team is courteous and respectful. I always feel valued and important when communicating them. The team is easy to reach and communication is clear. I always knew what to expect during each step of the process.
Katie K.
Mitchell and his team were phenomenal. Anytime I had questions, Mitchell, Lynn and Shawn were quick to respond, helpful, and provided explanation. They were all so personable, and I appreciate them coming alongside us during our home buying experience.
Valerie H.
Everyone was super understanding about this being our first time home buying experience! I received consistent messages asking if I needed any questions answered. I am very glad we chose UHM! They were responsive, caring and worked hard for us to close in a short amount of time with a great rate.
Gianna F.
Mitchell walked us through every single component of our loan. As first-time homeowners, this made us feel extremely comfortable moving forward. The team was extremely competent, efficient, and considerate. The team made us feel confident and comfortable with our home purchase.
Alayna M.
All interactions were not only friendly and knowledgeable but also very supportive in providing tremendous assistance and guidance. The service from this team was fantastic. Keep yo your friendly, knowledgeable, and professional assistance and guidance!
Janet W.
Mitchell and Lynn were great to talk with, provided clear and practical information. Turnaround time on all requests was outstanding! Everyone at UHM was friendly, helpful and encouraging. They took what could be an intimidating process and made it very easy to understand.