Whether you're in the market to buy, sell, refinance or even build your dream home you need a professional who is able to give you quick and accurate lending advice. I'm proud to say I've been in this industry since 1998, and I can help you explore and pursue the many financing options we have available. During these years I have assisted every type of home buyer. I specialize in Conventional, USDA, FHA, and VA financing.
Let me put my experience to work for you. Making sure you choose the right product is my ultimate goal. I'm committed to providing my customers with service that exceeds their expectations. I pride myself on communication every step of the way. You can contact me anytime to start the process of homeownership. I look forward to the opportunity to work with you.
What Customers & Realtors Say About Michelle Wallace
110 five-star reviews
Sunil K.
08/08/2026
Very good
Heather J.
07/28/2026
I had an excellent experience with UHM from start to finish. The entire team was professional, knowledgeable, and incredibly responsive throughout the process. Any questions or concerns I had were answered quickly, and I always felt informed and supported. They made what can often be a stressful experience feel smooth and straightforward. I truly appreciated their communication, efficiency, and dedication to great customer service. I would highly recommend UHM to anyone looking for a lender they can trust!
Megan A.
07/23/2026
From the very beginning I was texted a link to download the app. Uploading every document was so easy. Michelle was able to text me throughout the entire process. Even with pre-approvals she was able to give me an idea of what our mortgage would look like. When we found the right place, she would text us any time she needed something. Morning or afternoon she was working on our loan. I truly appreciate the organization, immediate response, and seamless transaction from Michelle and the team!
Michele S.
07/20/2026
Amazing! Michelle is amazing!
Ethan S.
07/19/2026
Eveything was smooth pretty easy to work with helped out with getting assistance I’m happy with my experience
Brandon W.
07/07/2026
It was great and im happy I chose to work with them.
Alexandria D.
07/07/2026
We had a great experience thanks to Michelle!
Thomas R.
06/22/2026
Michelle Wallace is the best! She is a true professional, if I ever buy another house I will be requesting her
Thomas R.
06/22/2026
Michelle Wallace is the best! She is a true professional, if I ever buy another house I will be requesting her
Thomas R.
06/22/2026
Michelle Wallace is the best! She is a true professional, if I ever buy another house I will be requesting her
Benjamin C.
06/07/2026
Great.
Staphanaika B.
05/31/2026
My overall experience with UHM was excellent from beginning to end. The process was smooth, easy to understand, and much less stressful than I expected. Michelle was amazing to work with, she was always friendly, quick to respond, and made sure all of my questions were always answered. I truly felt supported throughout the entire home-buying process and couldn’t be happier with the service I received.
Oleta F.
05/26/2026
If I ever had to buy another home again I would never go through another loan company, compared to some of our friends who have also bought homes recently our experience was a dream.
Samuel H.
05/17/2026
They were very informative and helpful and did everything they could to make this as easy and convenient for me.
Dominic P.
05/10/2026
Fantastic
Jayme C.
05/09/2026
Michelle and her team made sure we were involved and aware throughout the entire process. She was always available and responsive to any questions and her communication was beyond superb. I would always recommend Michelle to anyone!
Michael F.
05/07/2026
Union Home Mortgage is a great company with great customer service and staff, they were able to get both of our closing (selling and buying) done at the same time and place. That was terrific.
Steven P.
04/27/2026
Could not have been any better
Pamela G.
04/23/2026
Michelle was very easy to work with, great w letting us know what she needed. After closing she reiterated we could call anytime with any questions. Now feels like a friend!
Patrick R.
04/22/2026
Excellent
Linda Y.
04/22/2026
The experience exceeded my expectations, especially since everything was done online and on the phone. I didn't have to show up in person for any of the paperwork or steps of the process.
Aaron K.
04/19/2026
Great
Jaime S.
04/08/2026
When Michelle first asked me to download the uhm app, I was like oh geez. Not another app. But it honestly made starting on top of the process so easy. Michelle was always so prompt and patient. No question was too silly, I never felt judged for my personal circumstances. I can't believe I'm actually getting the keys to the most amazing house tomorrow. It's a great day to have a great day!
William P.
04/06/2026
The entire process was very easy for me. Michelle Wallace is an excellent communicator with very swift response time. The online documentation that I had to sign was very easy to complete on my end..
Teri A.
03/29/2026
Union home mortgage was knowledgeable and took time to explain things to me.
Tammy R.
03/18/2026
Excellent perfect outstanding
Joseph H.
03/16/2026
Michelle was wonderful
Dominick S.
03/10/2026
Very great experience, Michelle was very knowledgeable, good at explaining things to first time home buyers and great response time. Would recommend her/them to anybody.
Lee R.
03/02/2026
First experience buying a home.
Jordan W.
01/24/2026
I had a great experience. I walked away from closing time with no questions.
Emily I.
01/14/2026
I am very happy with UHM as a first time home buyer. Michelle was quick to get me pre-approved and walked me through the process. It was an easy smooth process. Very happy with my experience!
Nathaniel B.
11/23/2025
10/10
Sharrisse J.
11/02/2025
Great
Jerry T.
10/30/2025
Lisa M.
10/23/2025
My review was great! The service was great, the information was on point. Also getting in contact with my loan officer was amazing! She would respond back to you the same day in a timely manner.
Mary G.
10/14/2025
I was very stressed about the purchase of my new home. The financial guidance and timely updates were excellent! Reducing my stress tremendously! Allowing me to somewhat enjoy the process.
Kailyn C.
09/16/2025
This was my first time buying a house and I loved how they walked me through everything. If I asked a question they answered. I would highly recommend Michelle she was the absolute best
Johnathon H.
08/30/2025
Christina B.
08/28/2025
Ethan S.
08/18/2025
Victoria H.
08/11/2025
Mohammad H.
07/25/2025
We have three loan so far and it was excellent every time, the loan officer Michelle wallace she is excellent officer, we like her
Kelli K.
07/21/2025
Susan M.
07/20/2025
I had a great experience working with UHM.
Tina B.
07/01/2025
One word…Exceptional!
Brendan R.
06/30/2025
Rhonda E.
06/24/2025
Maria H.
06/13/2025
Kennedy W.
06/10/2025
Tasha A.
06/08/2025
Michelle did her best to get me an affordable mortgage.
Caleb H.
05/31/2025
Very excellent and very professional with my overall experience
Olivia O.
05/22/2025
John M.
05/09/2025
The entire process was stress-free. I always knew what was going to happen next. Thank you Michelle Wallace!!
Destinee S.
04/28/2025
Tyler S.
04/09/2025
Kelsi K.
04/03/2025
It was amazing! I would recommend them to anyone and everyone! Especially Michelle! She was a life saver in more ways than one!
Stephen T.
03/18/2025
Steve and I would definitely recommend UHM to any one. Very efficiently run company that went over and beyond to help us with any issues that came up and did it quickly.
A great bunch of people to deal with.
Sloan B.
03/07/2025
Tori F.
03/06/2025
I felt all my questions were answered. I never felt like a burden for having questions. Everything went smoothly and was explained in depth. Felt like I mattered and wasn't just another person getting a mortgage.
Samantha B.
02/27/2025
This is my 3rd transaction with union home and Michelle Wallace. I wouldn’t trust anyone else to help me with the home buying process! Michelle is the best in the business and amazing at what she does. I can’t thank her enough for making this process smooth and effortless.
Russell D.
02/22/2025
It was as smooth as the home buying process can be not stressful at all, great communication and overall just a great experience. Michelle did and amazing job!
Russell D.
02/22/2025
I could not have asked for a smoother buying process, great communication, had a fast closing and ease of mind that I was in good hands the entire time. Michelle did an amazing job and I would reccomend her to anyone looking to buy!
Jeremy K.
01/04/2025
My overall experience was a 10/10 I love the way UHM works and felt very confident and comfortable throughout the process thanks to our agent!
Neil S.
01/03/2025
The overall experiences and services my wife and I dealt with going through union home mortgage were a lot easier than what we dealt with a few years ago
Daniel Y. .
Everything went great and smoothly. We appreciate Michelle very much!
Russell R..
UHM made my home buying journey a breeze. My loan officer was amazing and always on top of things. I give her a 12/10! There were zero hiccups, and it was nice knowing things were going smoothly and I did not have to stress or worry. Thanks, UHM!
Joshua B..
Excellent.
Ashley S..
I would definitely continue to use them if I ever buy a house again.
Kimberly B..
My experience with UHM was such a pleasant one! Michelle was so nice every step of the way — always ready to help and made sure I had the right loan for the right house. She always offered options, and was very available and quick to respond. I would recommend her and UHM to anyone who asks!
Adam B..
Simple with guided steps to outline the buying process and updates along the way. Accessible for timely answers and clear explanations throughout the buying process.
Kadie H..
Michelle made this process so great for me! She was so quick and easy to get ahold of. She made my first time buying a home perfect and I would highly recommend her to anyone!
Morgan R..
This experience for a first-time home purchaser has been better than I could have ever imagined!
Ashleigh R..
Outstanding service was provided by Michelle.
Heather S..
I have had the best experience by far. This has been the longest journey of my life and Michelle made it so bearable. I have referred others already to Michelle in the hopes that their dreams will come true as well. Thank you for giving my kids and I a new beginning to our story.
Austin H..
It was a great experience. The whole process was pretty painless, especially from the UHM side.
David B..
Michelle was excellent to work with! The process for refinancing our home mortgage was simple, easy and all the steps were laid out for us. Union Home Mortgage’s app is easy to navigate and upload documents.
Sherry B..
Very professional! Kept in contact with me & let me know what was going on & what to expect. Referred me to people I would need to help me get certain jobs done in a timely manner!!
David K..
My experience with Union Home Mortgage (Michelle Wallace) was by far the most painless it could be. Easy to get her documents. She always answered all questions I had promptly and professionally. I will highly recommend anyone I know looking for a home loan to UHM.
Holly V..
Absolutely amazing! Everything was handled quickly and effortlessly by UHM! Michelle was so quick and knowledgable about everything. I cannot say enough good things about our experience with you.
Alan G..
My overall experience was very good and I would highly recommend anyone using the agent that I had . She was very prompt and communicated very well .
Johnathan P..
Our experience was a very pleasant one. Michelle Wallace treated our transaction with definite care a professionalism. She is a true asset to your company.
Chad K..
Very great experience. Great communication, quick turn around, easy to get a hold of you.
Preston Lee R..
Easy and quick! Excellent communication! Friendly staff! Michelle Wallace was excellent to work with!
Sarah S..
I had an excellent experience with UHM. Michelle was great. She did everything in a timely manner & kept me up to date on everything that was going on. She contacted me through my preferred way to talk. She took the time to understand my situation & presented it to the underwriter.
Matthew W..
Excellent service by expert staff that handled the process with care. Really impressed! The team even worked around My wife and I's third shift lifestyle. Shout out to Michele Wallace for going the extra step!
Deborah N..
Michelle was so patient with me. Moving from another state is stressful and I had many questions. Everything from start to closing moved quickly and efficiently.
And, she is a very sweet person!
Jacob B..
Amazing. They were attentive, easy to reach and held our hands since this was our first time. Only glowing recommendations from us.
David H..
We had such a good experience with this process, Michelle Wallace was so helpful and always ready to answer our questions and guide us through, would definitely recommend her to anyone!
Ikey H..
I worked with Michelle Wallace and she was excellent! She did great at keeping me informed and having paperwork to me, promptly.
Steven R..
Michelle did an excellent job. Kept in touch. Also liked the little videos that were sent with next step updates. Whitney also did a great job finishing up closing at our convenience.
Jesse B..
My experience was awesome. I could not say any more great things about Michelle and how well she kept up on this process from start to finish!!
Tara G. .
Great experience! Very educational and helpful for those unfamiliar with the home loan process. Michelle was great to work with, very patient and helpful!
Kimberly W. .
"I found my overall experience with Michelle and Union Home mortgage to be very easy, kind and without worries.
Michelle was available whenever I had a question or just needed her to calculate my loan payment on various properties...which was alot!!....but she always responded expeditiously and in kindness. You have a great employee with Michelle!! She does an outstanding job in representing your brand."
Jacalyn I. .
I would 100% use UHM and Michelle Wallace again for our next purchase. Compared to previous home loans outside of UHM, our experience was extremely organized and much more informative.
Cory G. .
Working with Michelle Wallace and UHM was very easy and we had absolutely incredible service.
Brian W. .
Awesome! Michelle Wallace did an awesome job and went above and beyond to help me through the process! I was very grateful to have her for my loan officer!
Chad A. .
Easy and fast service, Michelle Wallace did an amazing job!!!
Samantha P. .
My experience with UHM was awesome. Couldn’t have went smoother. They made it known what I needed which made the process way easier and they’re very friendly, they help you get the best deal!
Steven B. .
Being a first-time home buyer, we were terrified to take those first steps. Michelle Wallace made everything so easy. We felt included and well educated in the whole process from application to closing. Excellent experience!
Melody G..
Michelle Wallace did an amazing job communicating with me any time or day. She guided me through a rough year that had many obstacles in the way. She was not only my mortgage broker but communicated with the other realtor ect. She could not have done a better job.
Kimberly T..
Fantastic. I will highly recommend when I hear of someone looking into homes or loans.
Amy H..
Michelle made the process very seamless and I knew where I stood at every point. Great communication and very quick process. Would definitely use again in the future.
Breanna W..
My experience with UHM was excellent. They made the process stress-free and easy.
Jenna D..
My overall experience was fantastic! Everyone was great and I’m glad I got my first home through UHM!!
James W..
I had a great experience with UHM. Michelle is very helpful and makes this process easy and stress free.
Nicole S..
It was extremely easy and efficient. Very great courteous service from staff. Overall I loved my experience,
Mindy H..
We felt like we truly had an expert guiding us through the process, and we are forever grateful. We would definitely recommend UHM to anyone buying a home and looking to secure a mortgage.
Tyler B..
It was an awesome experience. Very professional, friendly, and worked in a timely manner. The whole experience was great from day one to closing.
Brian W..
The experience was very informative and easy. Michelle Wallace did a great job explaining everything and constantly communicating and updating us throughout the process.
Katelynn P..
Michelle was great and we can’t thank her enough for making the process easy for us. She had fantastic communication and never judged any of the questions we had. Anytime people ask me who our loan is from, I always talk about how great Michelle was!
Santana C..
We were clueless in the home buying process and Michelle made it so much easier and less stressful for us, She was very responsive and helpful with any questions we had as well as very compassionate about our situation.
GET ONE STEP CLOSER TO HOME
The right mortgage is waiting for you
But it won’t wait long. Take the next step toward home right now.