Pat Fox
Producing Area Sales Manager
[email protected]
Phone: (503) 539-2974
2 Centerpointe Dr | Suite 320
Lake Oswego, OR 97035
NMLS 199779
Licensed in: OR, AZ, WA, TX, CA, MT
OR 199779 | AZ 1018345 | WA MLO-199779 | TX 199779 | CA CA-DBO199779 | MT 199779
Pat Fox is a seasoned mortgage professional with 17 years of experience in the industry. Throughout his career, Patrick has led and helped manage the Northwest region for several mortgage companies, earning multiple presidential awards as a top producer. He is also a ten-year Five Star Award recipient in the Portland, Oregon market—an honor that places him among the top 1% of mortgage professionals.
Pat’s focus is simple: serve clients at the highest level. He ensures his clients always feel comfortable asking questions, and his referral partners know they can reach him seven days a week—whether it’s to assist a buyer or troubleshoot a financing scenario. Pat has extensive experience working with first-time homebuyers, second home and vacation property buyers, and investors seeking to build and expand their real estate portfolios.
Licensed in Oregon, Washington, California, Texas, Arizona, and Montana, Pat also has resources available to assist clients across all 48 continental states.
Union Home Mortgage provides a robust lending platform designed to meet a wide range of buyer needs—from veterans and first-time homebuyers to seasoned investors. With flexible products and solutions, the platform supports nearly every income, credit, and structural scenario, and is one of the few lenders offering both land loans and construction financing.
Pat’s passion lies in finding smart, strategic solutions—whether someone is entering the market for the first time or adding their next investment property. His commitment to exceptional customer service is evident in his consistent communication, weekly updates, and in-person meetings that foster long-term relationships. Loan structuring, credit improvement guidance, communication, and problem-solving are his specialties—and the foundation of his continued success.
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What Customers & Realtors Say About
Pat Fox
Getting a mortgage, and all that is involved is not an easy prospect for some of us. Pat Fox and is group never gave up and were very creative, thinking out of the box on my behalf.
Becki C.
Pat and his team at Union Home Mortgage were very knowledgeable and provided prompt and friendly service. The communication was excellent. I would recommend Pat and his team!
Thomas G.
Great experience! Everything was taken care of in a timely manner and explained well throughout the process. The communication was excellent!
Timothy H.
My real estate agent recommended Pat and his team at UHM. Pat was super helpful and knowledgeable and always there when I needed to talk to him. He was a great communicator and very helpful throughout.
Cole G.
Great team and work effort! Great to work with. I would recommend Pat and his team at Union Home Mortgage.
Vito C.
UHM came highly recommended, and they provided the best rate. Hands on with Pat Fox and Alicia Grooms… always available to talk or connect! Best experience I’ve had with a mortgage broker in 25 years. I will recommend Pat and his team.
Marcus C.
My experience as a first-time home buyer with UHM went incredibly well! Working with industry professionals who provide direction and accurate answers in a timely fashion is so needed when buying a home because it can be stressful! I would recommend Pat and his team at UHM without hesitation.
Karen C.
Pat was super helpful and knowledgeable and always there when I needed to talk to him. Pat was a great communicator and very helpful throughout. EXCELLENT!
Geoffrey G.
I chose UHM after hearing what Pat had to offer and loved every bit of it. I appreciated the hospitality and amazing teamwork with Pat and Melissa. They made sure everything was taken care of properly and efficiently. Everything was great!
Dan C.
My real estate agent recommended Pat at UHM. The best part of my loan experience was that everything was online and how easy it was doing the transaction remotely. Overall experience was SOLID!