Licensed in: AZ, CA, FL, IA, IL, IN, MI, MO, TN, TX, VA, WI
AZ LO-0951912 | CA CA-DBO270935 | FL LO75334 | IA 42148 | IL 031.0054646 | IN 40582 | MI 270935 | MO 270935 | TN 270935 | TX 270935 | VA MLO-49779VA | WI 270935 |
If you asked me what motivates me in life, I’d smile and tell you — I’ve finally found my why.
When I first arrived in Chicago with everything I owned in a backpack, I knew one thing for sure: I wanted to build a career helping people purchase the homes where they’d create their most meaningful memories — the homes where they’d tuck their kids in at night.
That mission quickly became my passion. Year after year, I grew in this industry and eventually had the privilege of managing a hand-picked boutique firm in downtown Chicago. While that was an incredible accomplishment, it’s not what I consider my greatest success.
For me, the real success comes from being a changemaker — from helping each client open the door to a home that truly fits their life. I love what I do, and I’m grateful every day for the opportunity to make homeownership a reality. What an incredible privilege!
Mortgage Banker License #0930335 | Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986 | Texas Recovery Fund | OH RMLA RM.802837.000
It just worked! Seamless experience, knowledgeable staff and excellent customer service. Thanks Tim, Jeff and Karoline!
Julio C.
08/07/2026
Fantastic everyone in the team was knowledgeable
Stephanie M.
08/07/2026
Everything went really well. Very smooth and very quickly. I am very happy that I get to team up with people who are on top of their Work ethics.
Amish T.
07/28/2026
Thank you,
Amish T.
07/28/2026
Thank you
Daniel O.
07/09/2026
UHM was great to work with as a first time home buyer. They really helped guide and educate me on the process
Nicholas V.
07/07/2026
Overall, I am super pleased with the UHM team. I would absolutely use UHM for any future property purchases and I’d happily recommend UHM to friends and family.
Ximena G.
06/27/2026
As a first-time homeowner, I really appreciated the patience, transparency, and guidance I received throughout the loan process. Every question was answered promptly, and I always felt like my best interests were a priority. It made buying my home much less stressful. Tim and his team went above and beyond to help me purchase my first home!
Vivian A.
06/27/2026
I appreciated the constant communication through each part of the loan process. I also am thankful of the time staff spend answer by all my questions.
Audre S.
05/26/2026
UHM was incredibly helpful, supportive, and available for any of my questions or concerns. They were there with me through every step and that helped smooth the process.
Shawn C.
05/18/2026
Everything was super easy from prequalification to closing. I felt I was well taken care of. highly recommend.
Isaiah A.
05/14/2026
My overall experience with Union Home Mortgage was very positive and professional from beginning to end. The entire process felt organized, transparent, and customer-focused. I appreciated how the team maintained consistent communication throughout each stage and took the time to explain important details clearly, which helped reduce stress and uncertainty during the process.
Scott R.
05/11/2026
I had a tricky situation to get approval being recently self employed. Other lenders had failed to make it work but Tim pulled through and got me the house we wanted!
Gregory A.
05/11/2026
Good experience.
Francisco C.
05/11/2026
Great
Daniela M.
04/27/2026
Our experience with Tim and his team was outstanding. After our initial loan agency unexpectedly backed out the same day we made an offer, despite working with us for two months, our realtor recommended Union Home Mortgage. They stepped in during a very stressful time and worked with us under a tight deadline and budget , always providing options to help us secure the best deal possible. Their responsiveness and dedication were truly impressive. We recommend them 100%
Nighat A.
04/26/2026
I had an excellent experience working with Jeff and Karoline from Tim Brigham and the Brigham team - Union Mortgage Home. From start to finish, they were professional, responsive, and incredibly supportive throughout the process. They took the time to clearly explain every step, answer all my questions, and ensure I felt confident in the decisions being made. What stood out most was their dedication and communication. No matter how many questions I had or how close we were to closing, they remained patient, proactive, and always kept me informed. Their attention to detail and commitment to getting everything done correctly and on time truly made a difference. Buying a home can be stressful, but this team made the experience smooth and manageable. I’m grateful for their hard work and highly recommend them to anyone looking for a reliable and trustworthy lender.
Bradley W.
04/09/2026
Tim and his team were valuable resources for us in getting the home of our dreams! Would highly recommend them.
Amanda C.
04/08/2026
Very nice
William M.
04/07/2026
I thoroughly enjoyed working with the UHM Team and was have no regrets with my choice selecting them for my home loan. They are all very informative and available to assist at any time, definitely a different experience than my first home purchase as it’s mostly all done without in-person meetings. Thank you all for your support in this stressful process.
Diana E.
04/07/2026
Excellent Team
Patrick B.
04/07/2026
Excellent experience working with the team in obtaining and then refinancing my mortgage.
Patrick B.
04/07/2026
Excellent and easy experience working with the team in obtaining and then refinancing my mortgage.
Marvin Jazper V.
04/03/2026
Excellent customer service and always appreciate the help and the advice you give us just beyond being our mortgage lenders.
Rachel C.
03/25/2026
Very easy to communicate with & thorough.
Matthew Y.
03/24/2026
Tim, Jeff, and Karoline were fantastic to work with. From start to finish, communication was seamless; they were incredibly responsive and provided clear answers to all of my questions. I truly felt they had my best interests at heart throughout the entire process. Tim’s market knowledge is second to none, and his consistent check-ins kept me feeling confident. Jeff even went the extra mile by providing recommendations for a painter and an electrician, which is an invaluable resource for a new home buyer. Even when we hit a hiccup during closing that was completely outside of their control, Karoline worked tirelessly to find solutions and ensure we were approved. I highly recommend Tim and his entire team.
Eli O.
03/23/2026
Great experience. They go the extra mile for their customers. They even help me refinance my property while traveling by providing a virtual notary within a tight deadline
Annmarie C.
02/11/2026
Excellent, top notch experience.
David V.
02/10/2026
Everything went well. Tim, Karoline and Jeff are top notch and very knowledgeable.
Giovani M.
01/12/2026
I cannot say enough amazing things about Tim, Caroline, and Jeff. After a truly horrific experience with a previous home loan company, I was stressed, discouraged, and worried about whether I’d even get approved. From the very first conversation, this team completely turned everything around.
They worked incredibly fast and efficiently, getting my home loan approved in a fraction of the time I expected without ever making me feel rushed or confused. What really set them apart was how they walked me through every single step of the process. They explained everything clearly, answered all my questions (no matter how small), and made sure I felt comfortable, confident, and safe the entire time.
Their communication was outstanding, their professionalism was top tier, and their genuine care for my situation truly showed. Instead of feeling like just another file, I felt like a priority. Thanks to Tim, Caroline, and Jeff, what could have been a nightmare turned into a smooth, stress free, and even exciting experience.
If you’re looking for a team that is knowledgeable, trustworthy, responsive, and truly has your best interest at heart, this is the team you want. I would recommend them without hesitation to anyone looking to secure a home loan the right way.
Jeff K.
01/11/2026
I felt like my team had my back amd worked hard throughout the entire experience. I was always in the loop with communication and the entire process.
Dimitry K.
12/24/2025
Alexis K.
12/24/2025
Amazing
Alexandru S.
12/22/2025
It was a pleasure working with a fast and professional team that got the job done. I will recommend you to others.
Matthew C.
12/20/2025
I got an initial loan with UHM and have since refinanced and both processes were extremely easy and the best fit for me was executed. I plan to continue business with them with out a doubt on future purchases and would recommend them to all friends and family.
Christopher G.
11/24/2025
Anthony M.
11/13/2025
Tim is a very knowledgeable and kind person who takes his job seriously.
Jose S.
11/10/2025
This is my fourth house I have purchased in my life.
This was the best and highest quality of service we have ever received.
John L.
11/02/2025
Marci D.
11/01/2025
Matthew G.
10/14/2025
Jeffrey M.
10/11/2025
Alaine L.
10/04/2025
It was a great experience. Jeff and Karoline are the dynamic duo in my opinion! Incredibly helpful and professional.
Nicholas M.
10/01/2025
Zachary D.
10/01/2025
Frank V.
09/28/2025
Brendan M.
09/21/2025
Tim and his team (Karoline and Jeff) are truly the best. My wife and I just purchased our first home in Arlington Heights and we had the pleasure of working with Tim’s group. As first time home buyers, we were super new to the entire process, but Tim and his team guided us through every step of the way. In a real estate market that moves quickly, they made themselves available at a moments notice to make sure we never missed out on an opportunity, or simply just answer any questions we had. They really put us at ease and made our home buying process seamless and enjoyable. Highly recommend working with these great professionals and even better people.
Lori S.
09/21/2025
UHM treated me like I was a treasured client. They brought their “A” game. There weren’t any false pretenses only fair above board treatment. I felt like my account was important to them.
Fatima H.
09/18/2025
Erin T.
09/12/2025
Susin B.
09/05/2025
John B.
08/10/2025
Great, I am very pleased with the team and would work together again
Benjamin R.
08/06/2025
Great.
Easy to reach
Able to communicate things in a way where I can understand.
Made me feel very confident in the buying process
Bonnie L.
07/28/2025
Again, l am very satisfied with Union Home Mortgage. I felt like a person, not a number. I would highly recommend them to my friends. I have no problem sharing my experience, thank you.
Luis D.
07/21/2025
Daniel B.
06/18/2025
All good
Steve L.
06/17/2025
Straightforward communication. UHM tried to make it as smooth as possible given that the whole home buying experience is very complicated with regards to the amount of documentation needed.
Josue L.
06/14/2025
It was good
Damita M.
06/11/2025
So glad to have worked with you
David T.
06/10/2025
Great for first time home buyers to understand and learn the process
Bruce B.
06/05/2025
Travis P.
06/02/2025
Top to bottom great service. Jeff and Karoline were amazing to work with.
Brett K.
05/30/2025
Brandon B.
05/20/2025
My experience with UHM was seamless. Each step of the process was laid out in the beginning and marked off as we went through it. The website/portal makes it easy to submit and keep track of all important documents. The constant communication, from the whole team, was appreciated. Also, they tried to find every credit or grant possible to assist. All in all, I would recommend them to anyone going through the process of purchasing a home.
John L.
04/27/2025
Sergio R.
04/22/2025
Matthew N.
04/21/2025
Tim and his team took a complex, overwhelming process and made it incredibly simple and user-friendly. Their communication was outstanding—quick responses and no wasted time. I can’t recommend Tim and his team highly enough!
Jorge G.
04/14/2025
The experience was great the team is awesome and work in all possible ways to figure out the deal.
Kenneth M.
04/12/2025
Would describe this experience as painless and easy to navigate. I really appreciated the proactive communication from the team and the fact that they made me feel part of their family.
Joost V.
04/05/2025
It’s been great. The entire process was seamless. Never were my questions left unanswered for long, which was extremely helpful for my first time buying.
Lawrence M.
04/01/2025
It was outstanding. They made a complex and stressful time smooth and easy. I highly recommend them!
Jennifer P.
03/31/2025
Charlotte H.
03/10/2025
I’m so happy and humbled to have met this team
Bryan D.
03/07/2025
Christopher G.
02/19/2025
My overall experience was awesome. Definitely recommend to anyone looking for professional People to get the job done.
Caitlin D.
02/17/2025
Excellent
Anthony H.
02/11/2025
Earlean W.
02/07/2025
The team was very friendly very thorough was was able to get back with you and it’s very timely manner. If I could, I would give them a 10.
Katherine H.
01/26/2025
Cannot thank the UHM team enough for making this process so pain-free and simple.
Elise J.
01/21/2025
You guys told me what was available, rules, and answered my questions. Your team made yourselves available, were knowledgeable, and made it very easy during the process.
Ingrid B.
01/15/2025
Thomas W.
01/15/2025
Gustav R.
01/06/2025
Lisa G..
Compared to 15 other closings, this was by far the easiest and most stress-free process we have ever experienced! Highly recommended!
Lorrie C..
Our experience with Union Mortgage was excellent! Tim Brigham and his team were professional and courteous. The process was as easy and the team was always on hand to answer questions and assist. And if you are looking for a mortgage, Union Mortgage is the place to go!
Marc L..
Very good. Easy to talk to and very attentive.
Christopher B..
My overall experience with UHM was great, and the entire process couldn't have been any easier.
Lorrie C..
Our experience with Union Mortgage was excellent! Tim Brigham and his team were professional and courteous. The process was easy and the team was always on to answer questions and assist. If you are looking for a mortgage, Union Home Mortgage is the place to go!
Margaret M..
Very satisfying. We are so pleased with our decision.
Gary M..
Best, fastest, and easiest refinance I have ever been a part of.
Donald F..
Excellent people to work with, on top of everything necessary to make this process easy.
Eero P..
Easy, straight-forward process, from a team that seems to want to do business.
James P..
The entire process was great, I would recommend Union Home Mortgage to anyone and definitely will.
James P..
The entire process was incredibly smooth and no stress which is exactly what I needed.
Stacey S..
My loan officer Tim Brigham was very friendly and put all of my concerns at ease. He did everything in his power to ensure we would achieve the desired closing date. I had switched lenders mod-process and it was almost seamless. I really appreciated the excellent customer service I received.
Lucjan J. .
Friendly, personal experience that went above and beyond to explain the mortgage and home buying process to me as a first time home buyer.
Andrew H..
Overall an excellent experience. Hope it continues throughout the life of our mortgage.
Jennifer K..
It was a great experience and Tim was super responsive with everything I needed and was flexible when needed.
Peter A..
The team at UHM were very helpful, responsive, and professional. They offered me great terms for my loan, and I couldn't be happier. Thanks to UHM, I am able to move into my first home.
Nicole A..
Union Home Mortgage makes the refinancing process almost fun, and I got a great rate! Loved the guidance videos and the ease of uploading documents. They provided additional assurance and great attention to any questions. Everyone was very responsive.
Maciej G..
It was great! I had pleasure working with Tim and Karoline. They are pros at what they are doing very smart and to the point. It was my first purchase and I chose a multi-family property which seemed scary but having these two guys in my corner made me feel more relaxed and sure about this decision.
Milicia V..
Everything and everyone was very straight forward and did things very quickly. Highly recommend!
Steven S..
The ability to easily upload documents and the constant accessibility of your team members made this process go smoothly.
Susan T..
Such an incredibly easy and fast process. Wonderful team of people to ensure a great experience!
Jeremy K..
Everyone was accessible and the app was helpful. See short easy videos and progress
Karen R..
Tim Brigham definitely knows what he is doing! I initially worried because Tim was not physically located in Arizona, but he was responsive to all of my phone calls, text messages and emails. My refinance is closed and I could not be happier. THANK YOU!
Meredith K..
Overall, as a first time homebuyer now refinancing, the experience was smooth and any bumps were tackled by Tim’s team successfully. Tim and team were knowledgeable and listened to my concerns, questions and needs.
William G..
We used Union Home Mortgage for two refi's and both went very smoothly. I was completely satisfied with the experience and compliment Jeff Gilliana for his work on both files.
Aigerim A..
The whole process of buying a house, especially a first one seemed very complicated to me, but with UHM team it was very quick and easy. Whenever I had questions I would just call anyone from Tim's team and they would help me out. Thank you!
Gregory J..
I was a first time buyer. I had a small bump on my credit that they helped me fix, which got me an amazing rate! Tim and his team kept me informed with language I could understand and we closed on the house earlier than expected due to their speed.
Dimitry K..
My experience at UHM was flawless. I wouldn’t choose anyone but Tim’s team. They are easy to deal and they know what they are doing.
Omar Z..
The process was painless and each step was thoroughly explained. Great to work with such a great team. 10/10 would recommend to friends and family.
Rashaunda P..
I’m a first timer home buyer so I was very nervous and had no knowledge of the process. The UHM team took me under their wing and took great care of me from the very beginning. My process moved quickly and smoothly. I can’t say enough how great full and pleased I am to have worked with you all.
Alejandro S. .
Working with Tim is amazing! Aside from being a very knowledgeable agent, he's also an amazing person doing great things for the community! Will be coming back and working with Tim the next chance I get!
Margaret S. .
I found the refinancing experience with your company smooth and seamless. Everything was taken care of in a professional manner. I would definitely use you again.
Dastan R..
Overall experience was excellent. Tim was able to arrange closing date earlier that it was originally planned. He was able to take any calls and texts during the weekends as well.
Daniel G. .
Amazing and very informative. Tim and his team took the time to explain everything as well and compare several loan option to best meet my needs.
Sanela K. .
Tim and his team were so helpful and so amazing. They walked me through the steps, kept me posted about everything and really were reassuring throughout what is a stressful process in buying a home! I really appreciate how accessible they were willing to answer questions and were available immediately when necessary.
Jason B. .
This is my 3rd home purchase with Tim and his team. If I didn't love them I would not of stayed with them over the past 10 years!
Steven B. .
The process from beginning to end went very smoothly for me as a first-time buyer. The complexities of buying property are many and to have people willing to take the necessary time to explain things and work with me was greatly appreciated. Overall, the process went pretty smooth.
John G. .
Very painless and efficient. Nice blend of human touch and electronic vehicles in places for uploading documents and allowing me to check status.
Stacy L. .
Tim and the whole team had a level of patience, understanding and professionalism that is of an extremely high level. I always felt like they had our best interests in mind every step of the way. I’m telling everyone I know to call him!
Olajumoke O. .
The UHM team are great team players and they constantly help others meet their customer requests. Also, they are really good at following up with the client so as to ensure that they are never left in the dark.
Alexis S. .
We've had a wonderful experience with Tim and his team. Jeff and Karoline were fantastic and incredibly nice and professional. The purchase experience was excellent.
Enerel B. .
Communication was great. I enjoyed working with the team. I appreciate the hard work and all the favors that you had to go through.
Michael G. .
Very professional and courteous people dealing with my needs. Thank you Tim and Jeffery
Nenad M..
From start to finish this was all made simple and easy for us to understand. Everyone worked really hard to get my family and me the best loan for the best amount possible. Thank you for an easy experience! We will make sure we tell all our friends and family that UHM is #1!
Maciej G. .
Amazing. Very efficient and investor friendly. I would love to work with them again in the future.
Kristofer C. .
Overall it was a good experience. Once I had all my paperwork to Tim it was all taken care of. It’s good to have someone dealing with the lenders when you are busy.
Steven S. .
Very satisfied with the UHM experience. From start to finish the process was made easy and with excellent communication. Also, the guidance in navigating the required steps for document submission, ease of getting in touch with and talking with the loan officer when there was need and the quickness of getting the entire process completed was made easy. A stressful process made less stressful because of UHM's excellent service.
Karen R. .
Tim Brigham and his team have been amazing to deal with. This is my second loan experience with them. My questions are answered. My calls are returned. The process was thoroughly explained to me in terms that I could understand. I will use this team again!
Syed N. .
Brilliant. Couldn’t have asked for anything more. Thanks a ton to the Tim B team and UHM!
Jeannette C. .
The Tim Brigham team takes the mortgage process to a whole new level! Everything was seamless, and they were always in communication with me during the process. All of my questions were answered right away. My realtor loves this team and says there is no other mortgage company that operates this efficiently in the area. Great job, Brigham team!
Scott P. .
Overall the process was speedy and the information they needed was communicated in any easy to follow set of directions.
Agha Z. .
My experience with the UHM team was great. They treated me like family and got me my very first home. Jeff was amazing from beginning to end. Everybody was helpful. If I had any question, I just had to call or email and got a response from the team. I would highly recommend UHM to my family and friends in the future. Finally, I would like to say thank you so much for all the help. You were great!
Ryan C. .
From start to finish the whole team at UHM was amazing! Thanks everyone!
Philip S. .
My experience with UHM was excellent. I couldn't have asked for better service. From the beginning steps, until closing the staff of UHM advised and helped and made every step simple and easy.
Brad H. .
The communications with Union Home Mortgage was incredible. Everyone I worked with at UHM responded quickly to any question I or my wife had. UHM kept me informed during the entire process.
Lou L. .
From start to finish, the entire process was explained to me and what the next steps were. I am not a financial person so the transparency given by UHM was refreshing. I never had to chase down answers. Either UHM gave me the answers up front or I could call/email whatever the question was and I received a response within an hour. I never had to make multiple calls over days to get answers.
Shivani P. .
Working with UHM was a great experience. The whole process was a breeze. Great communication, fast turn around and efficient.
Kapapaku R. .
Tim and his team did a great job, and we were ready to close in approx. 17-18 days!
Glen O. .
It was the best experience I've had with obtaining a mortgage loan!
Jesulito T. .
As first time home buyers, Tim's team really took care of us at every step and made us feel very comfortable throughout the process. Thank you Tim, Jeff and team for your hard work and support.
Dustin K..
Nobody will work harder, smarter, and with the intensity that this team delivers on a daily basis. The level of communication feels like they are standing in the room with you. A text goes out, you immediately get a text back, like you are their most valuable client.
Michael B..
The crew at UHM were extremely quick to respond, they were also very flexible with their method of communication with regards to my preferences. Everyone was fast, communicative, and open to answering questions. Wish I would have used them sooner!
Melanie B..
The attention and time that Tim and his team spent on making my FHA loan work will not be forgotten. They were extremely communicative. They made the process which had been difficult up to the point of meeting them much easier and less stressful for me!
Guia S..
Excellent customer experience. I’m a very happy camper. UHM will be my family mortgage banker forever!
Salvador Z..
Great experience with knowledgeable team that provided awesome communication.
John M..
My overall experience was great. UHM walked and was patient with me through the whole process. Even when feeling frustrated, the team gave me the information to help me get through to closing.
Theresa M..
They helped me do something that I have been working towards for 2 years on my own. After talking to Tim I was able to close on my building in a matter of months and the team was amazing. Thank you all very much!
Matthew H. .
The overall experience was excellent and I am looking forward to continuing to do business with UHM. I would be happy to refer any contacts as well.
Paa Kwesi C. .
Above excellent! Very appreciative and will highly recommend friends and family who ask or are looking to purchase a home in Illinois to go to Tim Brigham and UHM.
Timothy K..
The team was very attentive. Often we would get someone to answer a call on the second ring. There was never a time when I felt like they weren’t available to answer any questions we had. Made the home buying experience a good one! Thanks for your hard work and help throughout this process!
Caryn J..
Very highly impressed! Would love to work with them again the future. Inspired me to set my own personal bar higher.
Gregory A..
The team was responsive and answered quickly even if I reached out to the wrong person. Good experience!
Scott R..
I had a tricky situation to get approval being recently self employed. Other lenders had failed to make it work but Tim pulled through and got me the house we wanted!
Justin W..
Tim and his team were always friendly, professional, and patient. They always responded quickly and were available nearly all hours of the day and every day of the week. They really took the time to explain all of the details to me and never made me feel that I was being rushed.
Daniela M..
We had a great experience working with Tim, Jeff and Karoline at UHM during the home-buying process. Despite our tight timeline and budget, they consistently provided us with practical options that aligned with our needs.
David G..
I’ve worked with Union Home Mortgage on several loans, and they continue to impress. Tim Brigham and his team are friendly, responsive, and always easy to work with. On my recent refi, they nailed the timing and locked in the perfect rate dip - exactly why I keep coming back.
Nighat A..
I had an excellent experience working with Tim Brigham, Jeff and Karoline from the Brigham team. From start to finish, they were professional, responsive, and incredibly supportive throughout the process.
Rob M..
Five stars aren’t enough! The UHM team really operated efficiently and expertly from the very first meeting all the way through and even after closing. They educated us and made themselves available to answer questions promptly and patiently.
Luciana P..
Excellent team! So helpful and made my process feel so easy and fast. I will be working with them for every future property.
Patrick B..
My real estate agent referred me to Tim. Excellent experience working with the team in obtaining and then refinancing my mortgage.
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