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Winfred McCoy

Loan Officer

[email protected]

Phone: (910) 405-3501

Mobile: (910) 612-5166

1209 Culbreth Dr. | Suite 201
Wilmington, NC 28405

NMLS 231497

Licensed in: GA, NC, SC, TN, VA, MS, FL

GA 54225 | NC I-170898 | SC MLO - 231497 | TN 131764 | VA MLO-31855VA | MS 231497 | FL LO108996

Mortgage Loan Originator for over 30 years. Proficient in Conventional, Government, Renovation, and Construction-Permanent Loan programs. My goal is to empower my customers to make informed decisions by educating them on the loan program options and the loan process. I want to be your Lender for Life!

Georgia Residential Mortgage Licensee. nmlsconsumeraccess.org

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Winfred McCoy

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Winfred McCoy

Great customer service, outstanding communication from the beginning to the closing date.

Luis M.

Everything was great, closing especially!!

Keesha T.

TOTALLY Awesome!!

Young O.

UHM is hands down the easiest mortgage experience ever.

Eric B.

The entire experience was phenomenal. Winfred was on top of everything and communicated with me every step of the way. His knowledge and professionalism is greatly appreciated.

Judy B.

Fantastic! It went so smoothly I referred my family members!

Miranda L.

Our overall loan experience was painless. We’d do it again, but we absolutely love the house we live in.

Richard L.

Very impressed how smooth and easy. Winfred was especially comforting and never let us be surprised. They have a great team from beginning all the way to closing. They make you feel like family not just another customer or number.

Johnnie B.

10/10 would recommend Winfred McCoy from Union Home Mortgage. He was an absolute rockstar throughout the entire process and really helped push us through to the end. He was patient and thorough in answering my a million and one questions. The entire team responded in a reasonable amount of time.

Alexia M.

Absolutely painless and completely comfortable all in all it was quick and easy.

Tyler R.

Every contact was handled in a polite, clear and friendly manner. Thank you all!

John F.

Wendy was very knowledgeable about the process and went the extra mile to keep me informed and educate me about the process. The closing happened faster than I expected and was smooth overall.

Jeannie L.

Very efficient even with the increase in business. Very satisfied with Winfred and his ability to make the complex simple to understand. Overall, a great experience.

Raymond D.

Great! From our original purchase, to the refinance, I couldn't be happier. The Wilmington team is awesome. Thank you!

Thomas L.

It was great, I appreciate everything Wendy did to help along the way!

Benjamin B.

Process was simple and closing was timely. Great rates and lower up front costs. Wendy made the whole thing a great experience!

Gregory U.

The process was efficient. Wendy was responsive and professional and most importantly helpful in getting my loan closed in time!

Stacy S.

Excellent from start to finish. Speaking candidly, I am a business owner myself, very detail oriented and very big on customer service. I just naturally seem to notice the "little things". Not only did not have any complaints, I was actually impressed with Winfred from start until finish.

Ryan S.

The whole process was made very easy for me by my loan agent. I was always kept informed of progress and any documentation that was required from me. Loved the ease of being able to upload all my required documentation.

Pamela W.

Delightful. My experience with Wendy at UHM was the easiest and best part about the home-purchasing process. He made everything understandable and genuinely cared about us as people. Thank you, Wendy!

Jacquelyn H.

The UHM team was very easy to talk to and discuss their loan programs. As the process moved forward our loan officer kept us in the loop.

Don F.

I had a great experience with the whole process and great guidance. All my questions were answered no matter how big or small. I’m not experienced in any of this but felt extremely comfortable working with my loan officer and the staff. I would highly recommend you. And many thanks.

Joyce P.

Union Home Mortgage has always been efficient, easy to deal with, and an overall positive experience for us. We appreciate Winfred his communication and professionalism! We recommend to others.

Gregory U.

UHM has been so thoughtful and helpful throughout every step of the process. We had an easy time throughout every step thanks to Wendy. We cannot recommend UHM enough!

Britton E.

The overall experience was great. During the process and working with Winfred. I will definitely provide a referral or use UHM again!

Caroline R.

Overall experience was exceptional. Winfred went above and beyond my needs. He is a great loan officer who was helpful and attentive. He listens and was very helpful when I had questions.

Tammy P.

I couldn’t have asked for a better experience on buying our first home! Winfred McCoy was the best help throughout the process, sharing his knowledge with us!

Danielle F.

It was a wonderful experience working with UHM. Our loan officer Winfred was amazing! Definitely one of the best experiences we’ve ever had!

Joshua T.

Everything went well. Winfred McCoy, our loan officer, was very knowledgeable and made this a very smooth experience. He always treated us with utmost respect. His friendly demeanor was greatly appreciated. I felt like I was talking to a trusted friend every time we spoke. Overall a wonderful experience.

Cindy S.

Winfred McCoy made refinancing a very simple process. He went above and beyond to meet/call me at my convenience to review any materials needed for my loan. Mr. Mccoy kept me informed of each step and made refinancing a very painless experience. I would highly recommend UHM and Winifred McCoy to anyone wanting a home loan or to refinance.

Sherry M.

Experience was excellent, timely and staff was very knowledgeable.

Nancy G.

I'm grateful for Winfred and Molly. They were very down to earth, professional, and compassionate.

Danielle G.

Excellent!! Quick, easy and stress free. Couldn’t have asked for a better experience. Thank you!

Cory B.

Mr. Mccoy was like a friend right away. Easy to work with and he helped me understand the process as we went along, not just having me sign documentation. He is a courteous and pleasant person to work with. I appreciated all his help and the videos are a great asset too. It was due to his personable and knowledgeable nature that I felt in good hands from the beginning.

Tammara L.

Great experience! My first home buying process was painless!

Caitlin R.

My experience with uhm was excellent.

Roger H.

The process was simplified by knowledge, communication and awareness.

Christopher V.

Winfred McCoy was great to work with! Communicated at every step of the process. Will highly recommend UHM.

Paul N.

Highly recommend UHM to anyone, experienced in the loan process or not! Having an agent as good as Winfred educated us and kept us on track.

Ashley M.

Mr. McCoy organization, attention to detail, responsiveness and communication skills are superb! Mr. McCoy represents UHM extremely well! I’ll be recommending Mr. McCoy and UHM to my family and friends!

James C.

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But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

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