Winfred McCoy
Loan Officer
[email protected]
Phone: (910) 405-3501
Mobile: (910) 612-5166
1209 Culbreth Dr. | Suite 201
Wilmington, NC 28405
NMLS 231497
Licensed in: GA, NC, SC, TN, VA, MS, FL
GA 54225 | NC I-170898 | SC MLO - 231497 | TN 131764 | VA MLO-31855VA | MS 231497 | FL LO108996
Mortgage Loan Originator for over 30 years. Proficient in Conventional, Government, Renovation, and Construction-Permanent Loan programs. My goal is to empower my customers to make informed decisions by educating them on the loan program options and the loan process. I want to be your Lender for Life!
Georgia Residential Mortgage Licensee. nmlsconsumeraccess.org
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What Customers & Realtors Say About
Winfred McCoy
64 five-star reviews
Jennifer U.
06/27/2026
everything went smoothly and expeditiously. Windy and Jennifer were great to work with. They made everything easy.
Thomas B.
06/10/2026
Had a great time every one was so nice always so helpful. they were always willing to go the extra mile and help us out with any situation that popped up
John T.
06/01/2026
Phenomenal
Penny T.
05/11/2026
He made it easy and efficient, while also being so kind to me. He is a man of character and that means a lot to me. He gain my trust right away. And I a very grateful for everything he did for me!
Theresa T.
04/10/2026
Mr. McCoy is the reason I have had two great experiences with UHM. He provides wonderful customer service.
Brittany E.
03/31/2026
Uhm has been amazing. Winnie is the best agent and so personable! He calls to explain everything, returns calls quickly and comes in person to every closing.
Ismail D.
02/10/2026
Winfred was excellent and kept me apprised of the whole process. The internet interface made it very easy to work with UHM.
April B.
01/29/2026
I cannot say enough good things about this mortgage company. As a first-time homebuyer, I was nervous and overwhelmed going into the process, but they made everything feel clear, manageable, and far less stressful than I ever expected. From start to finish, they were patient, knowledgeable, responsive, and genuinely supportive. Every question I had was answered thoroughly, and I always felt informed rather than pressured. I am incredibly grateful for their guidance and professionalism and truly couldn’t have asked for a better experience. I highly recommend them to anyone—especially first-time buyers.
Nicholas W.
12/29/2025
Winfred Was outstanding in the entire process. UHM made the purchasing of my first home so much easier and stress free than I thought it would be. I don’t see myself using anyone else and will gladly refer them to anyone I know
James M.
11/22/2025
Michael P.
10/17/2025
Barbara A.
10/09/2025
Elizabeth M.
09/30/2025
Very pleased! My mortgage officer was kind, professional, responsive and made me feel like I was his only customer.
Jessica F.
09/16/2025
James G.
09/04/2025
Very easy and felt like we was with someone who cared about us.
Nathan W.
09/01/2025
Overall experience was great, would definitely use UHM again in the future.
Joseph F.
07/25/2025
Excellent, very satisfied !
Dennis P.
04/12/2025
Great folks
Raymond R.
04/08/2025
Jose C.
03/17/2025
Mr. McCoy is really helpful
Zachary G.
03/12/2025
Jacob L.
02/27/2025
Best customer service I have ever experienced
Amanda K.
01/29/2025
Luis M..
Great customer service, outstanding communication from the beginning to the closing date.
Keesha T..
Everything was great, closing especially!!
Young O..
TOTALLY Awesome!!
Eric B..
UHM is hands down the easiest mortgage experience ever.
Judy B..
The entire experience was phenomenal. Winfred was on top of everything and communicated with me every step of the way. His knowledge and professionalism is greatly appreciated.
Miranda L..
Fantastic! It went so smoothly I referred my family members!
Richard L..
Our overall loan experience was painless. We’d do it again, but we absolutely love the house we live in.
Johnnie B..
Very impressed how smooth and easy. Winfred was especially comforting and never let us be surprised. They have a great team from beginning all the way to closing. They make you feel like family not just another customer or number.
Alexia M..
10/10 would recommend Winfred McCoy from Union Home Mortgage. He was an absolute rockstar throughout the entire process and really helped push us through to the end. He was patient and thorough in answering my a million and one questions. The entire team responded in a reasonable amount of time.
Tyler R..
Absolutely painless and completely comfortable all in all it was quick and easy.
John F..
Every contact was handled in a polite, clear and friendly manner. Thank you all!
Jeannie L..
Wendy was very knowledgeable about the process and went the extra mile to keep me informed and educate me about the process. The closing happened faster than I expected and was smooth overall.
Raymond D..
Very efficient even with the increase in business. Very satisfied with Winfred and his ability to make the complex simple to understand. Overall, a great experience.
Thomas L..
Great! From our original purchase, to the refinance, I couldn't be happier. The Wilmington team is awesome. Thank you!
Benjamin B..
It was great, I appreciate everything Wendy did to help along the way!
Gregory U..
Process was simple and closing was timely. Great rates and lower up front costs. Wendy made the whole thing a great experience!
Stacy S..
The process was efficient. Wendy was responsive and professional and most importantly helpful in getting my loan closed in time!
Ryan S..
Excellent from start to finish. Speaking candidly, I am a business owner myself, very detail oriented and very big on customer service. I just naturally seem to notice the "little things". Not only did not have any complaints, I was actually impressed with Winfred from start until finish.
Pamela W..
The whole process was made very easy for me by my loan agent. I was always kept informed of progress and any documentation that was required from me. Loved the ease of being able to upload all my required documentation.
Jacquelyn H..
Delightful. My experience with Wendy at UHM was the easiest and best part about the home-purchasing process. He made everything understandable and genuinely cared about us as people. Thank you, Wendy!
Don F..
The UHM team was very easy to talk to and discuss their loan programs. As the process moved forward our loan officer kept us in the loop.
Joyce P..
I had a great experience with the whole process and great guidance. All my questions were answered no matter how big or small. I’m not experienced in any of this but felt extremely comfortable working with my loan officer and the staff. I would highly recommend you. And many thanks.
Gregory U. .
Union Home Mortgage has always been efficient, easy to deal with, and an overall positive experience for us. We appreciate Winfred his communication and professionalism! We recommend to others.
Britton E. .
UHM has been so thoughtful and helpful throughout every step of the process. We had an easy time throughout every step thanks to Wendy. We cannot recommend UHM enough!
Caroline R. .
The overall experience was great. During the process and working with Winfred. I will definitely provide a referral or use UHM again!
Tammy P. .
Overall experience was exceptional. Winfred went above and beyond my needs. He is a great loan officer who was helpful and attentive. He listens and was very helpful when I had questions.
Danielle F. .
I couldn’t have asked for a better experience on buying our first home! Winfred McCoy was the best help throughout the process, sharing his knowledge with us!
Joshua T. .
It was a wonderful experience working with UHM. Our loan officer Winfred was amazing! Definitely one of the best experiences we’ve ever had!
Cindy S. .
Everything went well. Winfred McCoy, our loan officer, was very knowledgeable and made this a very smooth experience. He always treated us with utmost respect. His friendly demeanor was greatly appreciated. I felt like I was talking to a trusted friend every time we spoke. Overall a wonderful experience.
Sherry M. .
Winfred McCoy made refinancing a very simple process. He went above and beyond to meet/call me at my convenience to review any materials needed for my loan. Mr. Mccoy kept me informed of each step and made refinancing a very painless experience. I would highly recommend UHM and Winifred McCoy to anyone wanting a home loan or to refinance.
Nancy G. .
Experience was excellent, timely and staff was very knowledgeable.
Danielle G. .
I'm grateful for Winfred and Molly. They were very down to earth, professional, and compassionate.
Cory B. .
Excellent!! Quick, easy and stress free. Couldn’t have asked for a better experience. Thank you!
Tammara L. .
Mr. Mccoy was like a friend right away. Easy to work with and he helped me understand the process as we went along, not just having me sign documentation. He is a courteous and pleasant person to work with. I appreciated all his help and the videos are a great asset too. It was due to his personable and knowledgeable nature that I felt in good hands from the beginning.
Caitlin R. .
Great experience! My first home buying process was painless!
Roger H..
My experience with uhm was excellent.
Christopher V. .
The process was simplified by knowledge, communication and awareness.
Paul N..
Winfred McCoy was great to work with! Communicated at every step of the process. Will highly recommend UHM.
Ashley M..
Highly recommend UHM to anyone, experienced in the loan process or not! Having an agent as good as Winfred educated us and kept us on track.
James C..
Mr. McCoy organization, attention to detail, responsiveness and communication skills are superb! Mr. McCoy represents UHM extremely well! I’ll be recommending Mr. McCoy and UHM to my family and friends!
James G..