As a one-stop-loan-shopping destination, I do it all. I'm committed to being flexible, creatively thinking outside the box, and finding every loophole and bit of fine print that will help my clients get the best loan for their unique situation. I've worked in virtually every side of the loan business, from underwriting to processing to originating, so I have first-hand knowledge of the many components and moving parts of the loan process. My knowledge and experience in the industry has equipped me to help my clients achieve their goals and dreams.
I understand that for most people, getting a mortgage can be a scary process -- and one that's changed dramatically over the past few years. My goal is to break down the process for each client, lay it out step-by-step, and ensure that they have full knowledge of why they're signing every paper. I take the surprises out of getting a loan and focus on providing my customers with a pleasant, hassle-free experience that's characterized by hope, not anxiety. By removing that uncertainty, I ensure that my clients will feel good when they pay.
What Customers & Realtors Say About Lori McCaghren
I liked the communication and ease of experience the most out of my experience with Lori. I would recommend this service to my family and friends in a heartbeat.
Lori made it easy and was efficient in processing the loan. I would recommend her services to my family and friends.
My loan experience with Lori was easy and quick! I have already recommended her services to my family and friends.
Lori’s responsiveness was the best part of our loan experience. Not to mention, her efficiency and personality were excellent!
Jeremy and Riann L.
Yall are perfect! My entire loan experience was easy and efficient. I highly recommend Lori's services!
The best part of my loan experience was that it all went smooth.
So easy. All of my mortgage needs were met.
Lori was responsive and knowledgeable. Easy process!
Edward and Carol S.
Quick turn around and Lori answered all of my questions about the loan.
We liked the checklists via email throughout the loan process.
Travis and Jordan C.
Direct communication. Lori provided tailored options that fit my financial situation.
Working with Union Home Mortgage just felt correct. It all went smooth.
Cory D. & Allison M.
I liked everything about my loan experience with Lori!
Lori’s communication was the best part of my loan experience.
Fernando G. & Gabriela J.
Lori took our call when we needed a second opinion about our loan. She took the time to explain everything and guide us in the right direction. She got the loan done in a very short time, that we had left and closed today.
Efficient, courteous and timely in providing information and answering questions. Made the process of closing remotely very easy.
Great and quick customer service. Our loan officer provided us with different options and worked with us to make our loan process easy.
Great job, thanks!
It was great. Lori and her team went above and beyond for me and I couldn't he happier with the results.
Lori is an amazing person to work with, and Winston's eye for detail and courtesy is great! I could not have asked to work with a better pair to get my loan processed.
From beginning to the end, a simple process. I was pre-approved February 2020, found the home March 31st, and closed April 27th. Lori made it so simple and answered all my questions. She is great!
Everything was communicated to me, and I knew where the loan was in the process.
It was great working with Lori and her team, and if I ever need to refinance my home again, or if I buy another home, I will be calling her up again.
Lori and Winston are wonderful to work with and made the process very easy!!
Lori McCaghren and her entire team gave us another stress free lending experience. They truly go above and beyond to make sure you are in the best home possible, are able close on time and are pleased with your entire experience. We will refer all of our friends, family and colleagues to Lori.
The staff and the communication are top notch, and the speed with which they completed things and their diligence in making sure everything happened on time is second to none!
Our experience with UHM was exactly what we needed as new home owners who are sticklers for details. Lori and Winston are fantastic and went above and beyond to work with us during the process.
I am very pleased. I moved to my new home after my husband passed unexpectedly and I was unaccustomed to handling financial matters. Winston and Lori were very patient with me and quickly earned my trust. The communication within our 'team' was outstanding.
Very kind and professional. Their platform is easy to use and minimizes the back and forth. Staff was very responsive to our questions. Overall a great easy experience. I would highly recommend!
Very professional, courteous, and was there to help every step of the way without the feeling of being a burden. We couldn't have asked for a better loan experience. Will definitely use again in the future!
I would highly recommend it, the process was so easy I have already tried to recommend you guys to friends that I know we’re looking at buying houses, keep up the good work and don’t get off the gas.
Flawless. From start to finish there was not one single issue. The service was fast and my agents were very friendly. They made home buying a pleasure which I didn't think was going to be the story before it began. I would do it all over again with this team without question.
Great experience and would refer business to them.
"Lori is always so patience and explains things well. Makes it easy to refinance. Winston is always wonderful to work with. He gets back to me as needed and always follows up. Both Winston and Lori never make me feel rushed when we talk by phone."
Our experience was excellent. Lori and Winston made themselves available at all times. They were extremely prompt in their response time. They are so efficient and great at their jobs, and they made this entire process very simple for us. Thank you Lori and Winston!
Very friendly and helpful, especially during this stressful time.
Lori & Winston worked tirelessly to make things happen and keep us in schedule.
Lori is the best I will definitely recommend her to all my friends
This was overall a great experience and I'd work with Lori again and refer her to others!
Everything was great. Everybody that I dealt with was helpful.
Organized, knowledgeable and friendly time made the process very easy.
The people were great! The process was very efficient and effective. THANK YOU.
Great communication, clear expectation and effortless process. Lori and Weston were a pleasure to work with, excellent process!
The whole experience was wonderful! Lori and Winston did a great job of making the process stress free and perfectly customized to our needs.
We enjoy working with Lori. Her knowledge and patience has allowed us to want to work with her several times. Thank you!
Lori McCaghren was who got the ball rolling for me, and Winston Barado helped me finish the process. My gratitude to them is immense.
Overall everything was great. Lori was exceptional and always kept me informed. She’s the reason I would recommend you guys.
Lori and her staff were super professional while at the same time making you feel like family. They are very good at what they do.
Lori was very responsive, knowledgeable and kept me well informed during the process. Definitely 5 Star service!
I am so so grateful for having Lori and Winston on my loan. I felt the process was seamless. I was walked through each step and I can’t thank you all enough.
You made the process very easy and were reassuring that it would get done. I wish the sellers of my old house would have used you all.
Excellent home buying experience. The representative was courteous and always willing to help with any questions we had. They truly went above and beyond to help close our home on time.
We had a great experience with Union, from the first call and contact to the closing. Everything went smoothly and Lori and Winston made everything easy and explained well in all we did. There were no hiccups or issues. Perfect service and experience.
It was a great experience working with Lori. She is very knowledgeable and she provides very detailed information to be considered.
I such a wonderful experience. I shopped around for other mortgage loans and this company really exceeded my expectations. Lori and Winston were great. They were able to answer all of my questions and kept me well updated. I love that I was always able to contact them and could look forward to getting a quick response. They made my home buying experience much more pleasant than I had anticipated and were very friendly and professional. Anyone looking for a lender should definitely come here first.
The UHM team is amazing! I originally imagined the process to refinance my home would be cumbersome and difficult but the UHM team made it just the opposite. Thank you for being well informed and organized!
This was the smoothest I’ve ever had going through this process. Answered all my questions every time. Great team vibes every time I called.
This was the best home buying experience I have ever had. The process was smooth with no hassle.
Very friendly and trustworthy company to work with. I never felt nervous during the process because everything was explained and they let me know it was always okay to call them with any questions. Emails were sent updating on each step to keep me informed as to where I was in the process and how close I was to closing. I will gladly refer and use UHM again.
Customer service was superb! I knew I was perfectly taken care of with Lori and Winston’s knowledge and experience.
Lori's team was courteous, professional, and expedient the entire time. I was particularly impressed by how Jamie and Winston put their noses to the grindstone on my behalf in order to secure me the loan I needed in order to buy a home.
Lori is a great loan officer and was very helpful with setting up my refi. Winston is also the best at getting everything together in a timely manner and communicating throughout the process.
Overall they did a great job from start to end. I think the most important part of the process is "closing everything on time" and this is critical for buyers. UHM did a great job and I am truly thankful for this.
The staff at UHM was extremely kind and helpful. They walked me through the entire process and answered any questions I had. My loan experience went smoothly and was very quick. The team helped meet time requirements that ultimately helped us acquire the home.
Every person my wife and I came in contact with at UHM was not only super helpful but also super polite. Every question Sarah and I had was answered with complete openness and sincerity. We are thankful we found you folks for our home purchase. Thanks for all your help!
This was far easier than expected and the level communication is excellent!
Our experience with UHM was pleasant and the least stressful of any past home purchases.
Lori and team went above and beyond. Even working on Saturday and Sunday to help better understand what we were looking for! Thank you so much!
Absolutely incredible experience! They helped us make our home buying dream a reality!
Lori and Winston were very attentive during this process and explained clearly on the clarifications.
Lori made it very easy, and she was very reassuring though the process. With us being first time homebuyers and being overwhelmed, Lori supported us 100% of the way!