Union Home Mortgage
  • My Account
  • Get Started
  • Support
  • Find a Branch
  • Products
    • Conventional
    • FHA
    • VA
    • USDA
    • New Home Construction
    • Refinancing
    • Rehab
  • Tools
    • Mortgage Calculator
    • Refinance Calculator
    • Resource Center
    • In the News
  • Support
  • Get Started
O: (440) 879-2446 | F: (440) 723-3152 O: (440) 879-2446 | F: (440) 723-3152 APPLY NOW My Account

Get a mortgage you can rave about

Apply Now  
Scroll down for Loan Officer Details

Michael Cross

Senior Loan Officer

[email protected]

Phone: O: (440) 879-2446 | F: (440) 723-3152

Mobile: (440) 336-6030

14843 Sprague Road
Strongsville, OH 44136

NMLS 2104362

Licensed in: AR, CA, CT, FL, GA, ID, MA, MI, OH, PA, VA, WA, TX, MT, IN, ND, NV

AR 122212 | CA CA-DFPI2104362 | CT LO-2104362 | FL LO83918 | GA 2104362 | ID MLO-2082104362 | MA MLO2104362 | MI 2104362 | OH MLO-OH.2104362 | PA 81078 | VA MLO-52311VA | WA MLO-2104362 | TX 2104362 | MT 2104362 | IN 64258 | ND NDMLO2104362 | NV 81421

Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986 | Georgia Residential Mortgage Licensee | Texas Recovery Fund | OH RMLA RM.802837.000 | www.nmlsconsumeraccess.org | Consumer Loan Company License CL-2229 | Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower.

Contact Michael   Contact Michael   Check My Loan Status
Michael Cross

Calculate your mortgage payment

$

What will your monthly mortgage payment be?

It only takes a few minutes to find out.

It only takes a few minutes to find out.

GET STARTED  

MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Michael Cross

Very professional and friendly people everything went smooth would recommend to everyone to UHM. Thanks!

Steven G.

Our loan officer, Michael Cross was great. He kept the process moving and was on top of things to make sure we had the best outcome. The process was done from our home and we felt no pressure or uncertainty at any time. Happy we chose UHM.

Ronald L.

I think you all done a wonderful job, you kept in contact with me and my wife throughout the whole process and always answered our questions and walked us through everything, I would recommend your company any day of the week. Michael Cross was great and he was so willing to walk us through every step that was needed and then some. Out of 1 to 5 stars we would rate or experience a 5 star. Thank you so much.

Quintin S.

It has been an overall excellent experience. I can't say enough about my recent experience with my representative Michael Cross. He made my process effortless and I look forward to working with him in the future.

Michael R.

Excellent! The best part was Michael Cross. He went way above his job. I would definitely recommend him and work with him again. Thanks Michael!

Sandra Y.

Excellent, but the best part was Michael Cross. He went way above his job and would definitely recommend him or deal with him again. Thanks Michael! I’d say he is definitely an assets to UMH.

Sandra Y.

Michael was easy to work with and had great communication during the entire process!

Jenn L.

Union Home Mortgage made the whole process easy to understand and fast! I really enjoyed the communication I had with my mortgage officer.

Vanessa B.

Overall, I had an awesome experience! Michael Cross was very helpful and did a great job of talking us through all relevant details, as this was our first time purchasing a home. I would definitely suggest anyone in the future to use UHM and Michael Cross.

Erik P.

From the the first phone call to the last Michael walked us through everything, explained each step and was a pleasure to work with.

Richard S.

Absolutely amazing. Shout out to my loan officer Michael cross who did an amazing job and actually went far and above my expectations going into this. Thank you so much Michael and anyone else with UHM who had a part in my transaction.

Brandon B.

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact Michael   Contact Michael  
Union Home Mortgage Corp.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

COMPANY
  • About Us
  • Leadership
  • Careers
  • Internships
  • Corporate Social Responsibility
  • Diversity and Inclusion
  • Contact
  • Privacy Policy
  • California Privacy Policy
  • California Consumer Privacy Act Request
  • Licensing Information
  • Accessibility
LOAN PRODUCTS
  • Conventional
  • FHA
  • VA
  • USDA
  • Refinancing
  • Rehab
  • New Home Construction
TOOLS & RESOURCES
  • Tools
  • Mortgage Calculator
  • Refinance Calculator
  • Branches
  • UHM4YOU - COVID-19 Resources
FOLLOW UHM
  • Facebook
  • Twitter
  • Instagram
  • Linkedin
Copyright © Union Home Mortgage Corp. 2025 // 8241 Dow Circle West, Strongsville, Ohio 44136
Back to Top