755 West Big Beaver Road | Suite 1112 Troy, MI 48084
NMLS 525338
Licensed in: FL, GA, MI
FL LO62402 | GA 70612 | MI 525338
When you love what you do…the rest comes easy! That is what I have been doing for 25 years as a mortgage loan originator, is enjoying the gratification of helping others obtain their dream home. I have proudly been serving the mortgage banking needs of homeowners through the refinance and purchase transaction of their first home, vacation home, step-up home, investment property, downsizing and the home of their…generations to follow.
Over the years I have strived to put the interests of my clients first since my most important asset and best source of new business is my client referrals. Conventional loans are my specialty, however, I am well versed in FHA/VA, Jumbo, Home Ready, Home Possible, Rural Housing, MSHDA, HARP, Refinancing and 203K loans. Veterans are near and dear to my heart since my father was a WWII veteran and proudly served in the US Army.
Therefore, I am very happy to give back to our Veterans through our VA Loan program, which we waive our origination fee and administrative fees. I continue to educate my Realtors about the VA program and strategically partner with VA Realtor Specialists (Military Relocation Professionals, MRP). I believe the financing process should be a pleasant and informative experience from the initial meeting to the closing I attend. I am happy to share with my clients the information that I teach at various Colleges and Real Estate Institutes in Michigan, which include: First Time Homebuyer seminars, Top Things to Know When Buying Your Dream Home, and the 20-hour Mortgage Loan Originator Pre-licensing and Con-Ed courses.
As a University of Michigan (BSA – Managerial Economics/Finance) and Wayne State University (MBA – Finance/Marketing) alumni, I try to use my formal education to help my clients review and analyze their financial situation. Your mortgage is just one facet of your financial future, therefore, I strive to make sure you are making choices that will benefit for years to come.
What Customers & Realtors Say About Pamela Hall, MBA
Surprised and delighted with the entire experience—I have a better mortgage interest rate, some cash flow for home improvements, and improved insurance coverage. It was a positive experience and I will tell friends and family to use your company/my loan officer!
Janice C.
My experience was great with UHM. The process was quick and easy. Pam explained the steps and process well.
Lisa M.
The overall experience was efficient and professional. Pam Hall is the consummate professional and knows the mortgage business inside and out. Pam takes the specific needs of her clients into consideration and does not take a cookie-cutter or one-size-fits-all approach.
Patricia W.
Pam Hall was very knowledgeable.
Tonya A.
My first experience buying a house and it went smoothly as far as I can tell. Took about as long as I figured for the process so it was pretty good. Good communication and explained everything well.
Brendon C.
I felt like Pam Hall was "on my side", carefully walking me through the pitfalls of the refinancing my home. Mega Thanks!
Marie R.
Like having a friend and advocate who wants the very best for you. I will be able to pay off my house in less than 10 years.
Catherine W.
Very satisfied as a customer. Customer service is huge in my mind and Pam did a great job.
Richard F.
Pam Hall showed genuine interest for my financial situation and I think she did her best to help me with the best rate.
Phyllis T.
We have been using Pam Hall as our go to person for home loans for about 20 years. Never had an issue, she works hard to overcome any obstacles that happen. which are very few by the way.
Michael S.
Overall I had a great experience, everything went smooth and good contact was kept during the whole process. If you need a mortgage I would recommend Pam Hall she will take care of you.
Scott W.
Helpful, encouraging, friendly and when I started finding confidence in finding the right home for me, I found a friend in UHM.
Tresasa C.
The experience was great. I especially liked the emails that included the short video each time my loan moved to the next phase. But most of all, the best part of the experience was Pam Hall. She's the reason I went with Union Home Mortgage.
Michael C.
The overall experience with UHM exceeded my expectations. Ms. Hall, as always was attentive and thorough with all my concerns and questions regarding the entire process. It was a great experience!
Robert S.
As first time home buyers this could have been a very stressful experience. However, thanks to Pam Hall guiding us through this process and working hard on our behalf, the process was much easier.
Brian F.
Great experience, communication and being knowledgeable and also explaining things was great.
Krystal T.
Pam's vast knowledge and talent with numbers gave me answers quickly for the right route for me to navigate the loan process.
Deborah G.
Helpful, Fast, and Excellent service. Pam is great at her job and made it all happen so quick to get us where we wanted to be.
Ryan G.
Pam was amazingly helpful, extremely knowledgeable, and worked hard to make this happen for me. She was wonderful!
Ann W.
UHM was a great experience for us. Pam Hall was amazing and knew exactly what we needed to do. I will always turn to her for everything and refer everyone I know to her also. She is amazing! Thank you!
Deborah M.
Excellent experience, will be referring to friends when the time comes!
Alyssa F.
Pam Hall is great to work with! I would recommend her to anyone.
Kristin C.
Like I hoped it would be, easy with little frustration.
Micheal B.
Outstanding experience from start to finish. Pamela Hall made the whole process seamless for me.