Ramona Hall
Loan Officer
[email protected]
Phone: (517) 325-5849
Mobile: (517) 712-6500
411 West Lake Lansing Road | Building B | Suite 101
East Lansing, MI 48823
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NMLS 153779
Licensed in: MI, MO, KS, FL
MI 153779 | MO 153779 | KS LO.0048469 | FL LO107035
I am a dedicated mortgage professional well versed in all aspects of mortgage financing. I started in the mortgage industry in August of 2002 and to date have helped thousands of home buyers purchase new homes. Educating people through the mortgage process comes very natural to me because I believe that Real Estate is the best investment one can make to build long-term wealth. Whether you are purchasing a new home or refinancing one you currently own, you can count on my experience to help you through the process.
Kansas License Mortgage Company
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What Customers & Realtors Say About
Ramona Hall
Our refinance went very smoothly from beginning to end.
Robert B.
Nothing to complain about and it was great working with Ramona and Yvette.
Caleb J.
My overall experience with UHM was good. I am pleased with my experience as a first time home owner. Very happy with my new home, thanks to UHM.
Makenzie C.
I love working with UHM. I have three loans with you and I will hope to have many more in the future. The whole team was wonderful to work with. I am so glad I have my loans with you. Keep up the great service.
Christopher M.
Absolutely amazing!
Emily W.
From Ramona reaching out to us to start the process and let us know how much we could save, all the way through it was a seamless and easy process.
Jeffery W.
Overall, my experience was great! I had no complaints; Romana broke everything down and was there for every question and concern!
Sara B.
Ramona was great! She had explained so much for us to try to make the process easier. Faster and easier process than we thought. Very kind staff!
Amanda K.
Excellent service!
Mary S.
Obtaining preapproval was fairly easy. Obtaining the preapproval letter to submit with the offer was very easy and quick.
Debra V.
Fantastic staff!
Joshua Z.
Overall experience exceeded my expectations. UHM was wonderful to us!
Victoria O.
Everything they did made me comfortable with my decision to choose Union Home. I was pleased with my experience.
Jeanine P.
It was great! Ramona and Yvette were amazing. Thank you so much!
Casey M.
The start of the process was great. Ramona got everything going quickly. She was there to work with me on anything I needed.
Skye A.
It was a great experience and I had no issues during the closing process with the mortgage process. The only hold up was by another bank that showed me how important having a good lender is to make the process smooth and easy.
John J.
I was very pleased with my purchase being processed through Union Home Mortgage. Everyone was professional, supportive and willing to help.in anyway. I have been passing the word to others as several need to stream line and move in to smaller units or homes that are not draining them.
Janette P.
Ramona was the best agent we could have hoped to work with. She busted her tail to get us the fastest turn around and approval process possible. We really appreciate her hard work for us.
James H.
Our experience was very positive. Ramona guided us through each step of the process and made it understandable. We will continue to work with UHM!
Amanda D.
Very professional and helpful especially when so many people were refinancing at the time due to low interest rates.
Paula R.
My loan process was smooth and fast. Ramona didn’t treat me like a client but more like a friend. Union Home Mortgage helped me get through hurdles and gave me the help i needed to buy my first home!!
Christin L.
Overall our experience was very easy, efficient, and fun! Ramona made sure it was a seamless process that was the least stressful as possible. We couldn’t have asked for a better first time home buying experience!
Nicholas T.
Knowledgeable, very helpful, took the time to explain everything to me without making me feel inadequate or silly for asking. Very reassuring and welcoming. The staff all worked really well together and it was evident they all respected one another.
Ann M.
It was a very good experience through it all!
Linda S.
Excellent experience. Very professional and sincere staff. They made a stressful experience very simple and enjoyable.
Michael S.
We found the experience to be very easy. Ramona took the time to walk through all of the documents with us multiple times, answer all of our questions and make sure that we understood all of the math.
Sally W.
Ramona and her team were excellent! Always explained things that I didn't understand, no matter how many times I called.
Kim E.
My first experience with Ramona and her team was 4 years ago and it was fantastic!! My second experience was extraordinary and beyond my expectations! The communication is top notch! I have had other experiences with other financial institutions and other lenders but they do not compare to UHM!
Linda E.
I was very satisfied, as I expected from my first refinance with Ramona Hall. She was efficient, thorough, and very "in tune" with my interests. The mobile closing was convenient.
Linda L.
I can’t say enough good things!. 10/10. Knowledgeable, personable and the experience we had with Ramona, couldn’t have been better.
Larissa N.
The experience with UHM was wonderful, especially as a first-time buyer. They answered all my questions, even the tedious, detailed ones that I piled on them. They were quick and efficient with the process and were always easy to get in touch with. Very glad we went with UHM so far.
Stephanie A.
Loan officer was amazing as well as her assistants. They were all very helpful, courteous and efficient! Communication was excellent which was very helpful in what could have been a stressful process.
Sara F.
Friendly, knowledgeable, incredibly fast process to close. A great experience in an era of poor customer service across all service industries.
Patrick L.
UHM provided what any person would want: ease, efficiency, minimal effort, cost effectiveness and open communication.
Duane J.
I felt I got valuable information from Ms. Hall about building my credit score. She also was friendly and honest about what I needed to do to get things in order. She helped me with the overall process. Her office team was also helpful and gave me valuable information. I thank you all for your help, and your patience, and courtesy. I only have wishes of success for you all. Thank you.
Randy M.
From the first time we talked to Ramona Hall, she made it very clear that she would be there for us. Her work ethic is unmatched and she knows what she is doing. I mean, I will never work with anyone else in the future. Even her team members were well above the expected standard. I can’t say enough about her. She is the Elite for sure!
Steven P.
Working with UHM was a genuine pleasure. Up until I called Ramona I felt like my credit union had been consistently misleading me, and my other options provided subpar offers. With UHM I got consistent, expedient service from professionals who stayed in contact, keeping me informed and calm through a hectic and exciting process. With UHM and Ramona Hall you will be in great hands.
Wesley W.
As a first time home buyer I definitely came in expecting to be overwhelmed with information. Thankfully everyone made this process very easy. Amy and Ramona definitely helped and answered my questions.
Allesia P.
This was as efficient and thorough of a home buying process as it gets! Thank you!
Kaitlin P.
We chose UHM because our realtor spoke very highly of the company and specifically Ramona Hall. Ramona and her team were extremely personable and always kept us informed on where we were in loan process. We never felt rushed or pressured during the stressful time of going through the home buying process. I would hands down recommend UHM for any person/family looking for a lender that would treat you like family. Thank you Union Home Mortgage!
Leigh M.
My overall experience was excellent. I had no surprises along the way and Ramona made sure I was in the loop of things whenever there may have been changes or if more information was needed on my end. She worked fast and diligently and was courteous.
Breanin B.
You guys were extremely professional and helpful through the whole mortgage process. I was extremely impressed with how painless the whole experience was and I couldn't be happier to have had your help through what could have otherwise been an extremely stressful journey.
Anthony C.
Our experience was very pleasant. The staff was on top of everything and reached out when they needed something. They all responded quickly and overall very friendly group!!!
Dan E.
Thank you to Ramona for giving me valuable advice that helped the process of filling out paperwork a breeze. Closed 2 weeks early due to her and the team's efficiency.
Kim C.
It is clear that the team of Ramona, Amy and Yvette know their jobs. They all explained things so we understood and when we didn't, they took the time to ensure we did. I cannot express how grateful I am that I went with Union Home Mortgage and was able to have the wonderful experience that I did.
Jennifer D.
This is my second home buying experience and UHM actually made obtaining a home loan an enjoyable experience! I couldn't recommend them enough!
Alicia E.
Very impressed. Very happy with all the team's effort and professionalism.
Will V.
I had an excellent experience with the team. Ramona Hall and her team were so easy to work with. I was treated like they really cared about me and always had answers to my questions. This was such a smooth process that I never felt worried about anything I felt like family.
Mark W.
I really appreciate Ramona Hall! She was excellent and very patient with me.
Alicia S.
Everything was good. The process moved along so fast and things went well.
Jessica R.
A truly amazing experience. I had not purchased a new house in over 20 years as well as moving from another state. They made buying my house a breeze!
Clara L.
I appreciate Ramona's attention to detail and willingness to be a friend and listening ear during such a difficult time. Above and beyond.
Jennifer H.
From the first phone call with Ramona, they were nothing but helpful, and empathetic and patient with me and my tears, because I had lost my husband just a few months before. This is my first experience getting a home loan on my own and without them I don’t think the process would have been as easy.
Laurie K.
We had a great experience working with UHM. Everyone was very helpful and on top of their game. It seemed like everyone had our best interest at heart and took care of us like we were one of their own. I would recommend UHM to anyone asking about a home loan in the future!
Jacob M.
10/10, would recommend to anybody I know looking to buy a home!
Samuel D.
I enjoyed the people and the process of learning the real estate business
Michael S.
I was treated with respect and kept updated at each step of the loan process. I never was left wondering what was expected from me or if we were on the right track. I’m also confident I found the best interest rate/closing cost on the market. I never felt like I was a burden by asking additional questions. I was always treated with respect and courtesy. I felt like each member of the team was happy to help me.
Bradley B.
I loved working with the whole team. They are all very experienced and made the process seamless and enjoyable!
Shanna B.
it was great around every corner. They helped so much with all of my questions and the stress i had built up around the situation.