Stephen Micham
Senior Loan Officer
smicham@uhm.com
Office: (419) 299-4700
Mobile: (419) 514-7783
900 W.S. Boundary Street | Suite A
Perrysburg, OH 43551
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NMLS 140175
Licensed in: OH, MI
OH MLO.08330.00 | MI 140175
Stephen Micham has been a lifetime resident of Northwest Ohio and has over 20 years of mortgage lending experience. He has been instrumental in helping thousands of families realize their dreams of homeownership.
Stephen was born and raised in Maumee, OH. He attended St John’s Jesuit High School and graduated from the University of Toledo in 1995. He got started in the mortgage business after searching for a job that would give him flexibility while he raised his two boys. He has since found great joy in guiding his clients through likely the biggest financial decision of their lives.
Stephen chooses to work with Union Home Mortgage because there is “genuine care” throughout the organization and there is a commitment to provide exceptional service at every stage in the process.
He continues to stay motivated every day by helping people and navigating his clients through all the moving pieces in the mortgage puzzle. Stephen was the 2019 President of Mortgage Bankers Association of Northwest Ohio and continues to remain active on the board.
Stephen currently lives in Perrysburg with his Wife and Yorkshire Terrier. On the weekend he enjoys road and mountain biking, hiking, and kayaking.
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What Customers & Realtors Say About
Stephen Micham
I enjoyed it. It was very easy and simple, which took all the stress away.
Jay S.
My overall experience with UHM was excellent and if I had to go through the process again, I would choose UHM!
Polly P.
My experience with UHM was excellent. They were fast, easy and reliable when it came to getting things done. Thank you!
Keith L.
Amazing and easy. Everything went smoothly through the process especially for me being someone so inexperienced.
Aaron W.
Steve was easy to work with. He is easy to get in contact with and can answer any question you might have.
David J.
We could not have been anymore satisfied. The whole process with Steve was seamless and he clearly explained each step before it occurred so there were no surprises during the entire process.
Mark M.
I could not have asked for a better experience from the first day to the last working with Steve Micham. What is usually an arduous process was made as easy and smooth as possible. I would never hesitate to refer Union Home Mortgage to any family and friends that may need their services.
Resa P.
For me it wasn't about working with UHM, it was working with my loan officer specifically. I would refer Stephen to anyone, regardless who is he working for.
Aaron S.
It was a great experience from start to finish. The communication and service I've received was excellent and very professional. Super happy with my decision to use and stay with Union Home Mortgage!
Michele S.
Working with Stephen made this a much smoother experience than expected. He helped guide us through every step needed to be able to purchase a home we absolutely love!
