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Scroll down for Loan Officer Details

J. Thomas Perkins

Managing Loan Officer

[email protected]

Phone/Fax: (609) 531-0008

Mobile: (609) 442-9463

2111 New Road | Suite 103
Northfield, NJ 08225

NMLS 403877

Licensed in: PA, NJ, FL

PA 58385 | NJ 403877 | FL LO99292

Licensed by the N.J. Department of Banking and Insurance.

Contact J. Thomas   Contact J. Thomas   Check My Loan Status
J. Thomas Perkins

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
J. Thomas Perkins

BEST OF 5 LOANS IN OUR LIFETIME!

Phillip T.

I did not have to worry about anything getting done the way it was supposed to. Thom took care of everything and kept me updated every step of the way!

Elaine W.

The experience was way better than I thought it was going to be. Everyone I talked to was extremely professional, courteous, and just a pleasure to work with. Thomas Perkins did a great job!

John M.

Stellar experience. They make the home buying experience enjoyable.

Thomas R.

Thom was fantastic from beginning to end, worked out about five different scenarios for me and never stopped negotiating. He was so easy to deal with.

Amanda K.

Excellent. Thom, our mortgage broker, was awesome and kept us up to date on every phase of the loan process.

Melissa F.

Friendly, professional, open communication, informative. I’ve owned many properties and have had many closings. This experience with UHM couldn’t have gone smoother. I would definitely recommend Tom Perkins, his team, and UHM to everyone.

Damon G.

Excellent. Made us feel at ease. Made the process so easy.

Ahmad G.

The whole process went very well. Thom and his staff were professional, prompt and thorough. I would and do highly recommend Thom and would use him and your company again.

Thomas M.

It is great that my loan officer explained all options in simple language and gave me the freedom to pick.

Haokhomang H.

The service from Thom was great and the process was quick and easy.

Jeffrey M.

I appreciate the customer service I received and being kept informed throughout the process. If I had any questions I was answered quickly.

Richard A.

Great! No brainer.

Shannan G.

Very good experience! Quick, easy and professional.

Jay P.

Thom and his assistant made the whole process very easy for me!

Robin R.

Fantastic, will come back to your company for my next mortgage!

Carla G.

Outstanding and I felt valued, respected and important.

Roxellen A.

Excellent experience overall. Thom Perkins, the local representative, guided me through the process and always responded to my questions very promptly and courteously. All the loan related details were clearly explained so that I could be well prepared for closing.

Venkatraman V.

Tom Perkins really made the entire loan process go smoothly. He guided me through each step and was timely with requesting documents. Thank you again!

Matthew H.

Overall was good. Specifically I would thanks my loan officer, Thomas Perkins.

Monirul I.

One of the easiest experiences I have had with any big financial decision. Everyone was super helpful, quick to answer, and very friendly.

Zachary K.

This process was at times difficult, but the team made sure that I was aware of everything that was going on. LeAnn was just wonderful! Thomas and LeAnn both exhibited patience when I was frustrated and they were very supportive throughout the entire process.

Gabrialle T.

Great. Thom is a honest and trustworthy originator that kept promises and made this process easy.

Nikunj P.

Fantastic. Thom Perkins is outstanding! He leaps and bounds more than every mortgage guy I've ever dealt with.

Kelly F.

I appreciated the personal attention and quick response to any questions. The videos were wonderful as each step was completed. Thom Perkins and his office staff are treasures!

Jacqueline F.

I was pretty new to the home buying experience and they practically held your hand and walked me right through it. Very helpful family of people. Thank you

Antonio D.

My experience has been great and everyone was very eager to work with my needs. The team is super friendly. I highly recommend.

Rahnuma T.

Totally happy with service and loan process. Great communication throughout each stage till loan closed and was approved. Highly recommend the Perkins team!

Thomas A.

My overall experience was perfect. Wonderful loan officer and staff. Everything done in an efficient and timely manner. Would highly recommend!

Laura E.

I was recommended to use Union Home Mortgage. We needed a company that was very reliable, with great communication and Union Home Mortgage met that criteria. I have no regrets, it was an absolute great experience, Tom Perkins did a great job, he communicated with me throughout the entire process, he went above and beyond. I really appreciate the hard work he put in for our family to get approved for our home, thank you so much to Tom and his team.

Camiel C.

Tom Perkins and his team were very knowledgeable and professional. They made certain that all deadlines were met, communicated well and answered all my questions. They made the home buying process way less stressful.

Lecksene P.

UHM made the entire experience of refinancing quick, painless and easy overall. They kept me informed at every step of the process. The process went very well and was remarkably quick. The whole team was very efficient. Thank you!

John W.

Thom Perkins and Leann Wade epitomize outstanding customer service, knowledge of their role and responsibility related to home mortgage processes. Professionalism that exceeds other lending agencies and a personal touch that has led to an ongoing relationship with UHM. I am about to finance another investment property through Union Home Mortgage Corp.

Roxellen A.

My parents and my family bought their houses with the J Thomas Perkins team. We are satisfied with his services and went through the process without any problems. I will recommend my friends and family to UHM.

Tan N.

My experience was a memorable one. Thanks to my team, Leanne and Thomas. Thank you UHM!!!! I really appreciate it and am looking forward to do business with you guys in the future.

Tasheka F.

Tom Perkins is amazing and his team is always efficient and easy to work with.

Georgeanna N.

Tom is an excellent loan officer who listens, cares and is proficient at what he does.

Georgeanna N.

My overall experience with the UHM team was outstanding. Tom, LeeAnne, Debra, and team were all very experienced, efficient, and pleasant to work with. I learned a lot about the process and felt confident that they could answer any questions and concerns I had. I would definitely recommend UMH to my family and friends.

Martinique W.

Awesome! Very excited to own my own home! Thom and his team made that possible. Thank you!

David H.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact J. Thomas   Contact J. Thomas  
Union Home Mortgage Corp.
Get a mortgage you can rave about.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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