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(423) 594-0610 APPLY NOW My Account

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Cheryl Owens

Loan Officer

[email protected]

Phone/Fax: (423) 594-0610

Mobile: (423) 504-9962

6085 Arbury Way | Suite 201
Ooltewah, TN 37363

NMLS 154893

Licensed in: TN, GA

TN 100411 | GA 29726

Cheryl brings more than 25 years of industry experience to the Industry and through her experience, as well as expertise, her goal is to provide consumers with the opportunity to achieve the “American Dream” of home ownership.

 

A consistent multi-million dollar producer, Cheryl holds mortgage licenses in Tennessee and Georgia. She is well versed in all aspects of mortgage lending and offers 100% financing through USDA, VA, THDA. She also offers conventional, jumbo and FHA financing depending on your individual needs. You can trust that Cheryl will provide the best possible service and have your best interest at heart.

 

Georgia Residential Mortgage Licensee

Contact Cheryl   Contact Cheryl   Check My Loan Status
Cheryl Owens

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Cheryl Owens

Awesome! Supportive! On task! Cheryl and team kept in communication with me almost daily as it got closer to the closing date and till the end. Friendly! Caring! Personal!

Sylvia B.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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Union Home Mortgage Corp.
Get a mortgage you can rave about.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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