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(910) 302-3245 APPLY NOW My Account

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Belinda Perez

Loan Officer

[email protected]

Phone/Fax: (910) 302-3245

Mobile: (910) 916-4961

941 West Morse Blvd., Suite 100
Winter Park, FL 32789

NMLS 1549535

Licensed in: NC, CA, TN, KY, FL

NC I-172450 | CA CA-DFPI1549535 | TN 238422 | KY MC745026 | FL LO85773

I was born in northern Virginia and grew up in Richmond, VA where I graduated high school and met my husband. While living in the Fort Bragg/Fayetteville area I worked as a paralegal at a local law firm for 11 years before making a move into the mortgage industry in December 2016. My husband retired in 2020 after 20 years in the Army. Since my husband’s retirement we have relocated from the Ft. Bragg area, where we lived for nearly 16 years, to the Central Florida area. I primarily operate out of my Florida office; however, I do travel regularly to the Fayetteville and Ft. Bragg area to visit and conduct in-person meetings with clients in North Carolina.

 

Having experienced military life as well as both buying and selling a home, I appreciate the obstacles and stress often accompanied throughout the home buying journey and strive to make your home buying experience as smooth as possible. My passion is to educate current and future homeowners with the knowledge and tools to make the best choices to meet the needs and goals of your family. I specialize in providing a personalized presentation from the start that is uniquely tailored to your current circumstances and long-term goals. Having a knowledgeable mortgage professional in your corner working for you will make all the difference in the world to your home buying experience.

 

Education is so important to me that I am on the East Coast Advisory Board for Union Home Mortgage’s non-profit foundation: Union Home Mortgage Foundation. The Foundation focuses on partnering with nonprofits that helps families and individuals take steps towards homeownership through Financial Literacy, Career Readiness, Education, and Housing. If you know of a nonprofit that helps the community in any of these categories, please let me know so that we can see if the Foundation is able to help.

 

For wherever you are in life it is never too early to call me! I will walk you through all the questions and concerns you have. Whether you are a first-time home buyer seeking low or no down payment options, ready to build your next home, considering a refinance of your current home, or are ready to buy a vacation or investment property, I am here for you! We offer VA, FHA, NCHFA, Conventional, Jumbo, Construction-to-Perm and more! Let’s work together!

Contact Belinda   Contact Belinda   Check My Loan Status
Belinda Perez

Meet Our Support Staff

Allison Tripp

Allison Tripp

Producing Loan Officer Assistant

(561) 576-9069 | [email protected]

Allison Tripp is a Producing Loan Officer Assistant for Belinda Perez.

Morgan Pitts

Morgan Pitts

Producing Loan Officer Assistant

(910) 900-8005 | [email protected]

Morgan Pitts is a Producing Loan Officer Assistant For Belinda Perez

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
Belinda Perez

The experience was great and easy going and everything was so simple.

Alton T.

My real estate agent recommended Union Home Mortgage. Once in contact with Belinda, she handled the mortgage loan process with diligence and patience. Thank you!

Nancy M.

Excellent - I am so pleased with all the overall experience.

Jose G.

It was a great and painless experience unlike our first home purchase with a different lender. Belinda Perez was extremely knowledgeable/helpful and a pleasure to work with.

Eric B.

I deal with thousands of people every month relating to all kinds of situations. Belinda is one of the most proficient people I have ever met.

Vivian R.

This being the first time we purchased a home that wasn't new construction or a foreclosure, we had a great experience.

Chantal A.

Overall I had an awesome experience. Everyone helped me so much and actually worked for me in my favor. They were very nice and everything was fine in a timely manner.

Jennifer T.

Excellent.

Tony W.

Very little stress, very wonderful people, very likely to suggest UHM to my friends and family!

Erin A.

Timely, friendly, knowledgeable and available for questions. Everything I needed.

Kevin P.

Great service and excellent communications.

Feras A.

Overall experience was pleasant and easy, especially considering it was our first time purchasing a home.

Jose T.

Easy and straight forward.

Lloyd D.

Ms. Belinda Perez was very helpful. She was very informative and patient with me as I wasn't familiar with the process. . She was always accessible and honest with every thing she told me. I would recommend Union Home Mortgage and particularly Ms Belinda Perez to everyone!

Tolulope O.

Excellent, personal.

Kimberly E.

I found Belinda Perez very professional, knowledgeable and pleasant to work with.

Bonnie W.

It simply a breeze. Belinda was so easy to work with and I would recommend to anyone.

Gina O.

Fast, professional, gave me options, explained everything in detail.

Darren M.

I worked with Belinda Perez. She did everything possible to answer every question and concern I had about this loan process. She is very professional and cares about you. I will definitely recommend UHM to anyone looking to purchase their dream home.

Oscar J.

My experience was great. Dealing with UHM was the least stressful part of the entire process.

Rachel W.

Amazing experience. Couldn’t have received better customer service anywhere!

Gloria H.

Belinda did a wonderful job. She communicated well and was very responsive, but didn't hound me constantly with excess emails/calls/texts.

Gannon V.

Our experience with UHM has been phenomenal. We appreciate everything.

Chalres R.

We are extremely satisfied and gratified with the loan process from the very first contact to the last signature at closing. Thanks for helping make a dream become reality!

Rebekah W.

Overall, my experience was second to none. I was clearly informed all the way through the process and all my concerns/questions were always answered in a timely manner. I cannot say enough on how much I enjoyed their services, honesty and hospitality.

Christian B.

Overall, Union Home Mortgage was able to deliver exactly what we expected. Everything from interest rate to where we wanted to be at with monthly payment. They were able to find the right mortgage program to eliminate the up front costs.

Andrew K.

They were very prompt and knowledgeable about everything. I was very happy to close on my loan.

Gwendolyn E.

Couldn't be happier with the service we received. I'll be sure to continue to make UHM my first call when it's time to get another mortgage and will refer others to them. Thank you!

Tony D.

So far the experience has been phenomenal! Responses were quick, no matter the time of day, and we were well informed every step of the way. UHM and Belinda had a pre-approval in our hands days before any other mortgage company even responded to our initial inquiry.

John J.

We have loved our experience thus far with UHM. Every one has been kind and helpful with each step. And the account seems easy to navigate.

Jacob H.

From start to finish this was a great experience - very impressed with Belinda and her team. If you need a great loan officer contact Belinda!!

Larry K.

Veterans - After 21 years of military service and constant moving, selling, and purchasing homes, this was by far the best experience we have had with a VA loan mortgage lender. The housing market was crazy during this period of house hunting and the only predictable constant we had was Union Home Mortgage. Constant communication and the step by step process utilized by Union Home Mortgage was a great feature. Highly recommend this company when utilizing VA Loans.

Philip M.

Awesome team, quick to respond and will walk you through anything you have a questions on. Very open and honest and great feedback to any questions.

Ryan D.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment

Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?

Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

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