When buying a home in a competitive real estate market, make an offer on a house that gives you the confidence of a cash buyer and stands out from the competition. Become a Ready, Set, Home! Certified Home Buyer with Union Home Mortgage.
When competition is high, you need every advantage to set you apart from other buyers vying for your dream house.
A Ready, Set, Home! Certified Home Buyer is the gold standard for purchasing a home and allows you to make a trustworthy offer that gives you the security of a cash buyer. Real estate agents and sellers are more likely to accept an offer that’s already been qualified, simplifying the purchase process and getting you to closing day faster.
As a Ready, Set, Home! Certified Home Buyer, Union Home Mortgage verifies your financial assets, employment and income upfront, giving you full approval to purchase a home. Funding is secure and you can shop for your new home with more confidence and peace of mind knowing the offer you make will stand out from competing buyers and get accepted faster.
With prequalification, it’s an estimate for credit based on the information you provide to a lender, but it is not a complete verification of your income and financial assets. While the prequalification process is quick and easy, it does not secure financing for a borrower.
Getting Pre-Approved is Better
A mortgage preapproval goes a step beyond pre-qualification that allows you to determine how much home you can afford. This process involves submitting documentation to the lender for evaluation with an estimated interest rate offer and maximum principal amount.
Being Certified Home Buyer is BEST!